GHAMMAD
The computed 12-month bankruptcy probability of GHAMMAD is 0.2% (very low). The 2024 annual accounts show equity of €238k and a net result of €103k. Equity is growing by ~30.8% per year across the filed fiscal years. Its solvency ranks better than 61% of 6570 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €238k |
| Net result | €103k |
| Better than sector | 61% |
| Active | 4 yrs |
Exceptional profile, strong across almost every axis.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 74.9% | 66.7% | |
| Net result | €103k | €46k | |
| Equity | €238k | €79k | |
| Gross operating margin | €156k | €78k | |
| Total assets | €317k | €154k |
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €155k |
| Net profit | €103k |
| Cash flow | €122k |
| Staff costs | - |
| Income taxes | €30k |
| Dividends | €55k |
| Total assets | €317k |
| Equity | €238k |
| Debt | €80k |
| of which ≤ 1y | €39k |
| of which > 1y | €41k |
| Working capital | €219k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 6.68 |
| Quick ratio | 6.68 |
| Working capital ratio | 69.1% |
| Solvency | 74.9% |
| Debt / equity | 0.34 |
| Long-term debt ratio | 0.17 |
| Interest coverage | 60.60 |
| Gross margin | - |
| Net margin | - |
| ROA | 32.4% |
| ROE | 43.3% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €317k |
| Fixed assets | 21/28 | €59k |
| Tangible fixed assets | 22/27 | €59k |
| Current assets | 29/58 | €258k |
| Amounts receivable within one year | 40/41 | €4k |
| Cash & bank | 54/58 | €184k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €317k |
| Equity | 10/15 | €238k |
| Contributions / capital | 10/11 | €5k |
| Accumulated profits (losses) | 14 | €233k |
| Amounts payable | 17/49 | €80k |
| Amounts payable after one year | 17 | €41k |
| Amounts payable within one year | 42/48 | €39k |
| Trade debts payable within one year | 44 | €964 |
| Income statement | ||
| Gross operating margin | 9900 | €156k |
| Operating result | 9901 | €135k |
| Financial income | 75 | €41 |
| Financial charges | 65 | €3k |
| Result before taxes | 9903 | €133k |
| Income taxes | 67/77 | €30k |
| Net result for the period | 9904 | €103k |
| Result to be appropriated | 9905 | €103k |
| NACE primary | Human health(86220) |
| Legal form | Private limited company(610) |
| Incorporation | 02-02-2022 |
| Status | Active |
| Postal code | 5360 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91059A0122/00F000 | Wallonia | 1,202 m² | 1 · 121 m² | - |
| 91034F0300/00W000 | Wallonia | 239 m² | 1 · 49 m² | 13.2 m · 4 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
01-08-2023 Registered office moved from CINEY to Hamois
- Rue des Dominicaines 4 boite 14 à 5590 CINEY → Chaussée de Liège 129 à 5360 Hamois
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "siege_social",
"new_address": {
"raw": "Chauss\u00E9e de Li\u00E8ge 129 \u00E0 5360 Hamois",
"city": "Hamois",
"region": "waals_gewest",
"street": "Chauss\u00E9e de Li\u00E8ge",
"country": "BE",
"postcode": "5360",
"box_number": null,
"street_number": "129",
"locality_suffix": null
},
"old_address": {
"raw": "Rue des Dominicaines 4 boite 14 \u00E0 5590 CINEY",
"city": "CINEY",
"region": "waals_gewest",
"street": "Rue des Dominicaines",
"country": "BE",
"postcode": "5590",
"box_number": "14",
"street_number": "4",
"locality_suffix": null
},
"effective_date": "2023-04-28",
"evidence_quote": "",
"region_changed": false,
"is_statute_change": true,
"nationality_change": false,
"old_address_source": "header_volledig_adres",
"statute_clause_text": null,
"statute_article_number": 3,
"effective_date_qualifier": "absolute",
"statutaire_vs_werkelijke": "statutaire",
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": false
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "fr",
"pub_date": "2023-08-01",
"filing_date": "2023-07-17",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decision": {
"body": "enig_aandeelhouder_schriftelijk",
"date": "2023-05-26",
"unanimous": null
},
"subject_company": {
"kbo": "0781.490.891",
"name_full": null,
"legal_form": "SRL",
"_kbo_filled_from_list": true
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Ghammad Kaoutar",
"org_rep_person_name": null,
"person_role_at_subject": "Administrateur"
},
"co_filed_documents": [
"Copie du PV du CA du 26 mai 2023"
]
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameFR | GHAMMAD |