GIJSEN & MANTELEERS
ActiveSummary
GIJSEN & MANTELEERS has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €226k and a net result of €12k. Equity is growing by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 40% of 913 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability55▲+7
Solvency53▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 1.58 against 2.25 in 2024; short-term debt: 12.8% and cash: 3.6% of total assets), but 71.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.4%
Return on assets
1.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
30 d late
2023
30 d late
2022
31 d late
2021
30 d late
2020
20 d late
2019
98 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€226k▲ 5.8%
2024 · €213k
2018: €166k
2019: €176k
2020: €182k
2021: €197k
2022: €199k
2023: €207k
2024: €213k
2018 → 2025
Total assets
€794k▼ 3.6%
2024 · €824k
2018: €266k
2019: €316k
2020: €494k
2021: €502k
2022: €880k
2023: €878k
2024: €824k
2018 → 2025
Net result
€12k▲ 1.3%
2024 · €12k
2018: €6k
2019: €11k
2020: €6k
2021: €14k
2022: €2k
2023: €8k
2024: €12k
2018 → 2025
Working capital
€59k▼ 37.8%
2024 · €95k
2018: €-45k
2019: €91k
2020: €32k
2021: €103k
2022: €14k
2023: €123k
2024: €95k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€197k-€199k▲ 1.3%€207k▲ 4.0%€213k▲ 3.0%€226k▲ 5.8%
Operating result€26k-€15k▼ 42.9%€29k▲ 95.1%€31k▲ 6.3%€29k▼ 5.0%
Net result€14k-€2k▼ 82.7%€8k▲ 225%€12k▲ 52.3%€12k▲ 1.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €794k
Fixed assets
€634k ▼ 3.1%
Current assets
€161k ▼ 5.5%
Equity and liabilities €794k
Equity
€226k ▲ 5.8%
Debt
€569k ▼ 6.9%
Debt's share of the balance-sheet total falls from 74.1% to 71.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€55k▼
2024 · €56k
Cash flow
€38k▲
2024 · €37k
Current ratio
1.58▼
2024 · 2.25
Debt to equity
2.52▼
2024 · 2.86
ROE
5.5%▼
2024 · 5.7%
ROA
1.6%▲
2024 · 1.5%
Interest coverage
4.08▲
2024 · 3.24
Debt ≤ 1 year
€102k▲
2024 · €76k
Debt > 1 year
€453k▼
2024 · €525k
Income taxes
€6k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€824k€794k▼
Fixed assets21/28€654k€634k▼
Tangible fixed assets22/27€654k€634k▼
Land and buildings22€654k€619k▼
Other tangible fixed assets26-€14k
Current assets29/58€170k€161k▼
Amounts receivable after more than one year29€137k€107k▼
Other amounts receivable291€137k€107k▼
Amounts receivable within one year40/41€11k€15k▲
Trade receivables40€11k€15k▲
Cash at bank and in hand54/58€4k€28k▲
Deferred charges and accrued income490/1€18k€11k▼
Equity and liabilities
Total equity and liabilities10/49€824k€794k▼
Equity10/15€213k€226k▲
Contributions10/11€19k€19k=
Reserves13€152k€165k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€150k€163k▲
Profit (loss) carried forward14€42k€42k=
Amounts payable17/49€611k€569k▼
Amounts payable after more than one year17€525k€453k▼
Financial debts170/4€379k€347k▼
Other amounts payable178/9€145k€106k▼
Amounts payable within one year42/48€76k€102k▲
Current portion of amounts payable after more than one year42€38k€38k▲
Trade debts44€23k-
Suppliers440/4€23k-
Taxes, remuneration and social security45€3k€6k▲
Taxes450/3€3k€6k▲
Other amounts payable47/48€13k€58k▲
Accrued charges and deferred income492/3€11k€14k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€26k▲
Other operating charges640/8€8k€1k▼
Gross operating margin9900€64k€56k▼
Operating profit (loss)9901€31k€29k▼
Financial income75/76B€1k€3k▲
Recurring financial income75€1k€3k▲
Financial charges65/66B€17k€14k▼
Recurring financial charges65€17k€14k▼
Profit (loss) for the period before taxes9903€15k€19k▲
Income taxes67/77€3k€6k▲
Profit (loss) for the period9904€12k€12k▲
Profit (loss) for the period to be appropriated9905€12k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€55k€55k▲
Profit (loss) brought forward from the previous period14P€42k€42k=
Transfer to equity691/2€6k€12k▲
To other reserves6921€6k€12k▲
Profit to be distributed694/7€6k-
Directors or managers695€6k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 30 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-12
Financial
Equity above €200kEq €207k ▲4%
6 profitable years in a row build equity to €207k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €2k ▼82.7%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
31-12
Financial
Highest result since 2018net €14k ▲137%
Net result €14k, the highest in the series.
31-12
Financial
Liquidity doublescurrent ratio 4.84
Current ratio from 2.00 to 4.84; short-term debt falls from €32k to €27k.
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 20 days late
2020
06-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 98 days late
2019
31-12
Financial
Liquidity times 1451current ratio 7.41
Current ratio from 0.01 to 7.41; short-term debt falls from €45k to €14k.
Show earlier events
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 28 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lanaken · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zilverdennenlaan 93620 LanakenGround area
1,222 m²
Building footprint
145 m²
Volume, LiDAR
668 m³
Parcel 73014A0432/00P004, Flanders · tallest building 6.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Zilverdennenlaan 9, 3620 Lanaken
since 19952.070.406.107
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73014A0432/00P004 | Flanders | 1,222 m² | 1 · 145 m² | 6.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 881 companies in sector 77229 we hold annual accounts for 319. 244 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded22-12-1994
Fiscal year end31-12
Activities, NACEBEL 2025
77229Renting and leasing of other personal and household goods
65122Insurance, reinsurance and pension funding, except compulsory social security
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.