GF IMMO
ActiveSummary
The computed 12-month bankruptcy probability of GF IMMO is 2.2% (moderate). The 2024 annual accounts show equity of €428,447 and a net result of €304,045. Equity is growing by ~123.8% per year across the filed fiscal years. Its solvency ranks better than 49% of 1295 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 4 accounts on average 28 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
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History
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Financials · fiscal year 2024, full schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 6,778 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 97% are still going.
- Small
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,778 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €11,775 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13,625 | - | - | - | - |
| Other operating charges640/8 | €348 | €348 | €384 | €968 | ▲ 152% |
| Gross operating margin9900 | -€12,079 | -€10,380 | €138,941 | €502,981 | ▲ 262% |
| Operating profit (loss)9901 | -€26,051 | -€10,727 | €138,557 | €502,013 | ▲ 262% |
| Financial income75/76B | - | €16,615 | €18,726 | - | - |
| Recurring financial income75 | - | €16,615 | €18,726 | - | - |
| Financial charges65/66B | €10 | €10,264 | €67,642 | €93,427 | ▲ 38.1% |
| Recurring financial charges65 | €10 | €10,264 | €67,642 | €93,427 | ▲ 38.1% |
| Profit (loss) for the period before taxes9903 | -€26,061 | -€4,377 | €89,641 | €408,587 | ▲ 356% |
| Income taxes67/77 | - | - | €14,801 | €104,542 | ▲ 606% |
| Profit (loss) for the period9904 | -€26,061 | -€4,377 | €74,840 | €304,045 | ▲ 306% |
| Profit (loss) for the period to be appropriated9905 | -€26,061 | -€4,377 | €74,840 | €304,045 | ▲ 306% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €237,242 | €1.5m | €2.7m | €1.4m | ▼ 49.4% |
| Fixed assets21/28 | €109,000 | €109,000 | €99,300 | €67,039 | ▼ 32.5% |
| Tangible fixed assets22/27 | €109,000 | €109,000 | €99,300 | €67,039 | ▼ 32.5% |
| Land and buildings22 | €109,000 | €109,000 | €99,300 | €67,039 | ▼ 32.5% |
| Current assets29/58 | €128,242 | €1.4m | €2.6m | €1.3m | ▼ 50.0% |
| Stocks and contracts in progress3 | €118,357 | €1.3m | €2.3m | €1.2m | ▼ 46.8% |
| Stocks30/36 | €118,357 | €1.3m | €2.3m | €1.2m | ▼ 46.8% |
| Amounts receivable within one year40/41 | €582 | €11,707 | €1,882 | - | - |
| Other amounts receivable41 | €582 | €11,707 | €1,882 | - | - |
| Cash at bank and in hand54/58 | €9,303 | €85,004 | €335,261 | €95,052 | ▼ 71.6% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €237,242 | €1.5m | €2.7m | €1.4m | ▼ 49.4% |
| Equity10/15 | €53,939 | €49,562 | €124,402 | €428,447 | ▲ 244% |
| Contributions10/11 | €80,000 | €80,000 | €80,000 | €80,000 | = |
| Profit (loss) carried forward14 | -€26,061 | -€30,438 | €44,402 | €348,447 | ▲ 685% |
| Amounts payable17/49 | €183,303 | €1.5m | €2.6m | €947,205 | ▼ 63.5% |
| Amounts payable within one year42/48 | €183,303 | €1.5m | €2.6m | €926,698 | ▼ 64.3% |
| Current portion of amounts payable after more than one year42 | - | - | - | €66,667 | - |
| Financial debts43 | - | €822,187 | €1.8m | €477,705 | ▼ 73.2% |
| Credit institutions430/8 | - | €822,187 | €1.8m | €477,705 | ▼ 73.2% |
| Trade debts44 | €118,303 | €238,338 | €267,102 | €118,806 | ▼ 55.5% |
| Suppliers440/4 | €118,303 | €238,338 | €267,102 | €118,806 | ▼ 55.5% |
| Taxes, remuneration and social security45 | - | - | €124,651 | €74,522 | ▼ 40.2% |
| Taxes450/3 | - | - | €124,651 | €74,522 | ▼ 40.2% |
| Other amounts payable47/48 | €65,000 | €415,000 | €416,000 | €189,000 | ▼ 54.6% |
| Accrued charges and deferred income492/3 | - | €941 | - | €20,507 | - |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€26,061 | -€4,377 | €74,840 | €304,045 | ▲ 306% |
| + Depreciation and write-downs630 | €13,625 | - | - | - | - |
| Operating cash flow (approximation) | -€12,436 | -€4,377 | €74,840 | €304,045 | ▲ 306% |
| Investment in fixed assets (approximation) | - | €0 | €9,700 | €32,261 | ▲ 233% |
| Change in cash | - | €75,701 | €250,257 | -€240,209 | ▼ 196% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 84026B0015/00D007 | Wallonia | 1.0 ha | 1 · 663 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Similar companies · same sector, comparable size
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.