Gevema
ActiveGevema has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €-801. Equity is shrinking by ~15.1% per year across the filed fiscal years. Its solvency ranks better than 10% of 31510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency15▼-1
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.1 against 1.12 in 2024), and 98.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.9%
Return on assets
-0.5%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 31510 sector peers (2025).
NBB · sector comparisonPosition among 31510 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
31 d late
2023
26 d late
2022
17 d late
2021
73 d early
2020
60 d early
2019
21 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-801▲ 53.4%
2024 · €-2k
2018: €-831
2019: €-4k
2020: €64
2021: €2k
2022: €-4k
2023: €711
2024: €-2k
2018 → 2025
Working capital
€14k▼ 5.6%
2024 · €14k
2018: €13k
2019: €6k
2020: €6k
2021: €13k
2022: €13k
2023: €16k
2024: €14k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€9k-€5k▼ 45.7%€5k▲ 15.0%€4k▼ 31.5%€3k▼ 21.4%
Operating result€2k-€-4k€813€-2k€-747▲ 53.9%
Net result€2k-€-4k€711€-2k€-801▲ 53.4%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €747 in 2025 against €2k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €152k
Fixed assets
€1k=
Current assets
€151k▲ 14.6%
Equity and liabilities €152k
Equity
€3k▼ 21.4%
Debt
€150k▲ 15.5%
The debt ratio rises from 97.2% to 98.1%: debt grows while equity shrinks.
Key figures and ratios
Solvency
1.9%▼
2024 · 2.8%
Current ratio
1.10▼
2024 · 1.12
Quick ratio
1.03▼
2024 · 1.05
Debt / equity
50.85▲
2024 · 34.59
ROE
-27.2%▲
2024 · -46.0%
ROA
-0.5%▲
2024 · -1.3%
Debt
€150k▲
2024 · €129k
Debt ≤ 1 year
€138k▲
2024 · €118k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€133k€152k▲
Fixed assets21/28€1k€1k=
Financial fixed assets28€1k€1k=
Current assets29/58€132k€151k▲
Stocks and contracts in progress3€9k€9k=
Contracts in progress37€9k€9k=
Amounts receivable within one year40/41€121k€142k▲
Trade receivables40€0€0=
Other amounts receivable41€121k€142k▲
Cash at bank and in hand54/58€2k€24▼
Equity and liabilities
Total equity and liabilities10/49€133k€152k▲
Equity10/15€4k€3k▼
Contributions10/11€17k€17k=
Profit (loss) carried forward14€-13k€-14k▼
Amounts payable17/49€129k€150k▲
Amounts payable within one year42/48€118k€138k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Remuneration and social security454/9€0-
Other amounts payable47/48€115k€135k▲
Accrued charges and deferred income492/3€12k€12k=
Income statement
Code20242025
Remuneration, social security and pensions62€2k-
Other operating charges640/8€387€400▲
Gross operating margin9900€468€-347▼
Operating profit (loss)9901€-2k€-747▲
Financial charges65/66B€101€54▼
Recurring financial charges65€101€54▼
Profit (loss) for the period before taxes9903€-2k€-801▲
Profit (loss) for the period9904€-2k€-801▲
Profit (loss) for the period to be appropriated9905€-2k€-801▲
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€-14k▼
Profit (loss) brought forward from the previous period14P€-11k€-13k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · unclassified schema · 31 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · unclassified schema · 26 days late
2023
31-12
Financial
Back to profitnet €711
Net result €711 after one loss-making year.
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · unclassified schema · 17 days late
2022
19-05
NBB filing
Annual accounts filed
fiscal year 2021 · unclassified schema
2021
31-12
Financial
Highest result since 2018net €2k ▲2914%
Operating result €2k, net result €2k, both a record.
01-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €64
Net result €64 after 2 loss-making years.
21-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 21 days late
2019
31-12
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Amel · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Medell,Deller Weg 1674770 Amel1 establishment unit
Gevema
since 20092.175.908.948
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 11,010 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded24-11-2008
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
81210General cleaning of buildings
81300Landscape service activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filings
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.