Result
€189,569 €189,569
Back in profit in 2025, after a loss of €526,694 in 2024.
Gilen Guy
Lifetime
19 annual accounts with figures on one time axis, 49 filings since 1977peak €5.6m (2018)
€2.0m▲ 100%
lowest -€526,694 (2024)
€189,569▲ €716,263
peak €8.3m (2021)
€7.7m▲ 2.3%
€22.6m▼ 5.8%
peak 2.6 FTE (2010)
0 FTE▼ 100%
Board5 names since 1990
2 directorsGILEN Rudi Marie Helena Hubert Clément and 1 other
Owners
100%IRREALIS
Documentsfilings and deeds
26-08-202626 days late
2025abbreviated format
Gross margin from €1.0m to €2.0mBack to profit: €189,569Staff from 0.1 FTE to 0 FTEDemerger proposal: BV GILEN GUY splits off to BV ALLEGAER 08-04Cash from €458,685 to €69,810
Key points
from the 2025 annual accountsDebts
€22.6m 72% of the balance sheet
Financial debts 93%Suppliers 5%Taxes and wages 0%Other 1%
Of this, €20.8m falls due within a year.
Investments
€151,684 0.1 × depreciation
Green is investment, beige is depreciation.
Filings
49 annual accounts since 1977
Eight of the last ten came late. The 2022 accounts came latest: 77 days after the end of the period.
At the same address
17 companies
Position in the sector
€7.7m
More equity than 95% of companies in construction of buildings. Sector median €194,692 · 2,816 companies.
Checked score
84
Excellent
Financially stronger than 37% of medium-sized companies in construction of buildings (NACE 41)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.3% across 209 companies (NACE 41, medium-sized).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.5%
01-2025: 1.5%● unchanged vs 12-2024
02-2025: 1.5%● unchanged vs 01-2025
03-2025: 1.5%● unchanged vs 02-2025
04-2025: 1.6%▲ +0.1 percentage points vs 03-2025
05-2025: 1.8%▲ +0.2 percentage points vs 04-2025
06-2025: 1.9%▲ +0.1 percentage points vs 05-2025highest value
07-2025: 1.9%● unchanged vs 06-2025highest value
08-2025: 1.3%▼ -0.6 percentage points vs 07-2025
09-2025: 1.3%● unchanged vs 08-2025
10-2025: 1.3%● unchanged vs 09-2025
11-2025: 1.3%● unchanged vs 10-2025
12-2025: 1.3%● unchanged vs 11-2025
01-2026: 1.3%● unchanged vs 12-2025
02-2026: 0.7%▼ -0.6 percentage points vs 01-2026
03-2026: 0.7%● unchanged vs 02-2026
04-2026: 0.7%● unchanged vs 03-2026
05-2026: 0.7%● unchanged vs 04-2026
06-2026: 0.8%▲ +0.1 percentage points vs 05-2026
07-2026: 0.8%● unchanged vs 06-2026
08-2026: 1.3%▲ +0.5 percentage points vs 07-2026
09-2026: 0.3%▼ -1.0 percentage point vs 08-2026lowest value
10-2026: 0.3%● unchanged vs 09-2026lowest value
11-2026: 0.3%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Liquidity: current ratio 0.47, cash €69,810, halved
Sector: Construction of residential and non-residential buildings (NACE 41)
lowers risk
Size: total assets €31.1m
Founded in 1974
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, medium-sized). It does better than 50% of them on solvency, 17% on liquidity, 37% on profitability and 45% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 168 companies had the same profile as Gilen Guy has now. Each dot is one company, two years later.
98.2%
were still trading
0.6%
stopped another way
1.2%
went bankrupt
That fits the bankruptcy probability of Gilen Guy itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 168 companies, not a prediction for Gilen Guy. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €600,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.47 (0.48 in 2024), below 1. Short-term debt is 66.8% and cash 0.2% of total assets. 75.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 26 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
26 days late
2024
3 days early
2023
30 days late
2022
77 days late
2021
30 days late
2020
29 days late
2019
5 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 28 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (4 of the last 5 accounts filed within 33 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Environmental permit granted
Verbouwen en/of uitbreiden met functiewijziging en met wijziging van aantal woongelegenheden · Sint-Truiden
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0414794665
Environmental permit granted
Aanleg van nieuwe verkeersweg, Het reliëf van de bodem aanmerkelijk wijzigen, Hoogstammige bomen vellen die geen deel uitmaken van een bos and 1 more · Sint-Truiden
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Gilen Guy Sint-Truiden | €31.1m | €2.0m | 24.7% | 0 |
| JOYE COMPANY De Haan | €21.6m | €1.0m | 65.1% | 0.1 |
| IMMO RETRABOUW Zandhoven | €16.4m | €2.0m | 58.2% | 0 |
| SABIJAC Damme | €38.9m | €1.4m | 44.3% | 0.9 |
| AANNEMERSBEDRIJF J. DE RAEYMAECKER Leuven | €11.8m | €1.0m | 84.3% | 0 |
| IMMO VAN HOREBEEK Ranst | €9.9m | €1.2m | 39.4% | 0 |
| STUDIOOM Aarschot | €27.3m | €1.2m | 56.9% | - |
These companies have the same main activity as Gilen Guy: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €9.9m and €39m, founded between 1972 and 2000.
Official details
Source: KBO- Status
- Active since 15-11-1974Normal situation
- Registered office
- 18 active companies are registered at this addressSource: KBO register, as of 9 November 2026.
- Activity
- General construction of residential buildingsNACE 41001and 2 others
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment unit
- 2.010.572.6463800 Sint-Truiden, since 01-10-1974
- Financial year end
- 31 December
- Peppol
- Reachable since 08-01-2026
Companies linked to Gilen Guy
Parent and group
Insights on Gilen Guy
Gilen Guy files the abbreviated format. That format states no turnover. The gross margin rose from -€108,659 in 2006 to €2.0m in 2025.
The balance sheet grew most from 2017 to 2018 through fixed assets.
IRREALIS holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Gilen Guy
- What is the company number of Gilen Guy?
- The company number of Gilen Guy is 0414.794.665. The VAT number is the same number with BE in front: BE 0414.794.665.
- Where is Gilen Guy based?
- The registered office is at Plankstraat 13, 3800 Sint-Truiden.Company details
- What does Gilen Guy do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of Gilen Guy?
- Gilen Guy is a private limited company (BV).
- When was Gilen Guy founded?
- Gilen Guy was founded on 15-11-1974.
- Is Gilen Guy still active?
- Yes, Gilen Guy is an active enterprise in the KBO register.
- How many employees does Gilen Guy have?
- Gilen Guy had an average of 0.1 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- Which joint committee does Gilen Guy fall under?
- In its 2025 annual accounts, Gilen Guy states joint committee 200 (Auxiliary committee for white-collar workers).
- What is the turnover of Gilen Guy?
- The turnover in financial year 2025 is ≈ €3.5m. This figure is estimated from the gross margin of €2.0m and 1,585 comparable companies of the same size. It probably lies between €2.3m and €5.7m. It is a rough estimate.
- Is Gilen Guy profitable?
- In financial year 2025, Gilen Guy made a profit of €189,569.
- Where can I find the annual accounts of Gilen Guy?
- Gilen Guy filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Gilen Guy due?
- Gilen Guy must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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