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GHP FINANCE

Active
Public limited companyfounded 2001active for 25 yearsVanderkinderestraat 467, 1180 Ukkel, BelgiumKBO/BCE: BE 0475.625.741

From the official registers: KBO 23 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

GHP FINANCE has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80,927 and a net result of €12,664. Equity has been stable since 2019 (±0.7% per year). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

KBO
Status
Active since 11-09-2001 Normal situation
Registered office
75 active companies are registered at this address Source: KBO register, as of 1 November 2026.
Activity
“La gestion d’un patrimoine immobilier,notamment l’acquisition par l’achat ou autrement,la vente,l’échange,l’amélioration,l’équipement,l’aménagement,la location et la…” (deed in French)From the articles, 5 activitiesNo NACE code in the KBO yet
Establishment unit
2.275.221.706 1040 Etterbeek, since 10-09-2001
Financial year end
31 March
Peppol
Reachable since 15-05-2026

Board and ownership

Board
  • HOUTART GodefroyDirector · since 13-09-2013
  • SIVMDirector · since 09-09-2022 · permanent representative Rodolphe d'Ouitremont

Financial position

89 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts to 31-03-2025
Gross margin
€33,236
▲ 48.8%
Turnover
≈ €130,000
estimated
Profit
€12,664
Equity
€80,927
▲ 18.6%
Total assets
€239,589
▼ 4.2%
2026 accounts not filed, 1 day past the deadline
Filed on 06-10-2025PDF
Score breakdownraises riskFigures for financial year 2025 (filed on 06-10-2025)lowers riskSize: total assets €239,589Liquidity: current ratio 0.78, cash €66,593Founded in 2001Show the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 58% of micro companies without a NACE code
Financial strength · tick: 2024
Strong
Solvency 59+7
equity 33.8% of total assets
Liquidity 68+4
short-term debt 36.1% · cash 27.8%
Profitability 75+12
return on assets 5.3%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.3%highest value 12-2024: 0.3%● unchanged vs 11-2024highest value 01-2025: 0.3%● unchanged vs 12-2024highest value 02-2025: 0.3%● unchanged vs 01-2025highest value 03-2025: 0.1%▼ -0.2 percentage points vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.2%▲ +0.1 percentage points vs 09-2025 11-2025: 0.1%▼ -0.1 percentage points vs 10-2025lowest value 12-2025: 0.1%● unchanged vs 11-2025lowest value 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.2%▲ +0.1 percentage points vs 09-2026
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.78 (0.68 in 2024), below 1. Short-term debt is 36.1% and cash 27.8% of total assets. 66.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 35% of them on solvency, 64% on liquidity, 57% on profitability and 75% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €239,589
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Figures for financial year 2025 (filed on 06-10-2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.78, cash €66,593
NBB · annual accounts
lowers risk · Founded in 2001
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 06-10-2025, 25 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
not filed
2025
25 days early
2024
45 days early
2023
43 days early
2022
27 days early
2021
62 days early
2020
33 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 6 accounts on average 39 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Documents

Annual accounts at the NBB

All 23 annual accounts

Articles and registers

Key facts about GHP FINANCE

What is the company number of GHP FINANCE?
The company number of GHP FINANCE is 0475.625.741. The VAT number is the same number with BE in front: BE 0475.625.741.
Where is GHP FINANCE based?
The registered office is at Vanderkinderestraat 467, 1180 Ukkel.Company details
What is the legal form of GHP FINANCE?
The legal form of GHP FINANCE is Public limited company (NV).
When was GHP FINANCE founded?
GHP FINANCE was founded on 11-09-2001.
Is GHP FINANCE still active?
Yes, GHP FINANCE is an active enterprise in the KBO register.
What is the turnover of GHP FINANCE?
The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €33,236 and 2,949 comparable companies of the same size. It probably lies between €80,000 and €240,000. It is a rough estimate.Financials
Is GHP FINANCE profitable?
In financial year 2025, GHP FINANCE made a profit of €12,664.
Where can I find the annual accounts of GHP FINANCE?
GHP FINANCE filed 23 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)

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