Equity
€89,462 from €226,387 in 2011
Equity fell by 60% in 14 years.
GESINTER
Lifetime
20 annual accounts with figures on one time axis, 34 filings since 1992peak €161,415 (2013)
€99,069▲ 17.3%
peak €66,039 (2010)
€25,763▲ 108%
peak €226,387 (2011)
€89,462▲ 0.9%
€63,250▲ 37.8%
peak 2.1 FTE (2012)
-not published
Board2 names since 2010
2 directorsDessard Jean-Marc and 1 other
Owners
100%D-JiM
Documentsfilings and deeds
19-06-202642 days before the deadline
2025abbreviated format
Gross margin from €84,444 to €99,069Result from €12,379 to €25,763Dividend €25,000Debts from €45,899 to €63,250
Key points
from the 2025 annual accountsChecked score
93
Excellent
Financially stronger than 48% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,107 companies (NACE 69, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025lowest value
08-2025: < 0.1%● unchanged vs 07-2025lowest value
09-2025: < 0.1%● unchanged vs 08-2025lowest value
10-2025: < 0.1%● unchanged vs 09-2025lowest value
11-2025: < 0.1%● unchanged vs 10-2025lowest value
12-2025: < 0.1%● unchanged vs 11-2025lowest value
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026lowest value
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026highest value
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Sector: Legal and accounting activities (NACE 69)
Liquidity: current ratio 2.80, cash €51,370
Size: total assets €178,140
Founded in 1991
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 47% of them on solvency, 58% on liquidity, 46% on profitability and 40% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as GESINTER has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of GESINTER itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for GESINTER. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.8 (3.39 in 2024), above the usual 1.5. Short-term debt is 35.5% and cash 28.8% of total assets. 49.8% of the assets are financed with debt and provisions.
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Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
42 days early
2024
44 days early
2023
27 days early
2022
18 days late
2021
65 days early
2020
60 days early
2019
53 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 39 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0443959102
Appointment: Dessard Justine (director)
General meeting of 05-01-2024 · Gazette deed
Incorporation
published on 17-05-1991 · Gazette deed
First establishment
Quai de la Dérivation 48, Liège
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| GESINTER Liège | €178,140 | €99,069 | 50.2% | - |
| D.B. CONSULTANCE Seraing | €154,238 | €103,475 | 53.9% | - |
| FIDUCIAIRE MASYGRAN Mont-de-l'Enclus | €184,465 | €91,336 | -12.0% | - |
| Fiduciaire Lauwers M. Turnhout | €178,293 | €85,374 | 66.7% | - |
| TaxFlex Chaumont-Gistoux | €209,866 | €97,744 | 75.6% | - |
| Vandenbussche.accountants Diksmuide | €164,746 | €90,714 | 39.4% | 2.1 |
| Acco - Fisco Aartselaar | €195,019 | €114,970 | 17.6% | - |
These companies have the same main activity as GESINTER: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €154,000 and €210,000, founded between 1987 and 1995.
Official details
Source: KBO- Status
- Active since 26-04-1991Normal situation
- Activity
- Certified accountants and tax accountantsNACE 69201
- Joint committees
- 100Auxiliary committee for blue-collar workers
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment unit
- 2.226.990.0394020 Liège, since 26-04-1991
- Financial year end
- 31 December
- Peppol
- Reachable since 08-01-2026
Annual accounts 2025
- €178,140▲ 13.5%
- Employeeson 31-12-2025
- 1=
- Filing
- Filed on 19-06-2026, 42 days before the end of the filing period
Insights on GESINTER
GESINTER files the abbreviated format. That format states no turnover. The gross margin rose from €86,321 in 2006 to €99,069 in 2025.
D-JiM holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about GESINTER
- What is the company number of GESINTER?
- The company number of GESINTER is 0443.959.102. The VAT number is the same number with BE in front: BE 0443.959.102.
- Where is GESINTER based?
- The registered office is at Rue Isi-Collin 29, 4000 Liège.Company details
- What does GESINTER do?
- According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
- What is the legal form of GESINTER?
- GESINTER is a private limited company (pre-2019) (BVBA).
- When was GESINTER founded?
- GESINTER was founded on 26-04-1991.
- Is GESINTER still active?
- Yes, GESINTER is an active enterprise in the KBO register.
- How many employees does GESINTER have?
- GESINTER had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does GESINTER fall under?
- In its 2025 annual accounts, GESINTER states joint committees 100 (Auxiliary committee for blue-collar workers) and 200 (Auxiliary committee for white-collar workers).
- What is the turnover of GESINTER?
- The turnover in financial year 2025 is ≈ €210,000. This figure is estimated from the gross margin of €99,069 and 70 comparable companies (NACE 69201). It probably lies between €160,000 and €290,000.
- Is GESINTER profitable?
- In financial year 2025, GESINTER made a profit of €25,763.
- Where can I find the annual accounts of GESINTER?
- GESINTER filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of GESINTER due?
- GESINTER must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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