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GILBERT - INVEST

Active
Public limited companyfounded 1989active for 36 yearsStaatsbaan 61, 9870 Zulte, BelgiumKBO/BCE: BE 0439.849.369
Summary

GILBERT - INVEST has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €542,911 and a net result of €168,144, of which €263,941 non-recurring income. Equity has been growing by about 5% per year since 2018. Its solvency ranks better than 68% of 11,235 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 29-12-1989 Normal situation
Activity
Renting and operating of own or leased residential real estate, excluding social housing NACE 68201
Establishment unit
2.049.505.476 9870 Zulte, since 24-08-1990
Financial year end
31 December
Peppol
Reachable since 18-06-2025

Board and ownership

Board

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€297,028
▲ 623%
Turnover
≈ €330,000
estimated
Profit
€168,144
Equity
€542,911
▲ 44.9%
Total assets
€1.0m
▲ 28.9%
Filed on 17-06-2026, 44 days before the deadline
Score breakdownlowers riskSize: total assets €1.0mLiquidity: current ratio 0.70, cash €138,226Figures for financial year 2025 (filed on 17-06-2026)Founded in 1989Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 77% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Strong
Solvency 79+6
equity 53.9% of total assets
Liquidity 59+12
short-term debt 23.2% · cash 13.7%
Profitability 90+27
return on assets 16.7%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,625 companies, NACE 68, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: 0.1%▲ +0.1 percentage points vs 05-2026highest value 07-2026: < 0.1%▼ -0.1 percentage points vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €50,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.7 (0.36 in 2024), below 1. Short-term debt is 23.2% and cash 13.7% of total assets. 46.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 67% of them on solvency, 70% on liquidity, 85% on profitability and 85% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Size: total assets €1.0m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.70, cash €138,226
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 17-06-2026)
NBB · annual accounts
lowers risk · Founded in 1989
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-06-2026, 44 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
44 days early
2024
43 days early
2023
22 days early
2022
21 days early
2021
48 days early
2020
33 days early
2019
18 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 33 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Back in profit in 2025after a loss of €9,119 in 2024 €168,144 View
  • Positive: Higher net result than 85% of companies in real estatesector median €10,020 · 11,226 companies €168,144 View
  • Positive: Filed on time since financial year 2019accounts within the deadline every year 7 years View

Recent changes

  1. · Gazette deed Appointments: Louis GILBERT (director) and Piet GILBERT (managing director)
  2. · Gazette deed Incorporation
All 19 events

Comparable companies

These companies have the same main activity as GILBERT - INVEST: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €786,000 and €1.4m, founded between 1987 and 1999.

CompanyTotal assetsGross margin
GILBERT - INVEST Zulte€1.0m€0.3m
DE CEDERBOOM Roeselare€1.1m€0.2m
IMMO MINDES Brussel€1.0m€0.2m
QUATTRO LEASE Houthalen-Helchteren€0.9m€0.2m
IMLES Zwevegem€1.4m€0.3m
MEDA Asse€0.8m€0.2m
SOMABRI Watermaal-Bosvoorde€1.2m€0.4m
Full comparison

Key facts about GILBERT - INVEST

What is the company number of GILBERT - INVEST?
The company number of GILBERT - INVEST is 0439.849.369. The VAT number is the same number with BE in front: BE 0439.849.369.
Where is GILBERT - INVEST based?
The registered office is at Staatsbaan 61, 9870 Zulte.Company details
What does GILBERT - INVEST do?
According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
What is the legal form of GILBERT - INVEST?
The legal form of GILBERT - INVEST is Public limited company (NV).
When was GILBERT - INVEST founded?
GILBERT - INVEST was founded on 29-12-1989.
Is GILBERT - INVEST still active?
Yes, GILBERT - INVEST is an active enterprise in the KBO register.
What is the turnover of GILBERT - INVEST?
The turnover in financial year 2025 is ≈ €330,000. This figure is estimated from the gross margin of €297,028 and 38 comparable companies (NACE 68201). It probably lies between €300,000 and €370,000.Financials
Is GILBERT - INVEST profitable?
In financial year 2025, GILBERT - INVEST made a profit of €168,144.
Where can I find the annual accounts of GILBERT - INVEST?
GILBERT - INVEST filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of GILBERT - INVEST due?
GILBERT - INVEST must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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