Active BE 0437.879.576Public limited company

GEORGES LUX

Rue Louis de Brouckère(L.L) 53 ·7100 La Louvière, Belgium· 37 yrs active

Sector: Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment) (47521)

Conclusion Checked

The computed 12-month bankruptcy probability of GEORGES LUX is 0.5% (very low). The 2025 annual accounts show equity of €807k and a net result of €80k. The company has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Key figures

Equity	€807k
Net result	€80k
Staff (FTE)	4.7
Active	37 yrs

Financial profile 4 of 5 axes measured · computed by Checked

80 / 100

Strong profile, led by solvency.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 86

Profitability 50

Solvency 100

Growth -

Stability 85

Bankruptcy probability (12 mo) Checked model v1 · free

0.5% Very low

0%0,5%1,5%4%10%≥25%

Long track record −Higher-failure-rate sector +Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Long-established

Founded in 1989, 37 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2025 · computed

86 / 100 Excellent

050100

Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

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Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview35 NBB filings

Annual accounts filed on 26-02-2026 with the NBB · fiscal year 2025 · volledig

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	volledig
Revenue	-
EBITDA	€131k
Net profit	€80k
Cash flow	€121k
Staff costs	€265k
Income taxes	€1k
Dividends	-
Total assets	€1.06M
Equity	€807k
Debt	€255k
of which ≤ 1y	€172k
of which > 1y	€83k
Working capital	€642k
Employees (FTE)	4.7

Ratios (computed)

	2025
Current ratio	4.73
Quick ratio	1.66
Working capital ratio	60.4%
Solvency	76.0%
Debt / equity	0.32
Long-term debt ratio	0.10
Interest coverage	10.53
Gross margin	-
Net margin	-
ROA	7.5%
ROE	9.9%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €248k · 23.4% Current assets €814k · 76.6%

Equity & liabilities

Equity €807k · 76.0% Debt €255k · 24.0%

Full annual accounts (26 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€1.06M
Fixed assets	21/28	€248k
Tangible fixed assets	22/27	€218k
Financial fixed assets	28	€30k
Current assets	29/58	€814k
Stocks & contracts in progress	3	€528k
Amounts receivable within one year	40/41	€206k
Investments	50/53	€22k
Cash & bank	54/58	€48k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€1.06M
Equity	10/15	€807k
Contributions / capital	10/11	€531k
Reserves	13	€111k
Accumulated profits (losses)	14	€7k
Amounts payable	17/49	€255k
Amounts payable after one year	17	€83k
Amounts payable within one year	42/48	€172k
Trade debts payable within one year	44	€108k
Income statement
Gross operating margin	9900	€423k
Operating result	9901	€90k
Financial income	75	€2k
Financial charges	65	€12k
Result before taxes	9903	€81k
Income taxes	67/77	€1k
Net result for the period	9904	€80k
Result to be appropriated	9905	€80k

Ratios computed by Checked.

Legal Structure

NACE primary	Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)(47521)
Legal form	Public limited company(014)
Incorporation	04-07-1989
Status	Active
Postal code	7100

Establishment units 1 location

GEORGES LUX SA

Rue Anatole France(L.L) 58, 7100 La Louvièrede installatie van stores en zonneschermen

since 19892.044.229.468

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
55372D0051/00H018	Wallonia	158 m²	1 · 112 m²	12.8 m · 4 fl.
55372D0052/00G005indicative	Wallonia	110 m²	1 · 61 m²	13.5 m · 4 fl.

Methodology

via registered seat: 1 · via establishment units: 1

1 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 10 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

26-02-2026