GEOS&CO
ActiveThe computed 12-month bankruptcy probability of GEOS&CO is 1.6% (moderate). The 2025 annual accounts show equity of €96k and a net result of €23k. Equity is growing by ~31.3% per year across the filed fiscal years. Its solvency ranks better than 87% of 7452 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▲+3
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 6.28 against 5.82 in 2024; short-term debt: 15.7% and cash: 0.2% of total assets), and 20% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80%
Return on assets
19.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-09-2026, 48 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
48 d late
2024
58 d late
2023
90 d late
2022
107 d late
2021
99 d late
2020
85 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€96k▲ 31.6%
2024 · €73k
2020: €25k
2021: €27k
2022: €41k
2023: €58k
2024: €73k
2020 → 2025
Total assets
€120k▲ 36.2%
2024 · €88k
2020: €30k
2021: €35k
2022: €50k
2023: €69k
2024: €88k
2020 → 2025
Net result
€23k▲ 50.7%
2024 · €15k
2020: €35k
2021: €2k
2022: €14k
2023: €17k
2024: €15k
2020 → 2025
Working capital
€99k▲ 40.3%
2024 · €71k
2020: €22k
2021: €22k
2022: €34k
2023: €52k
2024: €71k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€27k-€41k▲ 51.6%€58k▲ 41.8%€73k▲ 26.5%€96k▲ 31.6%
Operating result€2k-€16k▲ 551%€24k▲ 51.1%€22k▼ 9.8%€27k▲ 22.1%
Net result€2k-€14k▲ 535%€17k▲ 22.7%€15k▼ 10.1%€23k▲ 50.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 22% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €120k
Fixed assets
€2k▼ 27.3%
Current assets
€118k▲ 38.2%
Equity and liabilities €120k
Equity
€96k▲ 31.6%
Debt
€24k▲ 58.7%
The debt ratio rises from 17.1% to 20.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€28k▲
2024 · €25k
Cash flow
€25k▲
2024 · €19k
Solvency
80.0%▼
2024 · 82.9%
Current ratio
6.28▲
2024 · 5.82
Quick ratio
6.28▲
2024 · 5.82
Debt / equity
0.25▲
2024 · 0.21
ROE
24.0%▲
2024 · 20.9%
ROA
19.2%▲
2024 · 17.4%
Interest coverage
46.20▼
2024 · 78.77
Debt
€24k▲
2024 · €15k
Debt ≤ 1 year
€19k▲
2024 · €15k
Income taxes
€8k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€88k€120k▲
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€2k€1k▼
Furniture and vehicles24€2k€1k▼
Financial fixed assets28€600€600=
Current assets29/58€85k€118k▲
Amounts receivable within one year40/41€84k€118k▲
Trade receivables40€2k€9k▲
Other amounts receivable41€82k€108k▲
Cash at bank and in hand54/58€2k€283▼
Deferred charges and accrued income490/1€93€161▲
Equity and liabilities
Total equity and liabilities10/49€88k€120k▲
Equity10/15€73k€96k▲
Contributions10/11€5k€5k=
Reserves13€28k€46k▲
Distributable reserves133€28k€46k▲
Profit (loss) carried forward14€40k€45k▲
Amounts payable17/49€15k€24k▲
Amounts payable within one year42/48€15k€19k▲
Trade debts44€2k€5k▲
Suppliers440/4€2k€5k▲
Taxes, remuneration and social security45€12k€14k▲
Taxes450/3€12k€14k▲
Accrued charges and deferred income492/3€393€5k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€923€1k▲
Gross operating margin9900€26k€30k▲
Operating profit (loss)9901€22k€27k▲
Financial income75/76B-€5k
Recurring financial income75-€5k
Financial charges65/66B€319€616▲
Recurring financial charges65€319€616▲
Profit (loss) for the period before taxes9903€21k€31k▲
Income taxes67/77€6k€8k▲
Profit (loss) for the period9904€15k€23k▲
Profit (loss) for the period to be appropriated9905€15k€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€53k€63k▲
Profit (loss) brought forward from the previous period14P€38k€40k▲
Transfer to equity691/2€13k€18k▲
To other reserves6921€13k€18k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 48 days late
2025
27-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 58 days late
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 90 days late
2023
15-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 107 days late
2022
07-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 99 days late
2021
31-12
Financial
Weakest financial yearnet €2k ▼93.7%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
24-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 85 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudenaarde · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lijsterbesstraat 59700 OudenaardeGround area
477 m²
Building footprint
98 m²
Volume, LiDAR
574 m³
Parcel 45502B0794/00Y004, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GEOS&CO
since 20192.311.324.809
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45502B0794/00Y004 | Flanders | 477 m² | 1 · 97 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DV²
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,050. 13,169 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-08-2019
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:geoscompany@gmail.com