GERMY
The computed 12-month bankruptcy probability of GERMY is 1.0% (low). The 2025 annual accounts show equity of €390k and a net result of €87k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 62% of 1080 sector peers (fiscal year 2025). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €390k |
| Net result | €87k |
| Staff (FTE) | 3.5 |
| Better than sector | 62% |
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 39.0% | 25.9% | |
| Net result | €87k | €7k | |
| Equity | €390k | €23k | |
| Gross operating margin | €311k | €64k | |
| Staff costs | €175k | €52k |
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €131k |
| Net profit | €87k |
| Cash flow | €111k |
| Staff costs | €175k |
| Income taxes | €2k |
| Dividends | €19k |
| Total assets | €1.00M |
| Equity | €390k |
| Debt | €611k |
| of which ≤ 1y | €134k |
| of which > 1y | €477k |
| Working capital | €170k |
| Employees (FTE) | 3.5 |
| 2025 | |
|---|---|
| Current ratio | 2.26 |
| Quick ratio | 2.22 |
| Working capital ratio | 17.0% |
| Solvency | 39.0% |
| Debt / equity | 1.57 |
| Long-term debt ratio | 1.22 |
| Interest coverage | 7.31 |
| Gross margin | - |
| Net margin | - |
| ROA | 8.7% |
| ROE | 22.3% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €1.00M |
| Fixed assets | 21/28 | €697k |
| Tangible fixed assets | 22/27 | €697k |
| Current assets | 29/58 | €304k |
| Stocks & contracts in progress | 3 | €6k |
| Amounts receivable within one year | 40/41 | €188k |
| Investments | 50/53 | €77k |
| Cash & bank | 54/58 | €33k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.00M |
| Equity | 10/15 | €390k |
| Contributions / capital | 10/11 | €19k |
| Reserves | 13 | €2k |
| Accumulated profits (losses) | 14 | €369k |
| Amounts payable | 17/49 | €611k |
| Amounts payable after one year | 17 | €477k |
| Amounts payable within one year | 42/48 | €134k |
| Trade debts payable within one year | 44 | €92k |
| Income statement | ||
| Gross operating margin | 9900 | €311k |
| Operating result | 9901 | €107k |
| Financial income | 75 | €41 |
| Financial charges | 65 | €18k |
| Result before taxes | 9903 | €89k |
| Income taxes | 67/77 | €2k |
| Net result for the period | 9904 | €87k |
| Result to be appropriated | 9905 | €87k |
-
BAMPS, Davy Oscar SimonneDirectorState Gazette act 25338303 (18-06-2025)Current18-06-2025 → present
-
CALANDER, Danny Maria CarolusDirectorState Gazette act 25338303 (18-06-2025)Current18-06-2025 → present
| NACE primary | Cafés(56301) |
| Legal form | Private limited company(610) |
| Incorporation | 08-06-2001 |
| Status | Active |
| Postal code | 2150 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11007B0110/00V000 | Flanders | 455 m² | 1 · 441 m² | 9.4 m · 2 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
18-06-2025 2 directors appointed
- CALANDER, Danny Maria Carolus, Bestuurder
- BAMPS, Davy Oscar Simonne, Bestuurder
Technical details
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"notary": {
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"office_city": "Edegem",
"is_associated": false
},
"act_meta": {
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"pub_date": "2025-06-18",
"filing_date": "2025-06-16",
"act_kind_objet": "Onderwerp akte:"
},
"decisions": [
{
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"date": "2025-04-14",
"unanimous": true
}
],
"is_correction": false,
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"kbo": "0474.957.134",
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}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | GERMY |