GFPM
ActiveThe computed 12-month bankruptcy probability of GFPM is 17.0% (high). The 2025 annual accounts show equity of €61k and a net result of €51k. Its solvency ranks better than 27% of 13009 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency2▼-42
Growth78
Stability94
Bankruptcy probability, 12 months
17.0%
High
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.4 against 0.96 in 2024), and 97.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.9%
Return on assets
2.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
16 d early
2024
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€61k
2024 · €-22k
2024: €-22k
2024 → 2025
Total assets
€2.10M▲ 111%
2024 · €993k
2024: €993k
2024 → 2025
Net result
€51k
2024 · €-42k
2024: €-42k
2024 → 2025
Working capital
€-513k▼ 3,106%
2024 · €-16k
2024: €-16k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€-22k-€61k
Operating result€-10k-€122k
Net result€-42k-€51k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €122k after a loss of €10k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.10M
Fixed assets
€1.76M▲ 190%
Current assets
€340k▼ 12.1%
Equity and liabilities €2.10M
Equity
€61k
Debt
€2.04M
Debt finances 97.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€258k▲
2024 · €25k
Cash flow
€186k▲
2024 · €-7k
Solvency
2.9%▲
2024 · -2.2%
Current ratio
0.40▼
2024 · 0.96
Quick ratio
0.30▼
2024 · 0.91
Debt / equity
33.30▲
2024 · -46.91
ROE
83.1%▼
2024 · 192.4%
ROA
2.4%▲
2024 · -4.2%
Interest coverage
3.60▲
2024 · 0.79
Debt
€2.04M▲
2024 · €1.02M
Debt ≤ 1 year
€853k▲
2024 · €403k
Debt > 1 year
€1.13M▲
2024 · €607k
Income taxes
€1
Staff costs
€1.20M▲
2024 · €317k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€993k€2.10M▲
Fixed assets21/28€606k€1.76M▲
Intangible fixed assets21€60k€176k▲
Tangible fixed assets22/27€546k€1.56M▲
Land and buildings22-€54k
Plant, machinery and equipment23€193k€387k▲
Furniture and vehicles24€26k€48k▲
Other tangible fixed assets26€255k€737k▲
Assets under construction and advance payments27€73k€334k▲
Financial fixed assets28-€22k
Current assets29/58€387k€340k▼
Stocks and contracts in progress3€19k€88k▲
Stocks30/36€19k€88k▲
Amounts receivable within one year40/41€245k€15k▼
Trade receivables40€15k€14k▼
Other amounts receivable41€230k€1k▼
Cash at bank and in hand54/58€114k€237k▲
Deferred charges and accrued income490/1€9k-
Equity and liabilities
Total equity and liabilities10/49€993k€2.10M▲
Equity10/15€-22k€61k▲
Contributions10/11€20k€52k▲
Profit (loss) carried forward14€-42k€9k▲
Amounts payable17/49€1.02M€2.04M▲
Amounts payable after more than one year17€607k€1.13M▲
Financial debts170/4€607k€1.13M▲
Amounts payable within one year42/48€403k€853k▲
Current portion of amounts payable after more than one year42€100k€194k▲
Trade debts44€84k€165k▲
Suppliers440/4€84k€165k▲
Taxes, remuneration and social security45€80k€249k▲
Taxes450/3€5k€20k▲
Remuneration and social security454/9€75k€230k▲
Other amounts payable47/48€139k€245k▲
Accrued charges and deferred income492/3€5k€49k▲
Income statement
Code20242025
Remuneration, social security and pensions62€317k€1.20M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€135k▲
Other operating charges640/8€15k€25k▲
Gross operating margin9900€357k€1.48M▲
Operating profit (loss)9901€-10k€122k▲
Financial income75/76B€20€1▼
Recurring financial income75€20€1▼
Financial charges65/66B€31k€72k▲
Recurring financial charges65€31k€72k▲
Profit (loss) for the period before taxes9903€-42k€51k▲
Income taxes67/77-€1
Profit (loss) for the period9904€-42k€51k▲
Profit (loss) for the period to be appropriated9905€-42k€51k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-42k€9k▲
Profit (loss) brought forward from the previous period14P-€-42k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €51k
Net result €51k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2024
ML Group
CurrentDirector · since 01-11-2024 · Legal entity · perm. rep.: Lucas Seljkens
01-11-2024
Appointed as Director
Location & real-estate footprint
Registered office, Neupré · 15 establishment units since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grand Route(PLX) 434122 NeupréGround area
28.4 ha
Building footprint
14.0 ha
Volume, LiDAR
1,714,865 m³
14 parcels, Brussels, Flanders, Wallonia · tallest building 63.3 m, ±7 floors. Linked by address, not a title deed.
15 establishment units
GFPM
since 20232.351.914.458
SCOPA St-Paul
since 20232.351.914.557
SCOPA Jourdan
since 20242.359.052.866
SCOPA Leuven
since 20242.359.052.965
SCOPA Rocourt
since 20242.364.544.056
SCOPA Ostende
since 20252.369.179.468
Show 9 more locations
SCOPA Mechelen
since 20252.373.216.846
SCOPA GAND
since 20252.373.216.945
SCOPA Woluwe
since 20252.373.217.044
SCOPA Belle-Ile
since 20252.376.623.724
SCOPA MEDIACITE
since 20252.378.060.611
SCOPA DOCKS
since 20262.383.648.504
SCOPA WAASLAND SHOPPING
since 20262.383.649.096
Grand Route(PLX) 43, 4122 Neupré
since 20262.386.529.503
SCOPA BRUXELLES CITY 2
since 20262.388.789.603
14 parcels
Flanders
5
(35.7%)
Wallonia
5
(35.7%)
Brussels
4
(28.6%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46445D1155/00R000 | Flanders | 10.8 ha | 1 · 5.0 ha | 18.2 m · 2 fl. |
| 62806C0923/00B002 | Wallonia | 6.3 ha | 1 · 3.8 ha | 22.7 m · 3 fl. |
| 21674C0095/00M007 | Brussels | 5.2 ha | 1 · 1.2 ha | 17.1 m · 3 fl. |
| 21813F0608/00M000 | Brussels | 4.0 ha | 1 · 2.1 ha | 30.4 m · 6 fl. |
| 21802B1669/00A000 | Brussels | 1.6 ha | 1 · 1.6 ha | 63.3 m · 7 fl. |
| 62087B0259/00M002 | Wallonia | 2,262 m² | 1 · 2,158 m² | 13.3 m · 4 fl. |
| 62081C0413/00C000 ProtectedSite or landscape |
Wallonia | 1,583 m² | 1 · 207 m² | 10.4 m · 3 fl. |
| 62081A0133/00G000 | Wallonia | 384 m² | 1 · 26 m² | 4.0 m · 1 fl. |
| 35013A0841/00P000 | Flanders | 188 m² | 1 · 156 m² | 21.5 m · 5 fl. |
| 62063A1627/00A000 | Wallonia | 114 m² | 1 · 94 m² | 14.4 m · 4 fl. |
| 21013B0005/00N019 | Brussels | 104 m² | 1 · 104 m² | 16.8 m · 4 fl. |
| 12025D0139/00B000 | Flanders | 101 m² | 1 · 101 m² | 14.1 m · 4 fl. |
| 24502B0832/00B000 | Flanders | 87 m² | 1 · 87 m² | 16.4 m · 5 fl. |
| 44802B1772/00A000 | Flanders | 45 m² | 1 · 58 m² | 14.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 13
14 of 14 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
2 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
Mediteraneo
BE 0882.844.807
Oostende · Eq €61k
KOKO LOCO
BE 1009.350.524
Nieuwpoort · Eq €61k
FRITUUR SISKE
BE 0740.525.417
Ardooie · Eq €61k
TIVOLA
BE 0860.185.904
Asse · Eq €61k
GBK
BE 0692.749.254
Houthalen-Helchteren · Eq €61k
Of 21,633 companies in sector 56112 we hold annual accounts for 9,658. 8,183 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-07-2023
Fiscal year end31-12
Legal name FR
SCOPA GROUP
Abbreviation FR
SCOPA GROUP
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.