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GEORGES LUX

Active
Rue Louis de Brouckère(L.L) 53 ·7100 La Louvière, Belgium
KBO/BCE: BE 0437.879.576
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Belgian State Gazette acts: 0 of 7 read
Age37 yrs
Real estate2 parcels · 269 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of GEORGES LUX is 0.5% (very low). The 2025 annual accounts show equity of €807k and a net result of €80k. The company has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-02-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-06-2025 31-01-2026 26-02-2026 26 d late 2026-00046917
30-06-2024 31-01-2025 24-02-2025 24 d late 2025-00041437
30-06-2023 31-01-2024 28-02-2024 28 d late 2024-00037918
30-06-2022 31-01-2023 28-02-2023 28 d late 2023-00036311
31-12-2020 31-07-2021 31-08-2021 31 d late 2021-65300313
31-12-2019 31-07-2020 08-11-2020 100 d late 2020-70400372
31-12-2018 31-07-2019 30-08-2019 30 d late 2019-61200598
31-12-2017 31-07-2018 30-08-2018 30 d late 2018-60100542
31-12-2016 31-07-2017 31-08-2017 31 d late 2017-58100100
31-12-2015 31-07-2016 31-08-2016 31 d late 2016-58100366

Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 1989, 37 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.5% Very low
0%0,5%1,5%4%10%≥25%
Long track record −Higher-failure-rate sector +Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot included in this filing
EBIT marginNot included in this filing
Net result€80k
Working capital€642k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 26-02-2026 with the NBB · fiscal year 2025 · volledig
Fiscal year2025
Depositvolledig
Revenue-
EBITDA€131k
Net profit€80k
Cash flow€121k
Staff costs€265k
Income taxes€1k
Dividends-
Total assets€1.06M
Equity€807k
Debt€255k
of which ≤ 1y€172k
of which > 1y€83k
Working capital€642k
Employees (FTE)4.7
Ratios (computed)
2025
Current ratio4.73
Quick ratio1.66
Working capital ratio60.4%
Solvency76.0%
Debt / equity0.32
Long-term debt ratio0.10
Interest coverage10.53
Gross margin-
Net margin-
ROA7.5%
ROE9.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (26 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€1.06M
Fixed assets 21/28€248k
Tangible fixed assets 22/27€218k
Financial fixed assets 28€30k
Current assets 29/58€814k
Stocks & contracts in progress 3€528k
Amounts receivable within one year 40/41€206k
Investments 50/53€22k
Cash & bank 54/58€48k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.06M
Equity 10/15€807k
Contributions / capital 10/11€531k
Reserves 13€111k
Accumulated profits (losses) 14€7k
Amounts payable 17/49€255k
Amounts payable after one year 17€83k
Amounts payable within one year 42/48€172k
Trade debts payable within one year 44€108k
Income statement
Gross operating margin 9900€423k
Operating result 9901€90k
Financial income 75€2k
Financial charges 65€12k
Result before taxes 9903€81k
Income taxes 67/77€1k
Net result for the period 9904€80k
Result to be appropriated 9905€80k
Ratios computed by Checked.

Health barometer

FY 2025 · computed
86 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap

Establishment units

1 location
GEORGES LUX SA
Rue Anatole France(L.L) 58, 7100 La Louvièrede installatie van stores en zonneschermen
since 19892.044.229.468
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area269 m²
Buildings2
Building footprint173 m²
Volume (LiDAR)1,941 m³
Tallest building13.5 m · ±4 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
55372D0051/00H018 Wallonia 158 m² 1 · 112 m² 12.8 m · 4 fl.
55372D0052/00G005indicative Wallonia 110 m² 1 · 61 m² 13.5 m · 4 fl.
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

0 of 7 acts read

We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Financial profile

4 of 5 axes measured
Health86Profitability50Solvency100Growth-Stability85
80 / 100

Strong profile, led by solvency.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 86
Profitability 50
Solvency 100
Growth -
Stability 85

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 166 of the 1,710 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Groothandel in elektrische huishoudelijke apparaten en audio- en videoapparatuur46431Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)47521Detailhandel in ijzerwaren, verf, bouwmaterialen (inclusief doe-het-zelfzaken) met een verkoopsoppervlakte van minder dan 400 m252461
Primary activity highlighted.
Names & trade names
Legal nameFR GEORGES LUX
Registered office
Rue Louis de Brouckère(L.L) 53
7100 La Louvière, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.