Checked.be
Active
BE 0875.565.451Private limited companyOpen bankruptcy
GIACCONE
Rue Gaston Grégoire(AMA) 19 ·4540 Amay, Belgium· 21 yrs active
Sector: Business and other management consultancy
(70200)
Conclusion
A bankruptcy procedure is open for GIACCONE according to publications in the Belgian State Gazette. The 2023 annual accounts show equity of €113k and a net result of €-40k.
Based on the State Gazette, CBE and 6 annual accounts.
Key figures
| Equity | €113k |
| Net result | €-40k |
| Staff (FTE) | 1 |
| Better than sector | 23% |
Financial profile
11
/ 100
Fragile profile, watch health in particular.
All 5 axes are computed from data Checked has read.
Health
0
Profitability
0
Solvency
22
Growth
32
Stability
0
Bankruptcy probability (12 mo)
Bankruptcy opened
A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.
Risk Assessment
50 / 100
High riskRegister: open bankruptcyThis score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.
Components
· Open bankruptcy (+50)
Trust signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
0
/ 100
Critical
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
No credit
open bankruptcy
Score history
55
2018
63
2019
38
2020
46
2021
46
2022
2
2023
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 0.14 (< 1.0)
-10
Quick ratio
Quick ratio 0.14 (< 0.6)
-5
Leverage
Debt/equity 3.32 (> 3.0)
-10
Profitability
Negatieve ROE -35%
-10
Interest coverage
Interest coverage -32.0× (< 1.5×)
-10
Profit trend
Net profit down YoY
-3
Bankruptcy
Open bankruptcy
-60
Computed by Checked from the NBB filing for FY 2023 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Financial overview
Annual accounts filed on 15-10-2024 with the NBB · fiscal year 2023 · micro schema
Sector comparison
Fiscal year 2023 · NACE 70, Activities of head offices; management consultancy activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 23.1% | 56.8% | |
| Net result | €-40k | €25k | |
| Equity | €113k | €90k | |
| Gross operating margin | €-18k | €52k | |
| Staff costs | €15k | €18k |
€-35k
-
18-23
€-40k
-
18-23
€-36k
-
18-23
€490k
-9.0%
18-23
€113k
-26.0%
18-23
€-321k
-28.4%
18-23
1
-
18-23
€15k
-
18-23
€4k
+21.6%
18-23
€377k
-2.2%
18-23
€374k
+6.7%
18-23
€3k
-92.2%
18-23
0.14
-50.5%
18-23
0.14
-50.5%
18-23
23.1%
-18.7%
18-23
3.32
+32.1%
18-23
-35.1%
-
18-23
-8.1%
-
18-23
-31.99
-
18-23
Figures by fiscal year and ratios
| Fiscal year | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | full schema | micro schema |
| Revenue | - | - | - | - | - |
| EBITDA | €-35k | €12k | €10k | - | €-3k |
| Net profit | €-40k | €4k | €5k | €6k | €118k |
| Cash flow | €-36k | €8k | €9k | - | €118k |
| Staff costs | €15k | - | - | - | - |
| Income taxes | - | €4k | €3k | €2k | €-8k |
| Dividends | - | - | - | - | - |
| Total assets | €490k | €539k | €509k | €456k | €484k |
| Equity | €113k | €153k | €149k | €144k | €138k |
| Debt | €377k | €386k | €360k | €312k | €346k |
| of which ≤ 1y | €374k | €351k | €293k | €215k | €219k |
| of which > 1y | €3k | €35k | €66k | €97k | €127k |
| Working capital | €-321k | €-250k | €-226k | €-186k | €-162k |
| Employees (FTE) | 1.0 | - | - | - | - |
Note: these years are not on the same basis. The filed schemas differ (micro schema, full schema), so the columns are not directly comparable.
Ratios (computed)
| 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|
| Current ratio | 0.14 | 0.29 | 0.23 | 0.14 | 0.26 |
| Quick ratio | 0.14 | 0.29 | 0.23 | 0.14 | 0.26 |
| Working capital ratio | -65.5% | -46.4% | -44.5% | -40.7% | -33.3% |
| Solvency | 23.1% | 28.4% | 29.3% | 31.6% | 28.6% |
| Debt / equity | 3.32 | 2.52 | 2.41 | 2.17 | 0.92 |
| Long-term debt ratio | 0.02 | 0.23 | 0.44 | 0.67 | 0.92 |
| Interest coverage | -31.99 | 12.67 | 16.57 | - | - |
| Gross margin | - | - | - | - | - |
| Net margin | - | - | - | - | - |
| ROA | -8.1% | 0.7% | 1.0% | 1.2% | 24.4% |
| ROE | -35.1% | 2.6% | 3.5% | 3.9% | 85.2% |
| EBITDA margin | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - |
| Days inventory (DSI) | - | - | - | - | - |
Balance-sheet composition 2023
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|
| Balance sheet, Assets | ||||||
| TOTAL ASSETS | 20/58 | €490k | €539k | €509k | €456k | €484k |
| Fixed assets | 21/28 | €437k | €438k | €442k | €427k | €427k |
| Tangible fixed assets | 22/27 | €11k | €11k | €15k | - | - |
| Financial fixed assets | 28 | €427k | €427k | €427k | €427k | €427k |
| Current assets | 29/58 | €53k | €101k | €67k | €29k | €58k |
| Amounts receivable within one year | 40/41 | €53k | €101k | €67k | €29k | €58k |
| Cash & bank | 54/58 | - | - | - | €40 | €4 |
| Balance sheet, Equity & liabilities | ||||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €490k | €539k | €509k | €456k | €484k |
| Equity | 10/15 | €113k | €153k | €149k | €144k | €138k |
| Contributions / capital | 10/11 | €19k | €19k | €19k | €19k | €19k |
| Reserves | 13 | €2k | €2k | €2k | €2k | €2k |
| Accumulated profits (losses) | 14 | €93k | €133k | €129k | €124k | €118k |
| Amounts payable | 17/49 | €377k | €386k | €360k | €312k | €346k |
| Amounts payable after one year | 17 | €3k | €35k | €66k | €97k | €127k |
| Amounts payable within one year | 42/48 | €374k | €351k | €293k | €215k | €219k |
| Trade debts payable within one year | 44 | €14k | €15k | €8k | €7k | €5k |
| Income statement | ||||||
| Gross operating margin | 9900 | €-18k | €14k | €11k | €13k | €-3k |
| Operating result | 9901 | €-39k | €9k | €6k | €11k | €-3k |
| Financial income | 75 | - | - | €3k | €214 | - |
| Financial charges | 65 | €1k | €978 | €600 | €4k | €2k |
| Result before taxes | 9903 | €-40k | €8k | €8k | €7k | €-5k |
| Income taxes | 67/77 | - | €4k | €3k | €2k | €-8k |
| Net result for the period | 9904 | €-40k | €4k | €5k | €6k | €3k |
| Result to be appropriated | 9905 | €-40k | €4k | €5k | €6k | €3k |
Directors & mandates
Current directors & mandates
-
Giuseppe GiacconeManaging directorState Gazette act 24129335 (04-09-2024)Current04-09-2024 → present
Former directors (1)
-
Givenchy MatondoManaging directorState Gazette act 24129335 (04-09-2024)Former- → 04-09-2024
Directors & mandates
| Role | Name | Tenure |
|---|---|---|
| Curator | MARINA FABBRICOTTI RUE DES SOEURS GRISES 13,
4500 HUY- .
4681
BELGISCH STAATSBLAD — 29.01.2026 — MONITEUR BELGE |
19-01-2026 → present |
Legal Structure
| NACE primary | Business and other management consultancy(70200) |
| Legal form | Private limited company(610) |
| Incorporation | 16-08-2005 |
| Status | Active |
| Postal code | 4540 |
| First insolvency signal | 29-01-2026 |
| Latest insolvency signal | 29-01-2026 |
Establishment units
GIACCONE
since 20142.227.425.846
Real-estate footprint
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61022C0638/00E000 | Wallonia | 1,695 m² | 1 · 193 m² | - |
| 61003A1220/00A003 | Wallonia | 148 m² | 1 · 59 m² | 11.8 m · 4 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
2026
29-01
Bankruptcy
Opening
Tribunal de l’entreprise de Liège, division Liège · GIACCONE SRL RUE GASTON GREGOIRE(AMA) 19, 4540 AMAY · event 19-01-2026
2024
27-12
State Gazette act
Registered-office change
15-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 76 days late
04-09
State Gazette act
Director changes
2023
31-12
Financial
Weakest financial yearnet €-40k ▼1110%
Net result drops to €-40k, the lowest in the series.
27-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 149 days late
2022
31-12
Financial
Equity above €150kEq €153k ▲2.6%
5 profitable years in a row build equity to €153k.
25-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 147 days late
04-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 277 days late
2021
04-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 188 days late
2019
31-12
Financial
Highest result since 2018net €118k ▲2.5%
Net result €118k, the highest in the series.
24-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 146 days late
2018
29-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 60 days late
2017
29-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 151 days late
08-11
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 465 days late
2015
20-11
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 112 days late
SignalFinancial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Lifecycle & Insolvency Signals
29-01-2026
Bankruptcy
Opening
Time machine, BS events + macro context
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgian State Gazette reading coverage
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
Address history · 1
27-12-2024
Registered-office move
All acts · 2
updated 1 year ago
2024
27-12-2024 Registered office moved within Amay
- RUE GASTON GREGOIRE 19 à 4540 AMAY → Rue Gaston Grégoire 19 à 4540 Amay
Technical details
{
"events": [
{
"kind": "zetel_clause_amendment_no_move",
"seat_type": "siege_social",
"new_address": {
"raw": "Rue Gaston Gr\u00E9goire 19 \u00E0 4540 Amay",
"city": "Amay",
"region": "waals_gewest",
"street": "RUE GASTON GREGOIRE",
"country": "BE",
"postcode": "4540",
"box_number": null,
"street_number": "19",
"locality_suffix": null
},
"old_address": {
"raw": "RUE GASTON GREGOIRE 19 \u00E0 4540 AMAY",
"city": "AMAY",
"region": "waals_gewest",
"street": "RUE GASTON GREGOIRE",
"country": "BE",
"postcode": "4540",
"box_number": null,
"street_number": "19",
"locality_suffix": null
},
"effective_date": "2024-12-11",
"evidence_quote": "",
"region_changed": false,
"is_statute_change": true,
"nationality_change": false,
"old_address_source": "header_volledig_adres",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": "absolute",
"statutaire_vs_werkelijke": "statutaire",
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": false
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "mixed",
"pub_date": "2024-12-27",
"filing_date": "2024-12-11",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decision": {
"body": "algemene_vergadering",
"date": "2024-12-11",
"unanimous": true
},
"subject_company": {
"kbo": "0875.565.451",
"name_full": "SRL GIACCONE",
"legal_form": "SRL",
"_kbo_filled_from_list": true
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Loris Giaccone",
"org_rep_person_name": null,
"person_role_at_subject": "Administrateur entrant"
},
"co_filed_documents": [
"Bijlagen bij het Belgisch Staatsblad-27/12/2024",
"Annexes du Moniteur belge"
]
}04-09-2024 1 director appointed, 2 resigning
- Giuseppe Giaccone, Gedelegeerd bestuurder
- Nathalie Gonthier, Commissaris
- Givenchy Matondo, Gedelegeerd bestuurder
Technical details
{
"events": [
{
"kind": "commissaris_out",
"role": "commissaris",
"person": {
"rrn": null,
"name": "Nathalie Gonthier",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": null,
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "Madame Nathalie Gonthier qui constate que l\u0027Assembl\u00E9e G\u00E9n\u00E9rale est valablement constitu\u00E9e.",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
},
{
"kind": "director_out",
"role": "administrateur_d\u00E9l\u00E9gu\u00E9",
"person": {
"rrn": null,
"name": "Givenchy Matondo",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": null,
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "celle-ci acte la d\u00E9mission de Monsieur Givenchy Matondo",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
},
{
"kind": "director_in",
"role": "administrateur_d\u00E9l\u00E9gu\u00E9",
"person": {
"rrn": null,
"name": "Giuseppe Giaccone",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": null,
"via_org": null,
"statutory": null,
"compensated": false,
"effective_date": null,
"evidence_quote": "d\u00E9cide que Monsieur Giuseppe Giaccone sera le nouvel administrateur de la soci\u00E9t\u00E9 et que son mandat sera exerc\u00E9 \u00E0 titre gratuit.",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "fr",
"pub_date": "2024-09-04",
"filing_date": "2024-08-27",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decisions": [
{
"body": "algemene_vergadering",
"date": "2024-08-19",
"unanimous": true
}
],
"is_correction": false,
"subject_company": {
"kbo": "0875.565.451",
"name_full": "SRL GIACCONE",
"legal_form": "SRL",
"_kbo_filled_from_list": true
},
"publication_proxy": {
"kind": "none",
"org_kbo": null,
"org_name": null,
"person_name": null,
"org_rep_person_name": null,
"person_role_at_subject": null
},
"co_filed_documents": [],
"corrected_publication_numac": null
}Credit advice
No credit: a bankruptcy procedure is open.
Company registry (CBE)
Activities
Business and other management consultancy70200Business consulting70220
Names & trade names
| Legal nameFR | GIACCONE |
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