Active BE 0843.721.638Private limited company

GET SET

Waterstraat 79 ·2970 Schilde, Belgium· 14 yrs active

Sector: Advertising agencies (73110)

Conclusion Checked

GET SET has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38k and a net result of €4k. Equity is growing by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 72% of 6848 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Based on the State Gazette, CBE and 5 annual accounts.

Key figures

Equity	€38k
Net result	€4k
Better than sector	72%
Active	14 yrs

Financial profile 5 of 5 axes measured · computed by Checked

76 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 91

Profitability 47

Solvency 90

Growth 52

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.5% Very low

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Established

Founded in 2012, 14 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2025 · computed

91 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Indicative credit limit

€4k

estimate, not credit advice

Score history

75 2021

86 2022

69 2023

38 2024

91 2025

purely financial, excl. current insolvency signals

Score components

Liquidity Current ratio 1.56 (≥ 1.5) +10

Quick ratio Quick ratio 1.56 (≥ 1.0) +5

Leverage Debt/equity 0.32 (< 1.0) +10

Profitability ROE 9% +3

Interest coverage Interest coverage 222.0× (≥ 3×) +8

Profit trend Net profit up YoY +5

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview13 NBB filings

Annual accounts filed on 04-12-2025 with the NBB · fiscal year 2025 · micro schema

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~3.5%/year over 5 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 73, Advertising, market research and public relations activities · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	75.8%	54.5%	better than 72% of 6848 sector peers
Net result	€4k	€14k	better than 35% of 6848 sector peers
Equity	€38k	€61k	better than 39% of 6853 sector peers
Gross operating margin	€21k	€37k	better than 38% of 6840 sector peers
Total assets	€50k	€139k	better than 22% of 6852 sector peers

EBITDA

€20k

+30.9% 21-25

Net profit

€4k

- 21-25

Cash flow

€19k

+25.0% 21-25

Total assets

€50k

-47.5% 21-25

Equity

€38k

-6.4% 21-25

Working capital

€7k

- 21-25

Income taxes

€2k

+223.4% 21-25

Debt

€12k

-77.9% 21-25

Debt ≤ 1y

€12k

-77.9% 21-25

Current ratio

1.56

+74.2% 21-25

Quick ratio

1.56

+74.2% 21-25

Solvency

75.8%

+78.3% 21-25

Debt / equity

0.32

-76.4% 21-25

ROE

9.5%

- 21-25

ROA

7.2%

- 21-25

Interest coverage

222.05

+57.1% 21-25

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2025	2024	2023	2022	2021
Deposit	micro schema	micro schema	micro schema	micro schema	abbreviated schema
Revenue	-	-	-	-	-
EBITDA	€20k	€15k	€22k	€18k	€43k
Net profit	€4k	€-130	€5k	€2k	€20k
Cash flow	€19k	€15k	€19k	€15k	€33k
Staff costs	-	-	-	-	-
Income taxes	€2k	€485	€3k	€3k	€10k
Dividends	-	-	-	-	-
Total assets	€50k	€95k	€114k	€42k	€58k
Equity	€38k	€41k	€41k	€36k	€34k
Debt	€12k	€55k	€74k	€7k	€24k
of which ≤ 1y	€12k	€55k	€74k	€7k	€24k
of which > 1y	-	-	-	-	-
Working capital	€7k	€-6k	€-20k	€35k	€21k
Employees (FTE)	-	-	-	-	-

Note: these years are not on the same basis. The filed schemas differ (micro schema, abbreviated schema), so the columns are not directly comparable.

Ratios (computed)

	2025	2024	2023	2022	2021
Current ratio	1.56	0.90	0.72	6.28	1.86
Quick ratio	1.56	0.90	0.72	6.28	1.86
Working capital ratio	13.7%	-5.9%	-17.9%	83.6%	35.6%
Solvency	75.8%	42.5%	35.6%	84.2%	58.6%
Debt / equity	0.32	1.35	1.81	0.19	-
Long-term debt ratio	-	-	-	-	-
Interest coverage	222.05	141.32	251.41	15.76	-
Gross margin	-	-	-	-	-
Net margin	-	-	-	-	-
ROA	7.2%	-0.1%	4.4%	3.9%	34.3%
ROE	9.5%	-0.3%	12.5%	4.7%	58.6%
EBITDA margin	-	-	-	-	-
Days sales outstanding	-	-	-	-	-
Days payable outstanding	-	-	-	-	-
Inventory turnover	-	-	-	-	-
Days inventory (DSI)	-	-	-	-	-

Balance-sheet composition 2025

Assets

Fixed assets €31k · 62.2% Current assets €19k · 37.8%

Equity & liabilities

Equity €38k · 75.8% Debt €12k · 24.2%

Full annual accounts (22 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025	2024	2023	2022	2021
Balance sheet, Assets
TOTAL ASSETS	20/58	€50k	€95k	€114k	€42k	€58k
Fixed assets	21/28	€31k	€46k	€61k	€250	€13k
Tangible fixed assets	22/27	€31k	€46k	€61k	€250	€13k
Current assets	29/58	€19k	€49k	€53k	€42k	€45k
Amounts receivable within one year	40/41	€2k	€30	€3k	€530	€4k
Cash & bank	54/58	€17k	€49k	€50k	€42k	€41k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€50k	€95k	€114k	€42k	€58k
Equity	10/15	€38k	€41k	€41k	€36k	€34k
Contributions / capital	10/11	€0	€6k	€6k	€6k	-
Reserves	13	€37k	€33k	€33k	€28k	€26k
Accumulated profits (losses)	14	€1k	€1k	€1k	€1k	€1k
Amounts payable	17/49	€12k	€55k	€74k	€7k	€24k
Amounts payable within one year	42/48	€12k	€55k	€74k	€7k	€24k
Trade debts payable within one year	44	€9k	€5k	€5k	€4k	€7k
Income statement
Gross operating margin	9900	€21k	€16k	€23k	€19k	€44k
Operating result	9901	€5k	€464	€8k	€5k	€29k
Financial income	75	€0	€0	€3	€20	€1
Financial charges	65	€91	€110	€88	€1k	€374
Result before taxes	9903	€5k	€355	€8k	€4k	€29k
Income taxes	67/77	€2k	€485	€3k	€3k	€10k
Net result for the period	9904	€4k	€-130	€5k	€2k	€19k
Result to be appropriated	9905	€4k	€-130	€5k	€2k	€19k

Directors & mandates 1 directors

Current directors & mandates

PEETERS Gino
Director
State Gazette act 23465929 (20-12-2023)

Current
20-12-2023 → present

Legal Structure

NACE primary	Advertising agencies(73110)
Legal form	Private limited company(610)
Incorporation	13-02-2012
Status	Active
Postal code	2970

Establishment units 1 location

Get Set

Waterstraat 79, 2970 SchildeAdvertising agencies

since 20122.207.229.456

Real-estate footprint Source: CBE × cadastre

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11039A0371/00R000	Flanders	3,147 m²	1 · 198 m²	11.5 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 11 events

All 14Financial 3Gazette 1Filings 10

Next filing, fiscal year 2026, expected by 31-01-2027

2025

04-12

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

30-06

Financial Back to profitnet €4k

Net result €4k after one loss-making year.

07-01

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

30-06

Financial Weakest financial yearnet €-130 ▼103%

Net result drops to €-130, the lowest in the series; recovery starts the following year.

2023

20-12

State Gazette act Director changes

Wouter Nouwkens

07-12

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2022

12-12

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

30-06

Financial Liquidity triplescurrent ratio 6.28

Current ratio from 1.86 to 6.28; short-term debt falls from €24k to €7k.

2021

20-12

NBB filing Annual accounts filed

fiscal year 2021 · abbreviated schema

2020

18-12

NBB filing Annual accounts filed

fiscal year 2020 · abbreviated schema

2019

05-12

NBB filing Annual accounts filed

fiscal year 2019 · abbreviated schema

21-01

NBB filing Annual accounts filed

fiscal year 2018 · abbreviated schema

2018

17-01

NBB filing Annual accounts filed

fiscal year 2017 · abbreviated schema

2017

26-01

NBB filing Annual accounts filed

fiscal year 2016 · abbreviated schema

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Belgian State Gazette reading coverage 0 of 6 acts read

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 2 years ago

2023

20-12-2023 PEETERS Gino appointed as director Director changes·Wouter Nouwkens

PEETERS Gino, Bestuurder

Notary: Wouter Nouwkens · MalleFirm: Notariaat Noma

Original publication ↗

Technical details

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  "act_meta": {
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Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Advertising agencies73110

Names & trade names

Legal nameNL

GET SET

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