GESINTER
ActiveSummary
GESINTER has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €89k and a net result of €12k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 47% of 15367 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability79▼-2
Solvency82▲+2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 3.39 against 3.24 in 2023; short-term debt: 29.3% and cash: 28.8% of total assets), and 43.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
56.5%
Return on assets
7.9%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-06-2025, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
44 d early
2023
27 d early
2022
18 d late
2021
65 d early
2020
60 d early
2019
53 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€89k▲ 0.4%
2023 · €88k
2018: €87klowest in 7 years
2019: €87k● +0.0% vs 2018
2020: €88k▲ +0.8% vs 2019
2021: €88k● +0.0% vs 2020
2022: €88k● +0.0% vs 2021
2023: €88k▲ +0.3% vs 2022
2024: €89k▲ +0.4% vs 2023highest in 7 years
2018 → 2024
Total assets
€157k▼ 1.9%
2023 · €160k
2018: €175khighest in 7 years
2019: €167k▼ -4.3% vs 2018
2020: €162k▼ -3.3% vs 2019
2021: €155k▼ -4.0% vs 2020lowest in 7 years
2022: €173k▲ +11.8% vs 2021
2023: €160k▼ -7.8% vs 2022
2024: €157k▼ -1.9% vs 2023
2018 → 2024
Net result
€12k▼ 23.9%
2023 · €16k
2018: €15k
2019: €7k▼ -54.8% vs 2018lowest in 7 years
2020: €16k▲ +133% vs 2019
2021: €9k▼ -40.0% vs 2020
2022: €22k▲ +133% vs 2021highest in 7 years
2023: €16k▼ -25.8% vs 2022
2024: €12k▼ -23.9% vs 2023
2018 → 2024
Working capital
€109k▼ 0.5%
2023 · €110k
2018: €98klowest in 7 years
2019: €111k▲ +12.4% vs 2018highest in 7 years
2020: €102k▼ -8.2% vs 2019
2021: €100k▼ -2.0% vs 2020
2022: €104k▲ +4.3% vs 2021
2023: €110k▲ +5.9% vs 2022
2024: €109k▼ -0.5% vs 2023
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€88k-€88k=€88k=€88k▲ 0.3%€89k▲ 0.4%
2020: €88klowest in 5 years
2021: €88k● +0.0% vs 2020
2022: €88k● +0.0% vs 2021
2023: €88k▲ +0.3% vs 2022
2024: €89k▲ +0.4% vs 2023highest in 5 years
Operating result€24k-€16k▼ 33.9%€33k▲ 109%€25k▼ 24.2%€20k▼ 19.5%
2020: €24k
2021: €16k▼ -33.9% vs 2020lowest in 5 years
2022: €33k▲ +109% vs 2021highest in 5 years
2023: €25k▼ -24.2% vs 2022
2024: €20k▼ -19.5% vs 2023
Net result€16k-€9k▼ 40.0%€22k▲ 133%€16k▼ 25.8%€12k▼ 23.9%
2020: €16k
2021: €9k▼ -40.0% vs 2020lowest in 5 years
2022: €22k▲ +133% vs 2021highest in 5 years
2023: €16k▼ -25.8% vs 2022
2024: €12k▼ -23.9% vs 2023
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 20% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €157k
Fixed assets
€2k ▲ 125%
Current assets
€155k ▼ 2.4%
Equity and liabilities €157k
Equity
€89k ▲ 0.4%
Provisions
€22k ▼ 0.3%
Debt
€46k ▼ 6.7%
Debt's share of the balance-sheet total falls from 30.8% to 29.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€21k▼
2023 · €30k
Cash flow
€13k▼
2023 · €21k
Current ratio
3.39▲
2023 · 3.24
Debt to equity
0.52▼
2023 · 0.56
ROE
14.0%▼
2023 · 18.4%
ROA
7.9%▼
2023 · 10.2%
Interest coverage
23.89▼
2023 · 34.77
Debt ≤ 1 year
€46k▼
2023 · €49k
Income taxes
€7k▼
2023 · €8k
Staff costs
€62k▲
2023 · €60k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 54 lines
Balance sheet
Code20232024
Assets
Total assets20/58€160k€157k▼
Fixed assets21/28€675€2k▲
Tangible fixed assets22/27€625€1k▲
Furniture and vehicles24€625-
Other tangible fixed assets26-€1k
Financial fixed assets28€50€50=
Current assets29/58€159k€155k▼
Amounts receivable within one year40/41€102k€110k▲
Trade receivables40€100k€110k▲
Other amounts receivable41€2k-
Cash at bank and in hand54/58€56k€45k▼
Deferred charges and accrued income490/1€1k-
Equity and liabilities
Total equity and liabilities10/49€160k€157k▼
Equity10/15€88k€89k▲
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€25k€25k=
Uncalled capital101€6k€6k=
Reserves13€70k€70k▲
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Tax-exempt reserves132€17k€17k=
Distributable reserves133€51k€51k▲
Provisions and deferred taxes16€22k€22k▼
Provisions for liabilities and charges160/5€22k€22k▼
Other liabilities and charges164/5€22k€22k▼
Amounts payable17/49€49k€46k▼
Amounts payable within one year42/48€49k€46k▼
Trade debts44€14k€12k▼
Suppliers440/4€14k€12k▼
Taxes, remuneration and social security45€19k€22k▲
Taxes450/3€11k€11k▼
Remuneration and social security454/9€8k€11k▲
Other amounts payable47/48€16k€12k▼
Income statement
Code20232024
Non-recurring operating income76A€5k€4k▼
Remuneration, social security and pensions62€60k€62k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€772▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-2k-
Other operating charges640/8€1k€1k▲
Gross operating margin9900€88k€84k▼
Operating profit (loss)9901€25k€20k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€852€885▲
Recurring financial charges65€852€885▲
Profit (loss) for the period before taxes9903€24k€19k▼
Income taxes67/77€8k€7k▼
Profit (loss) for the period9904€16k€12k▼
Profit (loss) for the period to be appropriated9905€16k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€16k€12k▼
Transfer to equity691/2€267€379▲
To other reserves6921€267€379▲
Profit to be distributed694/7€16k€12k▼
Return on contributions (dividend)694€16k€12k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €4k | €5k | €5k | €4k | ▼ 17.5% |
| Remuneration, social security and pensions62 | - | €78k | €58k | €60k | €62k | ▲ 3.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10k | €7k | €5k | €4k | €772 | ▼ 82.0% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €-775 | - | €-2k | - | - |
| Other operating charges640/8 | - | €1k | €2k | €1k | €1k | ▲ 30.0% |
| Gross operating margin9900 | €112k | €101k | €98k | €88k | €84k | ▼ 4.2% |
| Operating profit (loss)9901 | €24k | €16k | €33k | €25k | €20k | ▼ 19.5% |
| Financial income75/76B | - | - | - | - | €0 | - |
| Recurring financial income75 | €3 | - | - | - | €0 | - |
| Financial charges65/66B | - | €742 | €738 | €852 | €885 | ▲ 3.9% |
| Recurring financial charges65 | €519 | €742 | €738 | €852 | €885 | ▲ 3.9% |
| Profit (loss) for the period before taxes9903 | €24k | €15k | €33k | €24k | €19k | ▼ 20.3% |
| Income taxes67/77 | €8k | €6k | €11k | €8k | €7k | ▼ 13.3% |
| Profit (loss) for the period9904 | €16k | €9k | €22k | €16k | €12k | ▼ 23.9% |
| Profit (loss) for the period to be appropriated9905 | €16k | €9k | €22k | €16k | €12k | ▼ 23.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €162k | €155k | €173k | €160k | €157k | ▼ 1.9% |
| Fixed assets21/28 | €14k | €10k | €5k | €675 | €2k | ▲ 125% |
| Tangible fixed assets22/27 | €14k | €10k | €5k | €625 | €1k | ▲ 134% |
| Furniture and vehicles24 | - | €10k | €5k | €625 | - | - |
| Other tangible fixed assets26 | - | - | - | - | €1k | - |
| Financial fixed assets28 | €50 | €50 | €50 | €50 | €50 | = |
| Current assets29/58 | €148k | €146k | €168k | €159k | €155k | ▼ 2.4% |
| Amounts receivable within one year40/41 | €85k | €60k | €65k | €102k | €110k | ▲ 7.9% |
| Trade receivables40 | - | €57k | €64k | €100k | €110k | ▲ 10.0% |
| Other amounts receivable41 | - | €3k | €1k | €2k | - | - |
| Cash at bank and in hand54/58 | €61k | €84k | €101k | €56k | €45k | ▼ 19.0% |
| Deferred charges and accrued income490/1 | - | €2k | €2k | €1k | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €162k | €155k | €173k | €160k | €157k | ▼ 1.9% |
| Equity10/15 | €88k | €88k | €88k | €88k | €89k | ▲ 0.4% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Capital10 | - | €19k | €19k | €19k | €19k | = |
| Issued capital100 | - | €25k | €25k | €25k | €25k | = |
| Uncalled capital101 | - | €6k | €6k | €6k | €6k | = |
| Reserves13 | €69k | €69k | €69k | €70k | €70k | ▲ 0.5% |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Legal reserve130 | - | €2k | €2k | €2k | €2k | = |
| Tax-exempt reserves132 | - | €17k | €17k | €17k | €17k | = |
| Distributable reserves133 | - | €50k | €50k | €51k | €51k | ▲ 0.7% |
| Provisions and deferred taxes16 | €27k | €21k | €21k | €22k | €22k | ▼ 0.3% |
| Provisions for liabilities and charges160/5 | - | €21k | €21k | €22k | €22k | ▼ 0.3% |
| Other liabilities and charges164/5 | - | €21k | €21k | €22k | €22k | ▼ 0.3% |
| Amounts payable17/49 | €46k | €46k | €65k | €49k | €46k | ▼ 6.7% |
| Amounts payable within one year42/48 | €46k | €46k | €65k | €49k | €46k | ▼ 6.7% |
| Trade debts44 | €10k | €13k | €25k | €14k | €12k | ▼ 12.1% |
| Suppliers440/4 | - | €13k | €25k | €14k | €12k | ▼ 12.1% |
| Taxes, remuneration and social security45 | - | €23k | €17k | €19k | €22k | ▲ 12.4% |
| Taxes450/3 | - | €12k | €10k | €11k | €11k | ▼ 2.3% |
| Remuneration and social security454/9 | - | €11k | €7k | €8k | €11k | ▲ 32.9% |
| Other amounts payable47/48 | - | €9k | €22k | €16k | €12k | ▼ 25.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €16k | €9k | €22k | €16k | €12k | ▼ 23.9% |
| + Depreciation and write-downs630 | €10k | €7k | €5k | €4k | €772 | ▼ 82.0% |
| Operating cash flow (approximation) | €25k | €16k | €27k | €21k | €13k | ▼ 36.0% |
| Investment in fixed assets (approximation) | - | €-3k | €0 | €0 | €-2k | - |
| Change in cash | - | €24k | €16k | €-45k | €-11k | ▲ 76.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
2022
31-12
Financial
Highest result since 2018net €22k ▲133%
Operating result €33k, net result €22k, both a record.
27-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €7k ▼54.8%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 19 days late
2018
15-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
07-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 1991
Ground area
803 m²
Building footprint
294 m²
Volume, LiDAR
7,693 m³
2 parcels, Wallonia · tallest building 33.8 m, ±11 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Quai de la Dérivation 48, 4020 Liège
since 19912.226.990.039
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62808A0967/00V003 | Wallonia | 497 m² | 1 · 209 m² | 33.8 m · 11 fl. |
| 62802D0021/00F002 | Wallonia | 306 m² | 1 · 86 m² | 15.3 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 6,431 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded26-04-1991
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Contact
E-mail
gesinter@skypro.be
Phone
04/3433850
Fax
04/3422888
Scores and ratios are computed by Checked and are not a credit decision.