Gilda
ActiveSummary
Gilda has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (-€42,233) and a net result of €3,001. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 20% of 26043 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability49▼-39
Solvency17▲+17
Growth58=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.93 against 0.73 in 2023; short-term debt: 103.5% and cash: 1.4% of total assets), and equity is negative.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-8%
Return on assets
0.6%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 26043 sector peers (2024).
NBB · sector comparisonPosition among 26043 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d late
2023
on the day
2022
31 d late
2021
31 d late
2020
29 d early
2019
55 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 20 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
-€42,233▲ 6.6%
2023 · -€45,234
Total assets
€530,579▲ 681%
2023 · €67,972
Net result
€3,001▼ 70.8%
2023 · €10,271
Working capital
-€36,897▼ 49.9%
2023 · -€24,621
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€3,918▲ 36.4%€4,523▲ 15.5%€4,169▼ 7.8%€11,424▲ 174%€4,691▼ 58.9%
Net result€1,027within the sector's middle half€1,633within the sector's middle half▲ 58.9%€3,028within the sector's middle half▲ 85.4%€10,271within the sector's middle half▲ 239%€3,001within the sector's middle half▼ 70.8%
Equity-€48,473below the sector's middle half▲ 2.1%-€46,840below the sector's middle half▲ 3.4%-€43,812below the sector's middle half▲ 6.5%-€45,234below the sector's middle half▼ 3.2%-€42,233below the sector's middle half▲ 6.6%
Total assets€61,332within the sector's middle half▼ 23.2%€61,066within the sector's middle half▼ 0.4%€71,686within the sector's middle half▲ 17.4%€67,972within the sector's middle half▼ 5.2%€530,579above the sector's middle half▲ 681%
Debt€109,805▼ 15.1%€107,906▼ 1.7%€115,498▲ 7.0%€113,205▼ 2.0%€572,812▲ 406%
Working capital€1,674within the sector's middle half€5,207within the sector's middle half▲ 211%€9,454within the sector's middle half▲ 81.6%-€24,621below the sector's middle half-€36,897below the sector's middle half▼ 49.9%
Solvency-79.0%below the sector's middle half▼ 17.1pp-76.7%below the sector's middle half▲ 2.3pp-61.1%below the sector's middle half▲ 15.6pp-66.5%below the sector's middle half▼ 5.4pp-8.0%below the sector's middle half▲ 58.6pp
Current ratio1.03within the sector's middle half▲ 0.471.10within the sector's middle half▲ 0.071.16within the sector's middle half▲ 0.060.73below the sector's middle half▼ 0.440.93within the sector's middle half▲ 0.21
Return on assets (ROA)1.7%within the sector's middle half▲ 240.3pp2.7%within the sector's middle half▲ 1.0pp4.2%within the sector's middle half▲ 1.5pp15.1%above the sector's middle half▲ 10.9pp0.6%within the sector's middle half▼ 14.5pp
Staff (FTE)1.2within the sector's middle half▼ 7.7%1.2=1.8
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 59% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €530,579
Fixed assets
€18,317 ▲ 503%
Current assets
€512,262 ▲ 689%
Key figures and ratios
EBITDA
€6,385▼
2023 · €11,664
Cash flow
€4,695▼
2023 · €10,511
Quick ratio
0.90▲
2023 · 0.50
Debt to equity
-13.56▼
2023 · -2.50
Interest coverage
3.53▼
2023 · 9.83
Debt ≤ 1 year
€549,159▲
2023 · €89,552
Debt > 1 year
€23,653=
2023 · €23,653
Staff costs
€93,540▲
2023 · €60,116
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €34,372 | €58,274 | €60,116 | €93,540 | ▲ 55.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,505 | €1,900 | €240 | €240 | €1,694 | ▲ 606% |
| Other operating charges640/8 | - | €1,364 | €702 | €698 | €859 | ▲ 23.1% |
| Gross operating margin9900 | €42,158 | €42,158 | €63,385 | €72,478 | €100,784 | ▲ 39.1% |
| Operating profit (loss)9901 | €3,918 | €4,523 | €4,169 | €11,424 | €4,691 | ▼ 58.9% |
| Financial income75/76B | - | €110 | €484 | €330 | €120 | ▼ 63.8% |
| Recurring financial income75 | €110 | €110 | €468 | €330 | €120 | ▼ 63.8% |
| Non-recurring financial income76B | - | - | €16 | - | - | - |
| Financial charges65/66B | - | €2,443 | €1,624 | €1,186 | €1,810 | ▲ 52.6% |
| Recurring financial charges65 | €2,443 | €2,443 | €1,624 | €1,186 | €1,810 | ▲ 52.6% |
| Profit (loss) for the period before taxes9903 | €1,585 | €2,190 | €3,029 | €10,568 | €3,001 | ▼ 71.6% |
| Income taxes67/77 | €557 | €557 | €1 | €297 | - | - |
| Profit (loss) for the period9904 | €1,027 | €1,633 | €3,028 | €10,271 | €3,001 | ▼ 70.8% |
| Profit (loss) for the period to be appropriated9905 | €1,027 | €1,633 | €3,028 | €10,271 | €3,001 | ▼ 70.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €61,332 | €61,066 | €71,686 | €67,972 | €530,579 | ▲ 681% |
| Fixed assets21/28 | €5,440 | €3,540 | €3,280 | €3,040 | €18,317 | ▲ 503% |
| Tangible fixed assets22/27 | €1,900 | - | €930 | €690 | €15,967 | ▲ 2,214% |
| Furniture and vehicles24 | - | - | €930 | €690 | €15,967 | ▲ 2,214% |
| Financial fixed assets28 | €3,540 | €3,540 | €2,350 | €2,350 | €2,350 | = |
| Current assets29/58 | €55,893 | €57,526 | €68,406 | €64,931 | €512,262 | ▲ 689% |
| Stocks and contracts in progress3 | €22,244 | €22,244 | €20,244 | €19,854 | €19,854 | = |
| Stocks30/36 | - | €22,244 | €20,244 | €19,854 | €19,854 | = |
| Amounts receivable within one year40/41 | €9,614 | €9,614 | €47,465 | €10,030 | €484,872 | ▲ 4,734% |
| Trade receivables40 | - | €4,114 | €7,145 | €3,784 | €478,297 | ▲ 12,541% |
| Other amounts receivable41 | - | €5,500 | €40,320 | €6,246 | €6,575 | ▲ 5.3% |
| Cash at bank and in hand54/58 | €23,759 | €25,392 | €0 | €34,236 | €7,286 | ▼ 78.7% |
| Deferred charges and accrued income490/1 | - | €276 | €697 | €812 | €251 | ▼ 69.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €61,332 | €61,066 | €71,686 | €67,972 | €530,579 | ▲ 681% |
| Equity10/15 | -€48,473 | -€46,840 | -€43,812 | -€45,234 | -€42,233 | ▲ 6.6% |
| Contributions10/11 | - | €8,000 | €8,000 | €8,000 | €8,000 | = |
| Reserves13 | €45,453 | €45,453 | €45,453 | €45,453 | €45,453 | = |
| Non-distributable reserves130/1 | - | €4,040 | €4,040 | €4,040 | €4,040 | = |
| Reserves not available under the articles1311 | - | €4,040 | €1,860 | €1,860 | €1,860 | = |
| Other1319 | - | - | €2,180 | €2,180 | €2,180 | = |
| Distributable reserves133 | - | €41,414 | €41,414 | €41,414 | €41,414 | = |
| Profit (loss) carried forward14 | -€101,926 | -€100,293 | -€97,266 | -€98,687 | -€95,686 | ▲ 3.0% |
| Amounts payable17/49 | €109,805 | €107,906 | €115,498 | €113,205 | €572,812 | ▲ 406% |
| Amounts payable after more than one year17 | €55,587 | €55,587 | €55,587 | €23,653 | €23,653 | = |
| Other amounts payable178/9 | - | €55,587 | €55,587 | €23,653 | €23,653 | = |
| Amounts payable within one year42/48 | €54,219 | €52,319 | €58,952 | €89,552 | €549,159 | ▲ 513% |
| Trade debts44 | €43,264 | €43,264 | €49,730 | €62,650 | €491,414 | ▲ 684% |
| Suppliers440/4 | - | €43,264 | €49,730 | €62,650 | €491,414 | ▲ 684% |
| Taxes, remuneration and social security45 | - | €9,055 | €9,222 | €11,485 | €50,156 | ▲ 337% |
| Taxes450/3 | - | €1,410 | €126 | €1,412 | €1,157 | ▼ 18.1% |
| Remuneration and social security454/9 | - | €7,645 | €9,095 | €10,072 | €48,999 | ▲ 386% |
| Other amounts payable47/48 | - | - | - | €15,417 | €7,590 | ▼ 50.8% |
| Accrued charges and deferred income492/3 | - | - | €960 | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,027 | €1,633 | €3,028 | €10,271 | €3,001 | ▼ 70.8% |
| + Depreciation and write-downs630 | €2,505 | €1,900 | €240 | €240 | €1,694 | ▲ 606% |
| Operating cash flow (approximation) | €3,532 | €3,532 | €3,268 | €10,511 | €4,695 | ▼ 55.3% |
| Investment in fixed assets (approximation) | - | €0 | €20 | €0 | -€16,971 | - |
| Change in cash | - | €1,633 | -€25,392 | €34,236 | -€26,951 | ▼ 179% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €10,271 ▲239%
Operating result €11,424, net result €10,271, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €1,027
Net result €1,027 after 2 loss-making years.
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 55 days late
2019
31-12
Financial
Weakest financial yearnet -€190,602
Net result drops to -€190,602, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beerse · 1 establishment unit since 2009
Ground area
2,994 m²
Building footprint
394 m²
Volume, LiDAR
1,898 m³
2 parcels, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Gilda
since 20092.181.606.511
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13004E0001/00P067 | Flanders | 2,048 m² | 1 · 180 m² | 8.2 m · 2 fl. |
| 46021A0659/00P000 | Flanders | 946 m² | 1 · 214 m² | 7.0 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Niklaas2.181.606.511
Dual-learning approval
2 live approvalsWinkelmedewerker (vwo)
Winkelmedewerker duaal (so)
Similar companies · same sector, comparable size
ALDE RETAIL
BE 0653.868.387
Antwerpen · Eq €141,030
MARCHÉ DE BRUXELLES
BE 0553.880.391
Brussel · Eq €140,888
AFILEUZE
BE 0719.808.888
Leuze-en-Hainaut · Eq €140,866
SITARA
BE 0662.419.829
Kortrijk · Eq €140,778
PUEBLO LATINO
BE 0741.842.439
Sint-Gillis (bij-Brussel) · Eq €140,763
Of 10,509 companies in sector 47110 we hold annual accounts for 5,853. 4,487 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-09-2009
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
47300Retail sale of automotive fuel
E-invoicing
Reachable via Peppol
Peppol ID
0208:0818734933
Also
9925:BE0818734933
Registered
15-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.