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GIJSENS

Active
Private limited companyfounded 200224 yrs activeLeuvensesteenweg 184, 3290 Diest, BelgiumKBO/BCE: BE 0476.843.090
Summary

GIJSENS has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €330,584 and a net result of -€37,250. Equity is growing by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 33% of 9624 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Risk analysisWatch ReportCompare
GIJSENSActiveChecked score 68/100
Risk analysis ReportCompare

Overview

Activity
Non-specialised wholesale trade
NACE 46900Retail trade NACE 47529NACE 51900
1 site
Size
€1.2mtotal assets 2025
Staff
14.7 FTE
Equity
€330,584
Loss
-€37,250
Turnover not published (abridged schema)
Financial health
68 Healthy Checked score 2025
Bankruptcy chance 12 m
0.7%
Structure
Parent
BOVAN INTERIOR · 100%
Accounts 52 d early0 of 7 deeds read
Why 68- Size: 14.7 FTE, total assets €1.2m- Loss of €37,250, the second in a row (FY 2025)- Liquidity: current ratio 1.34, cash €11,942+ Founded in 2002Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 28% of its sector peers (NACE 46, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 53-2
equity 27.5% of total assets
Liquidity 28-4
short-term debt 47.8% · cash 1.0%
Profitability 40-10
return on assets -3.1%
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (4,378 companies)
Last 24 months 11-2024: 1.3% 12-2024: 1.2%▼ -3.7% vs 11-2024 01-2025: 1.0%▼ -21.0% vs 12-2024 02-2025: 1.0%● 0.0% vs 01-2025 03-2025: 1.0%● 0.0% vs 02-2025 04-2025: 1.0%● 0.0% vs 03-2025 05-2025: 1.0%● 0.0% vs 04-2025 06-2025: 1.0%▲ +0.9% vs 05-2025 07-2025: 1.0%● 0.0% vs 06-2025 08-2025: 1.0%● 0.0% vs 07-2025 09-2025: 1.0%● 0.0% vs 08-2025 10-2025: 1.1%▲ +11.3% vs 09-2025 11-2025: 1.3%▲ +15.8% vs 10-2025 12-2025: 1.2%▼ -5.8% vs 11-2025 01-2026: 1.3%▲ +10.7% vs 12-2025 02-2026: 1.9%▲ +45.5% vs 01-2026 03-2026: 2.5%▲ +31.3% vs 02-2026 04-2026: 4.3%▲ +69.6% vs 03-2026 05-2026: 4.4%▲ +1.8% vs 04-2026 06-2026: 5.0%▲ +14.3% vs 05-2026highest value 07-2026: 1.1%▼ -77.5% vs 06-2026 08-2026: 0.7%▼ -41.9% vs 07-2026lowest value 09-2026: 0.7%● 0.0% vs 08-2026lowest value 10-2026: 0.7%● 0.0% vs 09-2026lowest value
  • Size: 14.7 FTE, total assets €1.2m raises the probability for this profile
  • Founded in 2002 lowers the probability for this profile
  • Loss of €37,250, the second in a row (FY 2025) raises the probability
  • Liquidity: current ratio 1.34, cash €11,942 raises the probability
Credit up to €22,000 at 30 days acceptable
Liquidity tight (current ratio 1.34 against 1.4 in 2024; short-term debt: 47.8% and cash: 1% of total assets), and 72.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, small). Better than this share of them on solvency 32%, liquidity 26%, profitability 25%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Size: 14.7 FTE, total assets €1.2m
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 2002
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Loss of €37,250, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.34, cash €11,942
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€37,250
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
52 d early
2024
51 d early
2023
23 d early
2022
49 d early
2021
41 d early
2020
39 d early
2019
50 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 44 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Weakest financial yearnet -€37,250
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Caution: Among the weakest 13% on net resultsector median €27,379 · 9,602 companies -€37,250 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Controlled by BOVAN INTERIOR 100% View
  • Caution: 2 loss-making years in a rowloss fiscal year 2025 -€37,250 View

By topic

Financials

Fiscal year
2025
Total assets
€1.2m
Loss
-€37,250
Solvency
27.5%
Total assets▼ 2.5%
Net result
20192025
Go to Financials

Timeline

Events
12
Since
2016
  1. 09-06-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 11-12-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Non-specialised wholesale tradeNACE 46900
Founded
05-02-2002
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies

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