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Complete company report
Generated 02-08-2026
Active BE 0642.853.345Private limited company

Gerofina

Beiaardstraat 12 ·8790 Waregem, Belgium· 10 yrs active
Sector: NACE 66191 (66191)
Conclusion Checked

Gerofina is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 10 yrs
Board 2
Locations 1
Publications 8
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Established
Founded in 2015, 10 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview6 NBB filings
Financials being processed
NBB has 6 filing(s) on record for this company, latest fiscal year 2024 (verkort). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 verkort 02-07-2025 2025-00225066
31-12-2023 verkort 21-03-2024 2024-00048115
31-12-2022 verkort 20-07-2023 2023-00258939
31-12-2021 micro 22-08-2022 2022-20308078
31-12-2020 micro 26-08-2021 2021-54300092
31-12-2019 micro 28-08-2020 2020-46400321
Directors & mandates 4 directors
Current directors & mandates
  • BT&CLegal entity
    Director· perm. rep.: Jan Browaeys
    State Gazette act 22367325 (20-10-2022)
    Current
    17-10-2022 → present
  • TroiLegal entity
    Director· perm. rep.: Balaj Tervioll
    State Gazette act 22367325 (20-10-2022)
    Current
    17-10-2022 → present
Former directors (2)
  • BT&C CommVLegal entity
    Director· perm. rep.: Browaeys Jan
    State Gazette act 24067817 (26-04-2024)
    Former
    - → 01-04-2024
  • Steeman Annelies
    Director
    State Gazette act 19158530 (05-12-2019)
    Former
    05-12-2019 → 14-11-2022
    3 events
    • 14-11-2022 Resigned· Director
    • 05-12-2019 Appointed· Director
    • 21-11-2019 Resigned· Manager
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary 66191
Legal form Private limited company(610)
Incorporation13-11-2015
StatusActive
Postal code8790
Connections & network 3 connected companies
Group structure
BT&C
Parent · 1 subsidiary · 1 location
Control→
Troi
Parent · 1 subsidiary · 1 location
Control→
Network connections
Geromontis
Shared address
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Establishment units 1 location
Beiaardstraat 12, 8790 Waregem
Agenten en makelaars in bankdiensten
since 20202.300.184.160
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34452A0241/00B002 Flanders 279 m² 1 · 83 m² 6.0 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 14 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
07-11-2025
State Gazette act Registered-office change
v3.2
02-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
26-04-2024
State Gazette act Director changes
v3.2
21-03-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
20-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
23-12-2022
State Gazette act Director changes
v3.2
20-10-2022
State Gazette act Registered-office change
v3.2
22-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
26-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
28-08-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
05-12-2019
State Gazette act Statutes amendment
v3.2
15-10-2019
State Gazette act Statutes amendment
v3.2
01-10-2019
State Gazette act Statutes amendment
v3.2
2015
24-11-2015
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 8 acts
Address history · 2
07-11-2025
v3.2
20-10-2022
v3.2
All acts · 8 updated 8 months ago
2025
07-11-2025 Registered office moved from Zottegem to Waregem Registered-office change
  • Markt 10, 9620 Zottegem → Beiaardstraat 12, 8790 Waregem
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Waregem",
        "region": null,
        "street": "Beiaardstraat",
        "country": "BE",
        "postcode": "8790",
        "box_number": null,
        "street_number": "12"
      },
      "old_address": {
        "city": "Zottegem",
        "region": null,
        "street": "Markt",
        "country": "BE",
        "postcode": "9620",
        "box_number": "2",
        "street_number": "10"
      },
      "effective_date": "2025-10-27",
      "evidence_quote": "Het bestuursorgaan beslist om met ingang vanaf 27/10/2025 de zetel te verplaatsen naar Beiaardstraat 12 te 8790 Waregem."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0642.853.345",
    "name_full": "GEROFINA",
    "legal_form": "BV"
  }
}
2024
26-04-2024 Browaeys Jan resigns as director Director changes
  • Browaeys Jan, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Browaeys Jan",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": null,
        "name": "BT\u0026C CommV",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "effective_date": "2024-04-01",
      "evidence_quote": "De vergadering beslist met eenparigheid van stemmen om het ontslag als bestuurder te aanvaarden van BT\u0026C CommV, vast vertegenwoordigd door Browaeys Jan, met ingang vanaf 01/04/2024. Kwijting wordt hem verleend voor de uitoefening van zijn mandaat tot 01/04/2024.",
      "discharge_granted": true
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0642.853.345",
    "name_full": "GEROFINA",
    "legal_form": "BV"
  }
}
2022
23-12-2022 Steeman Annelies resigns as director Director changes
  • Steeman Annelies, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Steeman Annelies",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2022-11-14",
      "evidence_quote": "De vergadering beslist met eenparigheid van stemmen om het ontslag als bestuurder te aanvaarden van Steeman Annelies, met ingang vanaf 14/11/2022. Kwijting wordt haar verleend voor de uitoefening van haan mandaat tot 14/11/2022.",
      "discharge_granted": true
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0642.853.345",
    "name_full": "GEROFINA",
    "legal_form": "BV"
  }
}
20-10-2022 Registered office moved from Dendermonde to Zottegem Registered-office change
  • Kapelweg 30, 9200 Dendermonde → Markt 10, 9620 Zottegem
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Zottegem",
        "region": null,
        "street": "Markt",
        "country": "BE",
        "postcode": "9620",
        "box_number": "2",
        "street_number": "10"
      },
      "old_address": {
        "city": "Dendermonde",
        "region": null,
        "street": "Kapelweg",
        "country": "BE",
        "postcode": "9200",
        "box_number": null,
        "street_number": "30"
      },
      "effective_date": "2022-10-31",
      "evidence_quote": "Vervolgens beslissen de bestuurders, aanwezig of vertegenwoordigd om met ingang van 31 oktober 2022 de zetel van de vennootschap te verplaatsen naar 9620 Zottegem, Markt 10 bus 2."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0642.853.345",
    "name_full": "JA - DA",
    "legal_form": "BV"
  }
}
2019
05-12-2019 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "statute_change": {
    "name_change": false,
    "seat_change": false,
    "object_change": false,
    "effective_date": "2019-11-21",
    "legal_form_change": true
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0642.853.345",
    "name_full": "JA - DA",
    "legal_form": "VOF"
  },
  "signature_regime": null,
  "special_mandates": [
    {
      "quote": "De vergadering verleent bijzondere volmacht aan \u0022GDB-FISC \u0026 C\u00B0\u0022, vennootschap onder firma, met zetel te 930o Aalst, Weverijstraat, 57, vertegenwoordigd door de heer Guy De Bie, boekhouder, evenals aan haar bedienden, aangestelden en lasthebbers, met mogelijkheid tot indeplaatsstelling, teneinde de vervulling van de formaliteiten bij een ondernemingsloket met het oog op de inschrijving/aanpassing van de gegevens in de Kruispuntbank van Ondernemingen, en, desgevallend, bij de Administratie van de Belasting over de Toegevoegde Waarde, te verzekeren.",
      "holder_kbo": null,
      "holder_name": "GDB-FISC \u0026 C\u00B0",
      "scope_categories": [
        "KBO",
        "tax",
        "filing"
      ],
      "with_substitution": true
    }
  ],
  "governance_change": {
    "admin_delegated_added": []
  }
}
15-10-2019 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "statute_change": {
    "name_change": false,
    "seat_change": false,
    "object_change": false,
    "effective_date": "2019-10-04",
    "legal_form_change": true
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0642.853.345",
    "name_full": "JA - DA",
    "legal_form": "VOF"
  },
  "signature_regime": null,
  "special_mandates": [],
  "governance_change": {
    "admin_delegated_added": []
  }
}
01-10-2019 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "statute_change": {
    "name_change": false,
    "seat_change": false,
    "object_change": true,
    "effective_date": "2019-09-17",
    "legal_form_change": false
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0642.853.345",
    "name_full": "JA - DA",
    "legal_form": "VOF"
  },
  "signature_regime": null,
  "special_mandates": [],
  "governance_change": {
    "admin_delegated_added": []
  }
}
2015
24-11-2015 Incorporation of a new VOF Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "KAPELWEG 30 9200 MESPELARE",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "STEEMAN ANNELIES",
        "niss": null,
        "address": "KAPELWEG 30 9200 MESPELARE"
      },
      "share_class": null,
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 990,
      "holder_person_name": "STEEMAN ANNELIES",
      "is_subscriber_only": false,
      "n_shares_subscribed": null,
      "amount_subscribed_eur": 990,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "VAN LANDUYT TOM",
        "niss": null,
        "address": "KAPELWEG 30 9200 MESPELARE"
      },
      "share_class": null,
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 10,
      "holder_person_name": "VAN LANDUYT TOM",
      "is_subscriber_only": false,
      "n_shares_subscribed": null,
      "amount_subscribed_eur": 10,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "Gurung Manu",
        "niss": null,
        "address": null
      },
      "share_class": null,
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 10,
      "holder_person_name": "Gurung Manu",
      "is_subscriber_only": true,
      "n_shares_subscribed": null,
      "amount_subscribed_eur": 10,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 1000,
  "subject_company": {
    "kbo": "0642.853.345",
    "name_full": "JA-DA",
    "legal_form": "VOF"
  },
  "initial_directors": [],
  "incorporation_date": "2015-10-23",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank
Activities
Agenten en makelaars in bankdiensten66191Agenten en makelaars in bankdiensten66191Verzekeringsagenten en -makelaars66220Activiteiten van verzekeringsagenten en -makelaars66220
Primary activity highlighted.
Names & trade names
Legal nameNL Gerofina
Registered office
Beiaardstraat 12
8790 Waregem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative