Skip to content

GERBAR

Active
Private limited companyfounded 198145 yrs activeRue Charon(LOV) 14, 6280 Gerpinnes, BelgiumKBO/BCE: BE 0421.850.129
Summary

GERBAR has been active since 1981 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€18,785) and a net result of -€1,114. Equity is shrinking by ~7.7% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability35=
Solvency6▼-1
Growth32=
Track record100
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.0 against 0.0 in 2024; short-term debt: 119% and cash: 0.1% of total assets), and equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 45 years 0 50 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-19%
Return on assets
-1.1%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€18,785
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
25 d late
2024
30 d late
2023
31 d late
2022
24 d late
2021
12 d late
2020
5 d late
2019
33 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 23 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 18 July 1981, GERBAR was incorporated.1 Total assets went from EUR 98,618 in 2018 to EUR 98,642 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
-€18,785▼ 6.3%
2024 · -€17,671
Total assets
€98,642=
2024 · €98,676
Net result
-€1,114▼ 8.6%
2024 · -€1,025
Working capital
-€117,285▼ 1.0%
2024 · -€116,171
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€828▼ 65,578%-€666▲ 19.6%-€2,390▼ 259%-€964▲ 59.7%-€1,004▼ 4.2%
Net result-€968▼ 576%-€812▲ 16.1%-€2,505▼ 208%-€1,025▲ 59.1%-€1,114▼ 8.6%
Equity-€13,329▼ 7.8%-€14,141▼ 6.1%-€16,646▼ 17.7%-€17,671▼ 6.2%-€18,785▼ 6.3%
Total assets€98,777▼ 1.4%€99,199▲ 0.4%€99,332▲ 0.1%€98,676▼ 0.7%€98,642=
Debt€112,106▼ 0.4%€113,340▲ 1.1%€115,978▲ 2.3%€116,347▲ 0.3%€117,427▲ 0.9%
Working capital-€111,829▼ 0.9%-€112,641▼ 0.7%-€115,146▼ 2.2%-€116,171▼ 0.9%-€117,285▼ 1.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€3,000-€2,000-€1,000€0Operating result 2021: -€828-€828Net result 2021: -€968-€968Operating result 2022: -€666-€666Net result 2022: -€812-€812Operating result 2023: -€2,390-€2,390Net result 2023: -€2,505-€2,505Operating result 2024: -€964-€964Net result 2024: -€1,025-€1,025Operating result 2025: -€1,004-€1,004Net result 2025: -€1,114-€1,11420212022202320242025-€3,000-€2,000-€1,000€0Operating result 2023: -€2,390-€2,390Net result 2023: -€2,505-€2,500Operating result 2024: -€964-€964Net result 2024: -€1,025-€1,030Operating result 2025: -€1,004-€1,000Net result 2025: -€1,114-€1,110202320242025
The operating result stays negative: a loss of €1,004 in 2025 against €964 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €98,642
Fixed assets €98,500 =
Current assets €142 ▼ 19.5%
Key figures and ratios
2025 value · change against 2024
Solvency
-19.0%▼
2024 · -17.9%
Current ratio
0.00▼
2024 · 0.00
Debt to equity
-6.25▲
2024 · -6.58
ROA
-1.1%▼
2024 · -1.0%
Debt ≤ 1 year
€117,427▲
2024 · €116,347
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet Code20242025
Assets
Total assets20/58€98,676€98,642=
Fixed assets21/28€98,500€98,500=
Financial fixed assets28€98,500€98,500=
Current assets29/58€176€142▼
Cash at bank and in hand54/58€176€142▼
Equity and liabilities
Total equity and liabilities10/49€98,676€98,642=
Equity10/15-€17,671-€18,785▼
Contributions10/11€23,750€23,750=
Outside capital11€23,750-
Share premium1100/10€23,750-
Reserves13€4,667€4,667=
Non-distributable reserves130/1€620€620=
Reserves not available under the articles1311€620€620=
Distributable reserves133€4,047€4,047=
Profit (loss) carried forward14-€46,088-€47,202▼
Amounts payable17/49€116,347€117,427▲
Amounts payable within one year42/48€116,347€117,427▲
Trade debts44€755€187▼
Suppliers440/4€755€187▼
Other amounts payable47/48€115,593€117,240▲
Income statement Code20242025
Other operating charges640/8€451€877▲
Gross operating margin9900-€513-€127▲
Operating profit (loss)9901-€964-€1,004▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€62€109▲
Recurring financial charges65€62€109▲
Profit (loss) for the period before taxes9903-€1,025-€1,114▼
Profit (loss) for the period9904-€1,025-€1,114▼
Profit (loss) for the period to be appropriated9905-€1,025-€1,114▼
Appropriation of the result
Profit (loss) to be appropriated9906-€46,088-€47,202▼
Profit (loss) brought forward from the previous period14P-€45,063-€46,088▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A€197-----
Other operating charges640/8€348€348€731€451€877▲ 94.4%
Gross operating margin9900-€480-€318-€1,658-€513-€127▲ 75.2%
Operating profit (loss)9901-€828-€666-€2,390-€964-€1,004▼ 4.2%
Financial income75/76B---€0€0▼ 100%
Recurring financial income75---€0€0▼ 100%
Financial charges65/66B€141€146€115€62€109▲ 77.8%
Recurring financial charges65€141€146€115€62€109▲ 77.8%
Profit (loss) for the period before taxes9903-€968-€812-€2,505-€1,025-€1,114▼ 8.6%
Profit (loss) for the period9904-€968-€812-€2,505-€1,025-€1,114▼ 8.6%
Profit (loss) for the period to be appropriated9905-€968-€812-€2,505-€1,025-€1,114▼ 8.6%
Line20212022202320242025Change
Assets
Total assets20/58€98,777€99,199€99,332€98,676€98,642=
Fixed assets21/28€98,500€98,500€98,500€98,500€98,500=
Financial fixed assets28€98,500€98,500€98,500€98,500€98,500=
Current assets29/58€277€699€832€176€142▼ 19.5%
Cash at bank and in hand54/58€277€699€832€176€142▼ 19.5%
Equity and liabilities
Total equity and liabilities10/49€98,777€99,199€99,332€98,676€98,642=
Equity10/15-€13,329-€14,141-€16,646-€17,671-€18,785▼ 6.3%
Contributions10/11€23,750€23,750€23,750€23,750€23,750=
Capital10€23,750-----
Issued capital100€23,750-----
Outside capital11-€23,750€23,750€23,750--
Share premium1100/10--€23,750€23,750--
Other1109/19-€23,750----
Reserves13€4,667€4,667€4,667€4,667€4,667=
Non-distributable reserves130/1€620€620€620€620€620=
Legal reserve130€620-----
Reserves not available under the articles1311-€620€620€620€620=
Distributable reserves133€4,047€4,047€4,047€4,047€4,047=
Profit (loss) carried forward14-€41,746-€42,558-€45,063-€46,088-€47,202▼ 2.4%
Amounts payable17/49€112,106€113,340€115,978€116,347€117,427▲ 0.9%
Amounts payable within one year42/48€112,106€113,340€115,978€116,347€117,427▲ 0.9%
Trade debts44€313€348€385€755€187▼ 75.2%
Suppliers440/4€313€348€385€755€187▼ 75.2%
Other amounts payable47/48€111,793€112,993€115,593€115,593€117,240▲ 1.4%
Line20212022202320242025Change
Profit (loss) for the period9904-€968-€812-€2,505-€1,025-€1,114▼ 8.6%
Operating cash flow (approximation)-€968-€812-€2,505-€1,025-€1,114▼ 8.6%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash-€422€132-€655-€34▲ 94.8%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
25-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
30-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial Weakest financial yearnet -€2,505
Net result drops to -€2,505, the lowest in the series; recovery starts the following year.
24-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
12-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 12 days late
2021
05-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
2020
02-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 33 days late
2019
23-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 54 days late
2018
18-09
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 49 days late
2017
21-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts

We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gerpinnes · 1 establishment unit since 1981
seat establishment The establishment unit on the map
Ground area
1,821 m²
Building footprint
555 m²
Volume, LiDAR
3,417 m³
Parcel 52041A0273/00R000, Wallonia · tallest building 13.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GERBAR
Rue Charon(LOV) 14, 6280 GerpinnesWholesale of beverages, general range
since 19812.019.357.579
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52041A0273/00R000 Wallonia 1,821 m² 1 · 555 m² 13.4 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2024 list no shareholders, and no other source names one.

Holdings 1

According to the 2024 annual accounts of GERBAR and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Identification & contact

Identification
Legal formPrivate limited company
Founded18-07-1981
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.