GESTION FREDERIC ANDRE
ActiveGESTION FREDERIC ANDRE has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €158k and a net result of €39k. Equity is growing by ~15.1% per year across the filed fiscal years. Its solvency ranks better than 64% of 31510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52=
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 3.2 against 4.62 in 2024), and 30.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.8%
Return on assets
17.4%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
2 d early
2024
1 d early
2023
5 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€158k▲ 8.9%
2024 · €145k
2023: €114k
2024: €145k
2023 → 2025
Total assets
€227k▲ 23.4%
2024 · €184k
2023: €147k
2024: €184k
2023 → 2025
Net result
€39k▼ 15.3%
2024 · €47k
2023: €64k
2024: €47k
2023 → 2025
Working capital
€151k▲ 8.2%
2024 · €139k
2023: €108k
2024: €139k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€114k-€145k▲ 27.2%€158k▲ 8.9%
Operating result€86k-€60k▼ 30.2%€53k▼ 10.5%
Net result€64k-€47k▼ 26.8%€39k▼ 15.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 11% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €227k
Fixed assets
€8k▲ 26.0%
Current assets
€220k▲ 23.3%
Equity and liabilities €227k
Equity
€158k▲ 8.9%
Debt
€69k▲ 78.2%
The debt ratio rises from 20.9% to 30.2%: debt grows faster than equity.
Key figures and ratios
EBITDA
€54k
Cash flow
€40k
Solvency
69.8%▼
2024 · 79.1%
Current ratio
3.20▼
2024 · 4.62
Quick ratio
3.20▼
2024 · 4.62
Debt / equity
0.43▲
2024 · 0.26
ROE
24.9%▼
2024 · 32.0%
ROA
17.4%▼
2024 · 25.3%
Interest coverage
289.66
Debt
€69k▲
2024 · €39k
Debt ≤ 1 year
€69k▲
2024 · €39k
Income taxes
€16k▼
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€184k€227k▲
Fixed assets21/28€6k€8k▲
Tangible fixed assets22/27-€2k
Furniture and vehicles24-€2k
Financial fixed assets28€6k€6k=
Current assets29/58€178k€220k▲
Amounts receivable within one year40/41€276€741▲
Trade receivables40€0-
Other amounts receivable41€276€741▲
Current investments50/53€100k€100k=
Cash at bank and in hand54/58€75k€116k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€184k€227k▲
Equity10/15€145k€158k▲
Contributions10/11€3k€3k=
Reserves13€139k€152k▲
Non-distributable reserves130/1€930€930=
Reserves not available under the articles1311€930€930=
Distributable reserves133€138k€151k▲
Profit (loss) carried forward14€3k€3k▲
Amounts payable17/49€39k€69k▲
Amounts payable within one year42/48€39k€69k▲
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€19k€17k▼
Taxes450/3€19k€17k▼
Other amounts payable47/48€18k€49k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€294
Other operating charges640/8€1k€1k▼
Gross operating margin9900€61k€55k▼
Operating profit (loss)9901€60k€53k▼
Financial income75/76B€6k€3k▼
Recurring financial income75€6k€3k▼
Financial charges65/66B€120€186▲
Recurring financial charges65€120€186▲
Profit (loss) for the period before taxes9903€66k€56k▼
Income taxes67/77€19k€16k▼
Profit (loss) for the period9904€47k€39k▼
Profit (loss) for the period to be appropriated9905€47k€39k▼
Appropriation of the result
Profit (loss) to be appropriated9906€50k€42k▼
Profit (loss) brought forward from the previous period14P€3k€3k▲
Transfer from equity791/2€15k€27k▲
Transfer to equity691/2€47k€39k▼
To other reserves6921€47k€39k▼
Profit to be distributed694/7€15k€27k▲
Return on contributions (dividend)694€15k€27k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €39k ▼15.3%
Net result drops to €39k, the lowest in the series.
30-06
Financial
Equity above €150kEq €158k ▲8.9%
3 profitable years in a row build equity to €158k.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Colonelle 61420 Braine-l'Alleud1 establishment unit
GESTION FREDERIC ANDRE
since 20232.340.993.842
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 40,616 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-01-2023
Fiscal year end30-06
Abbreviation FR
GFA
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filings
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.