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D-JiM

Active
Private limited company (pre-2019)founded 201016 yrs activeRue Isi-Collin 29, 4000 Liège, BelgiumKBO/BCE: BE 0822.046.492
Summary

D-JiM has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €723,250 and a net result of €37,320. Equity is growing by ~5% per year across the filed fiscal years. Its solvency ranks better than 90% of 7833 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability75▲+25
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55,000 at 30 days acceptable
Liquidity ample (current ratio 3.67 against 3.89 in 2024; short-term debt: 5.3% and cash: 5.3% of total assets), and 8.8% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
91.2%
Return on assets
4.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 16 years 0 20 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-02-2026, 157 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
157 d early
2024
177 d early
2023
160 d early
2022
42 d early
2021
65 d early
2020
60 d early
2019
53 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 102 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 February (4 of the last 5 filed years within 92 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

D-JiM was incorporated on 7 January 2010.1 Total assets rose from EUR 527,091 in 2018 to EUR 793,001 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€723,250▲ 2.4%
2024 · €706,360
Total assets
€793,001▲ 6.9%
2024 · €742,159
Net result
€37,320▲ 3.0%
2024 · €36,240
Working capital
€112,568▲ 8.9%
2024 · €103,360
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€34,951▲ 75.9%€34,610▼ 1.0%€43,266▲ 25.0%€20,763▼ 52.0%€28,347▲ 36.5%
Net result€39,323above the sector's middle half▲ 92.5%€52,026above the sector's middle half▲ 32.3%€56,423above the sector's middle half▲ 8.5%€36,240within the sector's middle half▼ 35.8%€37,320within the sector's middle half▲ 3.0%
Equity€605,670above the sector's middle half▲ 6.9%€657,696above the sector's middle half▲ 8.6%€689,120above the sector's middle half▲ 4.8%€706,360above the sector's middle half▲ 2.5%€723,250above the sector's middle half▲ 2.4%
Total assets€618,297above the sector's middle half▲ 7.6%€677,224above the sector's middle half▲ 9.5%€728,966above the sector's middle half▲ 7.6%€742,159above the sector's middle half▲ 1.8%€793,001above the sector's middle half▲ 6.9%
Debt€12,627▲ 49.8%€19,527▲ 54.7%€39,846▲ 104%€35,799▼ 10.2%€69,752▲ 94.8%
Working capital€2,217within the sector's middle half▼ 95.1%€54,477within the sector's middle half▲ 2,357%€86,120within the sector's middle half▲ 58.1%€103,360above the sector's middle half▲ 20.0%€112,568above the sector's middle half▲ 8.9%
Solvency98.0%above the sector's middle half▼ 0.6pp97.1%above the sector's middle half▼ 0.8pp94.5%above the sector's middle half▼ 2.6pp95.2%above the sector's middle half▲ 0.6pp91.2%above the sector's middle half▼ 4.0pp
Current ratio1.18within the sector's middle half▼ 5.243.79above the sector's middle half▲ 2.613.16within the sector's middle half▼ 0.633.89within the sector's middle half▲ 0.733.67within the sector's middle half▼ 0.22
Return on assets (ROA)6.4%within the sector's middle half▲ 2.8pp7.7%within the sector's middle half▲ 1.3pp7.7%within the sector's middle half▲ 0.1pp4.9%within the sector's middle half▼ 2.9pp4.7%within the sector's middle half▼ 0.2pp
above within below the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000€60,000Operating result 2021: €34,951€34,951Net result 2021: €39,323€39,323Operating result 2022: €34,610€34,610Net result 2022: €52,026€52,026Operating result 2023: €43,266€43,266Net result 2023: €56,423€56,423Operating result 2024: €20,763€20,763Net result 2024: €36,240€36,240Operating result 2025: €28,347€28,347Net result 2025: €37,320€37,32020212022202320242025€0€20,000€40,000€60,000Operating result 2023: €43,266€43,300Net result 2023: €56,423€56,400Operating result 2024: €20,763€20,800Net result 2024: €36,240€36,200Operating result 2025: €28,347€28,300Net result 2025: €37,320€37,300202320242025
The operating result recovers in 2025; 2025 is 37% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €793,001
Fixed assets €638,290 ▲ 5.9%
Current assets €154,711 ▲ 11.2%
Equity and liabilities €793,001
Equity €723,250 ▲ 2.4%
Debt €69,752 ▲ 94.8%
Debt's share of the balance-sheet total rises from 4.8% to 8.8%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€35,986
Cash flow
€44,959
Debt to equity
0.10▲
2024 · 0.05
ROE
5.2%▲
2024 · 5.1%
Interest coverage
53.41
Debt ≤ 1 year
€42,143▲
2024 · €35,799
Debt > 1 year
€27,609
Income taxes
€10,517▲
2024 · €8,683
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet Code20242025
Assets
Total assets20/58€742,159€793,001▲
Fixed assets21/28€603,000€638,290▲
Tangible fixed assets22/27-€35,290
Furniture and vehicles24-€33,699
Other tangible fixed assets26-€1,591
Financial fixed assets28€603,000€603,000=
Current assets29/58€139,159€154,711▲
Amounts receivable within one year40/41€4,114€6,897▲
Trade receivables40€451-
Other amounts receivable41€3,664€6,897▲
Current investments50/53€70,000€100,000▲
Cash at bank and in hand54/58€65,045€42,243▼
Deferred charges and accrued income490/1-€5,571
Equity and liabilities
Total equity and liabilities10/49€742,159€793,001▲
Equity10/15€706,360€723,250▲
Contributions10/11€6,200€6,200=
Capital10€6,200€6,200=
Issued capital100€18,600€18,600=
Uncalled capital101€12,400€12,400=
Reserves13€700,160€717,050▲
Non-distributable reserves130/1€1,860€1,860=
Legal reserve130€1,860€1,860=
Distributable reserves133€698,300€715,190▲
Amounts payable17/49€35,799€69,752▲
Amounts payable after more than one year17-€27,609
Financial debts170/4-€27,609
Amounts payable within one year42/48€35,799€42,143▲
Financial debts43-€8,718
Credit institutions430/8-€8,718
Trade debts44€1,351€2,838▲
Suppliers440/4€1,351€2,838▲
Taxes, remuneration and social security45€15,449€10,157▼
Taxes450/3€12,449€10,157▼
Remuneration and social security454/9€3,000-
Other amounts payable47/48€19,000€20,430▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€7,639
Other operating charges640/8€607€911▲
Gross operating margin9900€21,370€36,897▲
Operating profit (loss)9901€20,763€28,347▲
Financial income75/76B€24,282€20,164▼
Recurring financial income75€24,282€20,164▼
Financial charges65/66B€122€674▲
Recurring financial charges65€122€674▲
Profit (loss) for the period before taxes9903€44,923€47,836▲
Income taxes67/77€8,683€10,517▲
Profit (loss) for the period9904€36,240€37,320▲
Profit (loss) for the period to be appropriated9905€36,240€37,320▲
Appropriation of the result
Profit (loss) to be appropriated9906€530,102€37,320▼
Profit (loss) brought forward from the previous period14P€493,862-
Transfer from equity791/2€19,000€20,430▲
Transfer to equity691/2€530,102€37,320▼
To other reserves6921€530,102€37,320▼
Profit to be distributed694/7€19,000€20,430▲
Return on contributions (dividend)694€19,000€20,430▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€234€234€219-€7,639-
Other operating charges640/8€788€348€604€607€911▲ 50.0%
Gross operating margin9900€35,973€35,191€44,089€21,370€36,897▲ 72.7%
Operating profit (loss)9901€34,951€34,610€43,266€20,763€28,347▲ 36.5%
Financial income75/76B€15,362€29,716€28,132€24,282€20,164▼ 17.0%
Recurring financial income75€15,362€29,716€28,132€24,282€20,164▼ 17.0%
Financial charges65/66B€27--€122€674▲ 453%
Recurring financial charges65€27--€122€674▲ 453%
Profit (loss) for the period before taxes9903€50,286€64,326€71,398€44,923€47,836▲ 6.5%
Income taxes67/77€10,963€12,300€14,975€8,683€10,517▲ 21.1%
Profit (loss) for the period9904€39,323€52,026€56,423€36,240€37,320▲ 3.0%
Profit (loss) for the period to be appropriated9905€39,323€52,026€56,423€36,240€37,320▲ 3.0%
Line20212022202320242025Change
Assets
Total assets20/58€618,297€677,224€728,966€742,159€793,001▲ 6.9%
Fixed assets21/28€603,453€603,219€603,000€603,000€638,290▲ 5.9%
Tangible fixed assets22/27€453€219--€35,290-
Furniture and vehicles24€453€219--€33,699-
Other tangible fixed assets26----€1,591-
Financial fixed assets28€603,000€603,000€603,000€603,000€603,000=
Current assets29/58€14,844€74,004€125,966€139,159€154,711▲ 11.2%
Amounts receivable after more than one year29€9,470€6,490€3,423---
Other amounts receivable291€9,470€6,490€3,423---
Amounts receivable within one year40/41€3,014€6,162€8,160€4,114€6,897▲ 67.6%
Trade receivables40€118€2,914€2,952€451--
Other amounts receivable41€2,896€3,248€5,208€3,664€6,897▲ 88.3%
Current investments50/53---€70,000€100,000▲ 42.9%
Cash at bank and in hand54/58€2,359€61,353€114,382€65,045€42,243▼ 35.1%
Deferred charges and accrued income490/1----€5,571-
Equity and liabilities
Total equity and liabilities10/49€618,297€677,224€728,966€742,159€793,001▲ 6.9%
Equity10/15€605,670€657,696€689,120€706,360€723,250▲ 2.4%
Contributions10/11€6,200€6,200€6,200€6,200€6,200=
Capital10€6,200€6,200€6,200€6,200€6,200=
Issued capital100€18,600€18,600€18,600€18,600€18,600=
Uncalled capital101€12,400€12,400€12,400€12,400€12,400=
Reserves13€105,610€157,635€189,058€700,160€717,050▲ 2.4%
Non-distributable reserves130/1€1,860€1,860€1,860€1,860€1,860=
Legal reserve130€1,860€1,860€1,860€1,860€1,860=
Distributable reserves133€103,750€155,775€187,198€698,300€715,190▲ 2.4%
Profit (loss) carried forward14€493,860€493,861€493,862---
Amounts payable17/49€12,627€19,527€39,846€35,799€69,752▲ 94.8%
Amounts payable after more than one year17----€27,609-
Financial debts170/4----€27,609-
Amounts payable within one year42/48€12,627€19,527€39,846€35,799€42,143▲ 17.7%
Financial debts43----€8,718-
Credit institutions430/8----€8,718-
Trade debts44-€148-€1,351€2,838▲ 110%
Suppliers440/4-€148-€1,351€2,838▲ 110%
Taxes, remuneration and social security45€12,627€19,379€14,846€15,449€10,157▼ 34.3%
Taxes450/3€12,627€18,979€14,846€12,449€10,157▼ 18.4%
Remuneration and social security454/9-€400-€3,000--
Other amounts payable47/48--€25,000€19,000€20,430▲ 7.5%
Line20212022202320242025Change
Profit (loss) for the period9904€39,323€52,026€56,423€36,240€37,320▲ 3.0%
+ Depreciation and write-downs630€234€234€219-€7,639-
Operating cash flow (approximation)€39,557€52,260€56,642€36,240€44,959▲ 24.1%
Investment in fixed assets (approximation)-€0€0€0-€42,930-
Change in cash-€58,994€53,030-€49,337-€22,802▲ 53.8%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
24-02
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
04-02
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
22-02
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Highest result since 2018net €56,423 ▲8.5%
Operating result €43,266, net result €56,423, both a record.
19-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Liquidity triplescurrent ratio 3.79
Current ratio from 1.18 to 3.79.
27-05
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
01-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
08-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Weakest financial yearnet €19,358 ▼58.7%
Net result drops to €19,358, the lowest in the series; recovery starts the following year.
14-05
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
15-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
23-05
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2010
seat establishment The establishment unit on the map
Ground area
306 m²
Building footprint
86 m²
Volume, LiDAR
1,141 m³
Parcel 62802D0021/00F002, Wallonia · tallest building 15.4 m, ±5 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
D-JIM
Rue Isi-Collin 29, 4000 LiègeIT consultancy
since 20102.186.164.224
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62802D0021/00F002 Wallonia 306 m² 1 · 86 m² 15.3 m · 5 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

2 holdings

Owners 0

The accounts to 31-12-2025 list no shareholders, and no other source names one.

Holdings 2

According to the 2025 annual accounts of D-JiM and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 11,218 companies in sector 82100 we hold annual accounts for 3,516. 1,752 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded07-01-2010
Fiscal year end31-12
Activities, NACEBEL 2025
82100Office administrative and support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0822046492
Also 9925:BE0822046492
Registered 08-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.