GIANNI
ActiveThe computed 12-month bankruptcy probability of GIANNI is 1.7% (moderate). The 2025 annual accounts show equity of €15k and a net result of €-13k. Equity is shrinking by ~18.5% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 46% of 13090 sector peers (fiscal year 2025). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
41
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency51▼-20
Growth32=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.25 against 1.66 in 2024; short-term debt: 74.2% and cash: 74% of total assets), and 74.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.8%
Return on assets
-22.4%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-13k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
2 d early
2023
9 d early
2022
3 d early
2021
1 d late
2020
4 d early
2019
123 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€15k▼ 46.4%
2024 · €29k
2018: €87k
2019: €105k
2020: €109k
2021: €113k
2022: €66k
2023: €54k
2024: €29k
2018 → 2025
Total assets
€60k▼ 4.3%
2024 · €62k
2018: €92k
2019: €109k
2020: €115k
2021: €120k
2022: €88k
2023: €86k
2024: €62k
2018 → 2025
Net result
€-13k▲ 48.3%
2024 · €-26k
2018: €179
2019: €18k
2020: €5k
2021: €4k
2022: €-47k
2023: €-11k
2024: €-26k
2018 → 2025
Working capital
€11k▼ 49.4%
2024 · €22k
2018: €79k
2019: €93k
2020: €97k
2021: €98k
2022: €54k
2023: €46k
2024: €22k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€113k-€66k▼ 41.8%€54k▼ 17.4%€29k▼ 47.3%€15k▼ 46.4%
Operating result€5k-€-43k€-15k▲ 65.7%€-26k▼ 74.2%€-13k▲ 49.9%
Net result€4k-€-47k€-11k▲ 75.8%€-26k▼ 125%€-13k▲ 48.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €13k in 2025 against €26k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €60k
Fixed assets
€4k▼ 36.2%
Current assets
€55k▼ 0.6%
Equity and liabilities €60k
Equity
€15k▼ 46.4%
Debt
€44k▲ 31.9%
The debt ratio rises from 53.9% to 74.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-10k▲
2024 · €-23k
Cash flow
€-11k▲
2024 · €-23k
Solvency
25.8%▼
2024 · 46.1%
Current ratio
1.25▼
2024 · 1.66
Quick ratio
1.11▼
2024 · 1.47
Debt / equity
2.87▲
2024 · 1.17
ROE
-86.7%▲
2024 · -89.8%
ROA
-22.4%▲
2024 · -41.4%
Interest coverage
-19.90▲
2024 · -107.08
Debt
€44k▲
2024 · €33k
Debt ≤ 1 year
€44k▲
2024 · €33k
Staff costs
€126k▼
2024 · €131k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€62k€60k▼
Fixed assets21/28€6k€4k▼
Tangible fixed assets22/27€6k€4k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€2k€820▼
Financial fixed assets28€179€179=
Current assets29/58€56k€55k▼
Stocks and contracts in progress3€6k€6k▼
Stocks30/36€6k€6k▼
Amounts receivable within one year40/41€901€868▼
Trade receivables40€81€48▼
Other amounts receivable41€819€819=
Cash at bank and in hand54/58€44k€44k▼
Deferred charges and accrued income490/1€4k€4k=
Equity and liabilities
Total equity and liabilities10/49€62k€60k▼
Equity10/15€29k€15k▼
Contributions10/11€19k€19k=
Reserves13€3k€3k=
Distributable reserves133€3k€3k=
Profit (loss) carried forward14€8k€-6k▼
Amounts payable17/49€33k€44k▲
Amounts payable within one year42/48€33k€44k▲
Trade debts44€1k€5k▲
Suppliers440/4€1k€5k▲
Taxes, remuneration and social security45€32k€39k▲
Taxes450/3€593€767▲
Remuneration and social security454/9€31k€38k▲
Income statement
Code20242025
Remuneration, social security and pensions62€131k€126k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€595€2k▲
Gross operating margin9900€108k€117k▲
Operating profit (loss)9901€-26k€-13k▲
Financial income75/76B€42€27▼
Recurring financial income75€42€27▼
Financial charges65/66B€216€527▲
Recurring financial charges65€216€527▲
Profit (loss) for the period before taxes9903€-26k€-13k▲
Profit (loss) for the period9904€-26k€-13k▲
Profit (loss) for the period to be appropriated9905€-26k€-13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€8k€-6k▼
Profit (loss) brought forward from the previous period14P€33k€8k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-47k ▼1328%
Net result drops to €-47k, the lowest in the series; recovery starts the following year.
01-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
01-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 123 days late
2019
31-12
Financial
Highest result since 2018net €18k ▲9868%
Operating result €21k, net result €18k, both a record.
31-12
Financial
Equity above €100kEq €105k ▲20.6%
2 profitable years in a row build equity to €105k.
02-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 2 days late
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seraing · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue du Centenaire 1914102 SeraingGround area
188 m²
Building footprint
66 m²
Volume, LiDAR
512 m³
Parcel 62343C0009/00E007, Wallonia · tallest building 9.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Avenue du Centenaire 191, 4102 Seraing
since 20012.131.693.675
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62343C0009/00E007 | Wallonia | 188 m² | 1 · 66 m² | 9.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSeraing2.131.693.675
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Of 21,908 companies in sector 56112 we hold annual accounts for 9,783. 7,737 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-04-2001
Fiscal year end31-12
Activities, NACEBEL
55302
55522
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.pizzagianni.be
E-mail:pizzagianni191@gmail.com