Geste VL2
ActiveSummary
Geste VL2 has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €153k and a net result of €49k. Equity is growing by ~44.7% per year across the filed fiscal years. Its solvency ranks better than 32% of 9194 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+14
Solvency38▲+4
Growth78=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity short (current ratio 0.86 against 0.5 in 2024; short-term debt: 7.4% and cash: 5% of total assets), and 86.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.5%
Return on assets
4.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
7 d early
2024
30 d early
2023
12 d early
2022
31 d early
2021
23 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€153k▲ 47.3%
2024 · €104k
2021: €32k
2022: €62k
2023: €76k
2024: €104k
2021 → 2025
Total assets
€1.13M▲ 0.8%
2024 · €1.12M
2021: €1.20M
2022: €1.18M
2023: €1.14M
2024: €1.12M
2021 → 2025
Net result
€49k▲ 75.1%
2024 · €28k
2021: €14k
2022: €30k
2023: €14k
2024: €28k
2021 → 2025
Working capital
€-11k▲ 67.6%
2024 · €-35k
2021: €-34k
2022: €-27k
2023: €-38k
2024: €-35k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€32k-€62k▲ 95.4%€76k▲ 22.5%€104k▲ 37.0%€153k▲ 47.3%
Operating result€31k-€50k▲ 59.8%€33k▼ 34.4%€53k▲ 61.8%€84k▲ 59.2%
Net result€14k-€30k▲ 122%€14k▼ 53.9%€28k▲ 101%€49k▲ 75.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 59% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.13M
Fixed assets
€1.06M ▼ 2.6%
Current assets
€72k ▲ 109%
Equity and liabilities €1.13M
Equity
€153k ▲ 47.3%
Debt
€980k ▼ 3.9%
Debt's share of the balance-sheet total falls from 90.8% to 86.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€113k▲
2024 · €81k
Cash flow
€78k▲
2024 · €57k
Current ratio
0.86▲
2024 · 0.50
Debt to equity
6.42▼
2024 · 9.85
ROE
32.1%▲
2024 · 27.0%
ROA
4.3%▲
2024 · 2.5%
Interest coverage
6.70▲
2024 · 4.61
Debt ≤ 1 year
€84k▲
2024 · €70k
Debt > 1 year
€895k▼
2024 · €950k
Income taxes
€18k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.12M€1.13M▲
Fixed assets21/28€1.09M€1.06M▼
Tangible fixed assets22/27€1.09M€1.06M▼
Land and buildings22€1.09M€1.06M▼
Current assets29/58€35k€72k▲
Amounts receivable within one year40/41€22k€15k▼
Trade receivables40€18k€15k▼
Other amounts receivable41€4k€0▼
Cash at bank and in hand54/58€11k€57k▲
Deferred charges and accrued income490/1€1k€754▼
Equity and liabilities
Total equity and liabilities10/49€1.12M€1.13M▲
Equity10/15€104k€153k▲
Contributions10/11€18k€18k=
Profit (loss) carried forward14€86k€135k▲
Amounts payable17/49€1.02M€980k▼
Amounts payable after more than one year17€950k€895k▼
Financial debts170/4€950k€895k▼
Amounts payable within one year42/48€70k€84k▲
Current portion of amounts payable after more than one year42€54k€55k▲
Trade debts44€10k€9k▼
Suppliers440/4€10k€9k▼
Taxes, remuneration and social security45€2k€16k▲
Taxes450/3€2k€16k▲
Other amounts payable47/48€5k€5k=
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€29k=
Other operating charges640/8€12k€13k▲
Gross operating margin9900€94k€126k▲
Operating profit (loss)9901€53k€84k▲
Financial income75/76B€0€0=
Recurring financial income75€0€0=
Financial charges65/66B€18k€17k▼
Recurring financial charges65€18k€17k▼
Profit (loss) for the period before taxes9903€35k€67k▲
Income taxes67/77€7k€18k▲
Profit (loss) for the period9904€28k€49k▲
Profit (loss) for the period to be appropriated9905€28k€49k▲
Appropriation of the result
Profit (loss) to be appropriated9906€86k€135k▲
Profit (loss) brought forward from the previous period14P€58k€86k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2021net €49k ▲75.1%
Operating result €84k, net result €49k, both a record.
31-12
Financial
Equity above €150kEq €153k ▲47.3%
5 profitable years in a row build equity to €153k.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €100kEq €104k ▲37%
4 profitable years in a row build equity to €104k.
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herselt · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Onze Lieve Vrouwstraat(RAM) 132230 HerseltGround area
5,545 m²
Building footprint
428 m²
Parcel 13034I0108/00B000, Flanders. Linked by address, not a title deed.
1 establishment unit
Geste VL2
since 20202.317.037.812
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13034I0108/00B000 | Flanders | 5,545 m² | 1 · 428 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
InvesTALK
BE 0786.399.685
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BOWYKA
BE 0803.927.090
Roeselare · Eq €152,710
Intelimmo
BE 0745.824.486
Bree · Eq €152,724
J.M.G. INVEST
BE 0698.791.067
Zandhoven · Eq €152,296
DE BRIEKERIE
BE 0454.493.696
Ieper · Eq €153,059
Of 12,022 companies in sector 68203 we hold annual accounts for 5,986. 4,116 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-11-2020
Fiscal year end31-12
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.