Mallo
ActiveSummary
Mallo has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €74,269 and a net result of €10,358. Equity is growing by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 26043 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability70▲+13
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 13.19 against 12.48 in 2023; short-term debt: 7.6% and cash: 32.2% of total assets), and 7.6% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
30 d early
2022
28 d early
2021
31 d early
2020
36 d early
2019
31 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€74,269▲ 13.2%
2023 · €65,629
Total assets
€80,364▲ 12.6%
2023 · €71,349
Net result
€10,358▲ 89.8%
2023 · €5,458
Working capital
€74,269▲ 13.2%
2023 · €65,629
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€18,308▲ 49.7%€14,490▼ 20.9%€11,741▼ 19.0%€10,293▼ 12.3%€15,877▲ 54.2%
Net result€12,912▲ 62.7%€8,231▼ 36.3%€6,608▼ 19.7%€5,458▼ 17.4%€10,358▲ 89.8%
Equity€69,541▲ 19.4%€56,829▼ 18.3%€61,837▲ 8.8%€65,629▲ 6.1%€74,269▲ 13.2%
Total assets€73,228▲ 16.4%€68,425▼ 6.6%€68,690▲ 0.4%€71,349▲ 3.9%€80,364▲ 12.6%
Debt€3,687▼ 21.2%€11,596▲ 214%€6,853▼ 40.9%€5,719▼ 16.5%€6,094▲ 6.6%
Working capital€67,888▲ 23.6%€56,829▼ 16.3%€61,837▲ 8.8%€65,629▲ 6.1%€74,269▲ 13.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 54% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €80,364
Equity
€74,269 ▲ 13.2%
Debt
€6,094 ▲ 6.6%
Debt's share of the balance-sheet total falls from 8.0% to 7.6%. Equity and debt are higher.
Key figures and ratios
Current ratio
13.19▲
2023 · 12.48
Debt to equity
0.08▼
2023 · 0.09
ROE
13.9%▲
2023 · 8.3%
ROA
12.9%▲
2023 · 7.7%
Debt ≤ 1 year
€6,094▲
2023 · €5,719
Income taxes
€5,076▲
2023 · €4,273
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €9,000 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,653 | €1,653 | - | - | - | - |
| Other operating charges640/8 | - | €163 | €512 | €493 | €842 | ▲ 70.6% |
| Gross operating margin9900 | €20,297 | €16,306 | €12,252 | €10,786 | €16,718 | ▲ 55.0% |
| Operating profit (loss)9901 | €18,308 | €14,490 | €11,741 | €10,293 | €15,877 | ▲ 54.2% |
| Financial income75/76B | - | - | €0 | €0 | €0 | ▼ 100% |
| Recurring financial income75 | €1,763 | - | €0 | €0 | €0 | ▼ 100% |
| Financial charges65/66B | - | €455 | €660 | €562 | €442 | ▼ 21.2% |
| Recurring financial charges65 | €131 | €455 | €660 | €562 | €442 | ▼ 21.2% |
| Profit (loss) for the period before taxes9903 | €19,940 | €14,035 | €11,081 | €9,732 | €15,434 | ▲ 58.6% |
| Income taxes67/77 | €7,028 | €5,804 | €4,473 | €4,273 | €5,076 | ▲ 18.8% |
| Profit (loss) for the period9904 | €12,912 | €8,231 | €6,608 | €5,458 | €10,358 | ▲ 89.8% |
| Profit (loss) for the period to be appropriated9905 | €12,912 | €8,231 | €6,608 | €5,458 | €10,358 | ▲ 89.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €73,228 | €68,425 | €68,690 | €71,349 | €80,364 | ▲ 12.6% |
| Fixed assets21/28 | €1,653 | - | - | - | - | - |
| Tangible fixed assets22/27 | €1,653 | - | - | - | - | - |
| Current assets29/58 | €71,576 | €68,425 | €68,690 | €71,349 | €80,364 | ▲ 12.6% |
| Amounts receivable within one year40/41 | €20,805 | €12,788 | €3,878 | €5,314 | €4,518 | ▼ 15.0% |
| Trade receivables40 | - | €12,592 | €2,351 | €2,587 | €2,594 | ▲ 0.3% |
| Other amounts receivable41 | - | €196 | €1,527 | €2,727 | €1,924 | ▼ 29.4% |
| Current investments50/53 | - | - | - | - | €50,000 | - |
| Cash at bank and in hand54/58 | €50,770 | €55,565 | €64,812 | €66,035 | €25,845 | ▼ 60.9% |
| Deferred charges and accrued income490/1 | - | €72 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €73,228 | €68,425 | €68,690 | €71,349 | €80,364 | ▲ 12.6% |
| Equity10/15 | €69,541 | €56,829 | €61,837 | €65,629 | €74,269 | ▲ 13.2% |
| Contributions10/11 | - | €400 | €400 | €400 | €400 | = |
| Reserves13 | €57,141 | €56,429 | €61,437 | €65,229 | €73,869 | ▲ 13.2% |
| Distributable reserves133 | - | €56,429 | €61,437 | €65,229 | €73,869 | ▲ 13.2% |
| Profit (loss) carried forward14 | - | - | - | - | €0 | - |
| Amounts payable17/49 | €3,687 | €11,596 | €6,853 | €5,719 | €6,094 | ▲ 6.6% |
| Amounts payable within one year42/48 | €3,687 | €11,596 | €6,853 | €5,719 | €6,094 | ▲ 6.6% |
| Trade debts44 | €91 | €3,070 | €1,016 | €727 | €353 | ▼ 51.5% |
| Suppliers440/4 | - | €3,070 | €1,016 | €727 | €353 | ▼ 51.5% |
| Taxes, remuneration and social security45 | - | €2,101 | €1,253 | €884 | €425 | ▼ 51.9% |
| Taxes450/3 | - | €2,101 | €1,253 | €884 | €425 | ▼ 51.9% |
| Other amounts payable47/48 | - | €6,425 | €4,584 | €4,108 | €5,316 | ▲ 29.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €12,912 | €8,231 | €6,608 | €5,458 | €10,358 | ▲ 89.8% |
| + Depreciation and write-downs630 | €1,653 | €1,653 | - | - | - | - |
| Operating cash flow (approximation) | €14,565 | €9,884 | €6,608 | €5,458 | €10,358 | ▲ 89.8% |
| Change in cash | - | €4,795 | €9,246 | €1,223 | -€40,189 | ▼ 3,387% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €5,458 ▼17.4%
Net result drops to €5,458, the lowest in the series; recovery starts the following year.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
01-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2007
Ground area
1,247 m²
Building footprint
160 m²
Volume, LiDAR
599 m³
Parcel 11023A0515/00F000, Flanders · tallest building 13.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Mallo
since 20072.156.381.462
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11023A0515/00F000 | Flanders | 1,247 m² | 1 · 160 m² | 13.1 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,213 companies in sector 47711 we hold annual accounts for 887. 708 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-09-2006
Fiscal year end31-12
Activities, NACEBEL 2025
47711Retail sale of women's outerwear
Scores and ratios are computed by Checked and are not a credit decision.