BIO CAP
ActiveSummary
BIO CAP has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €883,848 and a net result of -€3,470. Equity is shrinking by ~6.1% per year across the filed fiscal years. Its solvency ranks better than 54% of 26049 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability55▼-5
Solvency62=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50,000 at 30 days acceptable
Liquidity ample (current ratio 2.07 against 1.27 in 2023; short-term debt: 4.8% and cash: 2.2% of total assets), but 62.8% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
37.2%
Return on assets
-0.1%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-09-2025, 39 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
39 d late
2023
28 d late
2022
29 d late
2021
25 d late
2020
45 d late
2019
3 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 27 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Turnover
€1.8m
EBIT margin
-6.9%
Net result
-€3,470▲ 33.5%
2023 · -€5,220
Working capital
€122,659▲ 280%
2023 · €32,284
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€1.8m
Operating result-€8,207-€124,736▼ 1,420%€23,350€20,685▼ 11.4%€26,880▲ 29.9%
Net result€275,756above the sector's middle half▲ 85.5%€377,479above the sector's middle half▲ 36.9%-€1,246within the sector's middle half-€5,220below the sector's middle half▼ 319%-€3,470within the sector's middle half▲ 33.5%
EBIT margin-6.9%
Equity€1.5mabove the sector's middle half▲ 22.8%€893,785above the sector's middle half▼ 39.8%€892,538above the sector's middle half▼ 0.1%€887,318above the sector's middle half▼ 0.6%€883,848above the sector's middle half▼ 0.4%
Total assets€2.7mabove the sector's middle half=€2.6mabove the sector's middle half▼ 5.3%€2.5mabove the sector's middle half▼ 3.4%€2.4mabove the sector's middle half▼ 3.1%€2.4mabove the sector's middle half▼ 0.7%
Debt€1.2m▼ 18.4%€1.7m▲ 36.7%€1.6m▼ 5.1%€1.5m▼ 4.5%€1.5m▼ 1.0%
Working capital€592,727above the sector's middle half▲ 110%€31,375within the sector's middle half▼ 94.7%€21,044within the sector's middle half▼ 32.9%€32,284within the sector's middle half▲ 53.4%€122,659above the sector's middle half▲ 280%
Solvency54.9%above the sector's middle half▲ 10.2pp35.0%within the sector's middle half▼ 20.0pp36.1%within the sector's middle half▲ 1.2pp37.1%within the sector's middle half▲ 0.9pp37.2%within the sector's middle half▲ 0.1pp
Current ratio2.03within the sector's middle half▲ 0.661.30within the sector's middle half▼ 0.731.21within the sector's middle half▼ 0.091.27within the sector's middle half▲ 0.062.07within the sector's middle half▲ 0.81
Return on assets (ROA)10.2%within the sector's middle half▲ 4.7pp14.8%above the sector's middle half▲ 4.6pp-0.1%within the sector's middle half▼ 14.8pp-0.2%within the sector's middle half▼ 0.2pp-0.1%within the sector's middle half▲ 0.1pp
Staff (FTE)31.1above the sector's middle half▲ 9.9%22.8▼ 26.7%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 30% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.4m
Fixed assets
€2.1m ▼ 4.3%
Current assets
€237,035 ▲ 54.1%
Equity and liabilities €2.4m
Equity
€883,848 ▼ 0.4%
Debt
€1.5m ▼ 1.0%
Debt's share of the balance-sheet total falls from 62.9% to 62.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€136,577▲
2023 · €129,983
Cash flow
€106,227▲
2023 · €104,077
Debt to equity
1.69▼
2023 · 1.70
ROE
-0.4%▲
2023 · -0.6%
Interest coverage
4.39▼
2023 · 5.02
Debt ≤ 1 year
€114,376▼
2023 · €121,539
Debt > 1 year
€1.4m▼
2023 · €1.4m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 8,616 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 94% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a small loss
0.4%
went bankrupt
5.2%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 8,616 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | €1.8m | - | - | - | - |
| Non-recurring operating income76A | - | €271,232 | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €1.7m | - | - | - | - |
| Remuneration, social security and pensions62 | - | €255,512 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €136,354 | €240,241 | €103,162 | €109,297 | €109,698 | ▲ 0.4% |
| Other operating charges640/8 | - | €6,725 | €3,432 | €1,721 | €2,222 | ▲ 29.1% |
| Non-recurring operating charges66A | - | €692 | €4,018 | €2,152 | - | - |
| Gross operating margin9900 | €1.3m | €378,434 | €133,961 | €133,856 | €138,799 | ▲ 3.7% |
| Operating profit (loss)9901 | -€8,207 | -€124,736 | €23,350 | €20,685 | €26,880 | ▲ 29.9% |
| Financial income75/76B | - | €563,569 | €43 | €0 | €754 | ▲ 376,880% |
| Recurring financial income75 | €327,246 | €563,569 | €43 | €0 | €754 | ▲ 376,880% |
| Financial charges65/66B | - | €61,354 | €24,638 | €25,906 | €31,104 | ▲ 20.1% |
| Recurring financial charges65 | €22,120 | €61,354 | €24,638 | €25,906 | €31,104 | ▲ 20.1% |
| Profit (loss) for the period before taxes9903 | €296,919 | €377,479 | -€1,246 | -€5,220 | -€3,470 | ▲ 33.5% |
| Income taxes67/77 | €21,163 | - | - | - | - | - |
| Profit (loss) for the period9904 | €275,756 | €377,479 | -€1,246 | -€5,220 | -€3,470 | ▲ 33.5% |
| Profit (loss) for the period to be appropriated9905 | €275,756 | €377,479 | -€1,246 | -€5,220 | -€3,470 | ▲ 33.5% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.7m | €2.6m | €2.5m | €2.4m | €2.4m | ▼ 0.7% |
| Formation expenses20 | - | - | €30,067 | €24,010 | €17,954 | ▼ 25.2% |
| Fixed assets21/28 | €1.5m | €2.4m | €2.3m | €2.2m | €2.1m | ▼ 4.3% |
| Tangible fixed assets22/27 | €1.4m | €2.3m | €2.2m | €2.1m | €2.0m | ▼ 4.6% |
| Land and buildings22 | - | €2.3m | €2.2m | €2.1m | €2.0m | ▼ 4.9% |
| Furniture and vehicles24 | - | - | - | - | €6,815 | - |
| Financial fixed assets28 | €138,000 | €138,000 | €138,000 | €138,000 | €138,000 | = |
| Current assets29/58 | €1.2m | €134,490 | €121,377 | €153,823 | €237,035 | ▲ 54.1% |
| Stocks and contracts in progress3 | €512,859 | - | - | - | - | - |
| Amounts receivable within one year40/41 | €309,732 | €93,721 | €93,771 | €109,667 | €185,614 | ▲ 69.3% |
| Trade receivables40 | - | €13,376 | €33,033 | €58,547 | €96,039 | ▲ 64.0% |
| Other amounts receivable41 | - | €80,345 | €60,738 | €51,120 | €89,575 | ▲ 75.2% |
| Cash at bank and in hand54/58 | €345,548 | €40,769 | €27,606 | €44,156 | €51,421 | ▲ 16.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.7m | €2.6m | €2.5m | €2.4m | €2.4m | ▼ 0.7% |
| Equity10/15 | €1.5m | €893,785 | €892,538 | €887,318 | €883,848 | ▼ 0.4% |
| Contributions10/11 | €89,242 | €9,166 | €9,166 | €9,166 | €9,166 | = |
| Outside capital11 | - | €9,166 | - | - | - | - |
| Share premium1100/10 | - | €9,166 | - | - | - | - |
| Revaluation surpluses12 | - | €1.1m | €1.1m | €1.1m | €1.1m | = |
| Reserves13 | €8,924 | - | - | - | - | - |
| Profit (loss) carried forward14 | €1.4m | -€229,817 | -€231,063 | -€236,284 | -€239,754 | ▼ 1.5% |
| Amounts payable17/49 | €1.2m | €1.7m | €1.6m | €1.5m | €1.5m | ▼ 1.0% |
| Amounts payable after more than one year17 | €627,531 | €1.6m | €1.5m | €1.4m | €1.4m | ▼ 0.7% |
| Financial debts170/4 | - | €1.6m | €1.5m | €1.4m | €1.4m | ▼ 0.7% |
| Amounts payable within one year42/48 | €575,413 | €103,115 | €100,333 | €121,539 | €114,376 | ▼ 5.9% |
| Current portion of amounts payable after more than one year42 | - | €96,880 | €96,903 | €106,283 | €91,803 | ▼ 13.6% |
| Trade debts44 | €314,731 | - | €3,430 | €15,009 | €22,573 | ▲ 50.4% |
| Suppliers440/4 | - | - | €3,430 | €15,009 | €22,573 | ▲ 50.4% |
| Taxes, remuneration and social security45 | - | €6,235 | - | €246 | - | - |
| Taxes450/3 | - | €6,235 | - | €246 | - | - |
| Accrued charges and deferred income492/3 | - | €4,468 | - | - | €2,580 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €275,756 | €377,479 | -€1,246 | -€5,220 | -€3,470 | ▲ 33.5% |
| + Depreciation and write-downs630 | €136,354 | €240,241 | €103,162 | €109,297 | €109,698 | ▲ 0.4% |
| Operating cash flow (approximation) | €412,110 | €617,720 | €101,916 | €104,077 | €106,227 | ▲ 2.1% |
| Investment in fixed assets (approximation) | - | -€1.1m | €66 | -€6,056 | -€14,752 | ▼ 144% |
| Change in cash | - | -€304,779 | -€13,163 | €16,550 | €7,265 | ▼ 56.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
19-06
State Gazette act
Resignation: BIOCAP & CO (director)Appointment: CLEBIO (sole director)3 facts ▸
State Gazette act
Resignation: BIOCAP & CO (director)
Appointment: CLEBIO (sole director)3 facts ▸
- General meeting, 18-03-2026
- Director resignation, BIOCAP & CO (director)
- Director appointment, CLEBIO (sole director)
2025
08-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 39 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Weakest financial yearnet -€5,220
Net result drops to -€5,220, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-12
Financial
Highest result since 2019net €377,479 ▲36.9%
Net result €377,479, the highest in the series.
2020
15-12
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 45 days late
2019
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
26-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
02-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
03-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2015
28-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 4 acts read
About the unread acts
Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2026
Board 1
CLEBIO
CurrentSole director · since 19-06-2026 · Private limited company · perm. rep.: Xavier Dethier
Permanent representatives 1
Xavier Dethier
CurrentPermanent representative · since 19-06-2026 · for CLEBIO
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
3 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Namur · 2 establishment units since 2000
Ground area
8,595 m²
Building footprint
835 m²
Volume, LiDAR
6,454 m³
2 parcels, Wallonia · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Rue Saint-Luc(BU) 27, 5004 Namur
since 20002.094.138.740
BIO CAP
since 20132.217.579.554
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92039A0089/00X002 | Wallonia | 7,919 m² | 1 · 700 m² | 11.9 m · 3 fl. |
| 92021E0167/00E000 | Wallonia | 676 m² | 1 · 135 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
2 people since 2026, 1 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| CLEBIO |
|
| BIOCAP & CO |
|
Structure & network
Owners and holdings
1 owner · 1 holdingChain of control
- BIOCAP & CO
- BIO CAP
Highest known parent: BIOCAP & CO. The sources do not say who stands above it.
Owners 1
- BIOCAP & COparent100%
Holdings 1
-
46%
According to the 2024 annual accounts of BIO CAP and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
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Shareholding
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Of 2,474 companies in sector 47279 we hold annual accounts for 949. 390 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-10-2000
Fiscal year end31-12
Activities, NACEBEL 2025
47279Other retail sale of food
E-invoicing
Reachable via Peppol
Peppol ID
0208:0473147687
Also
9925:BE0473147687
Registered
06-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.