GIBRU
ActiveGIBRU has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €155k and a net result of €4k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 95% of 3096 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +18 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability12▲+9
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 14.52 against 7.12 in 2024), and 3.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.3%
Return on assets
2.3%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 14-12-2025, 48 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
48 d early
2024
49 d early
2023
88 d early
2022
77 d early
2021
84 d early
2020
55 d early
2019
59 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€4k▲ 265%
2024 · €1k
2019: €4k
2020: €1
2021: €10k
2022: €140
2023: €170
2024: €1k
2019 → 2025
Working capital
€81k▲ 27.2%
2024 · €64k
2019: €105k
2020: €100k
2021: €74k
2022: €107k
2023: €111k
2024: €64k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€150k-€150k▲ 0.1%€151k▲ 0.1%€152k▲ 0.7%€155k▲ 2.4%
Operating result€12k-€1k▼ 89.8%€163▼ 86.2%€759▲ 366%€4k▲ 401%
Net result€10k-€140▼ 98.6%€170▲ 21.1%€1k▲ 495%€4k▲ 265%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 401% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €161k
Fixed assets
€74k▼ 15.6%
Current assets
€87k▲ 17.5%
Equity and liabilities €161k
Equity
€155k▲ 2.4%
Debt
€6k▼ 42.4%
The debt ratio falls from 6.4% to 3.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€18k▲
2024 · €7k
Cash flow
€17k▲
2024 · €7k
Solvency
96.3%▲
2024 · 93.6%
Current ratio
14.52▲
2024 · 7.12
Quick ratio
14.52▲
2024 · 7.12
Debt / equity
0.04▼
2024 · 0.07
ROE
2.4%▲
2024 · 0.7%
ROA
2.3%▲
2024 · 0.6%
Interest coverage
729.66▲
2024 · -27.73
Debt
€6k▼
2024 · €10k
Debt ≤ 1 year
€6k▼
2024 · €10k
Income taxes
€90▲
2024 · €3
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€162k€161k▼
Fixed assets21/28€88k€74k▼
Tangible fixed assets22/27€88k€74k▼
Land and buildings22€36k€32k▼
Plant, machinery and equipment23€52k€42k▼
Current assets29/58€74k€87k▲
Amounts receivable within one year40/41€19k€31k▲
Trade receivables40€19k€31k▲
Current investments50/53€156€156=
Cash at bank and in hand54/58€56k€56k▲
Equity and liabilities
Total equity and liabilities10/49€162k€161k▼
Equity10/15€152k€155k▲
Contributions10/11€50k€50k=
Reserves13€5k€5k=
Non-distributable reserves130/1€5k€5k=
Reserves not available under the articles1311€5k€5k=
Profit (loss) carried forward14€97k€101k▲
Amounts payable17/49€10k€6k▼
Amounts payable within one year42/48€10k€6k▼
Trade debts44€9k€1k▼
Suppliers440/4€9k€1k▼
Taxes, remuneration and social security45€1k€5k▲
Taxes450/3€1k€5k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€14k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€8k€19k▲
Operating profit (loss)9901€759€4k▲
Financial charges65/66B€-254€24▲
Recurring financial charges65€-254€24▲
Profit (loss) for the period before taxes9903€1k€4k▲
Income taxes67/77€3€90▲
Profit (loss) for the period9904€1k€4k▲
Profit (loss) for the period to be appropriated9905€1k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€97k€101k▲
Profit (loss) brought forward from the previous period14P€96k€97k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
14-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Liquidity doublescurrent ratio 14.52
Current ratio from 7.12 to 14.52; short-term debt falls from €10k to €6k.
2024
13-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
04-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Liquidity doublescurrent ratio 81.14
Current ratio from 36.75 to 81.14; short-term debt falls from €3k to €1k.
2022
15-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Liquidity times 18current ratio 36.75
Current ratio from 2.04 to 36.75; short-term debt falls from €71k to €3k.
2021
08-11
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
30-06
Financial
Highest result since 2019net €10k ▲882878%
Operating result €12k, net result €10k, both a record.
30-06
Financial
Equity above €150kEq €150k ▲7.3%
3 profitable years in a row build equity to €150k.
2020
07-12
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
30-06
Financial
Weakest financial yearnet €1 ▼100%
Net result drops to €1, the lowest in the series; recovery starts the following year.
2019
03-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
24-12
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
11-12
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
12-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ath · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin des Bragues(GIB) 27823 AthGround area
6,230 m²
Building footprint
290 m²
Volume, LiDAR
1,646 m³
Parcel 51025B0244/00L000, Wallonia · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GIBRU
since 20012.096.542.954
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51025B0244/00L000 | Wallonia | 6,230 m² | 1 · 290 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 5,161 companies in sector 01110 we hold annual accounts for 611. 479 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-04-2000
Fiscal year end30-06
Activities, NACEBEL
01110Growing of cereals (except rice), leguminous crops and oil seeds
01130Growing of vegetables, melons, roots and tubers
01500Mixed farming
77229Renting and leasing of other personal and household goods
77299Rental and leasing activities
77310Rental and leasing activities
77320Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.