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GENVA

Active
Private limited companyfounded 196165 yrs activeMechelsesteenweg 311, 2550 Kontich, BelgiumKBO/BCE: BE 0403.658.372
Summary

GENVA has been active since 1961 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €225,570 and a net result of €90,272. Equity is growing by ~28.4% per year across the filed fiscal years. Its solvency ranks better than 31% of 1192 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
GENVAActiveChecked score 96/100
Risk analysis ReportCompare

Overview

Activity
General maintenance and repair of cars and light vans (up to 3.5 tonnes)
NACE 95311NACE 45113NACE 45201
#1 oldest company in Kontich, Other services sector1 site
Size
€824,671total assets 2025
Staff
4.7 FTE
Equity
€225,570
Profit
€90,272
Turnover not published (abridged schema)
Financial health
96 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 31 d early0 of 1 deed read
Why 96- Sector Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)+ Founded in 1961+ Liquidity: current ratio 1.66, cash €370,024+ Profit of €90,272 (FY 2025)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Better than 66% of its sector peers (NACE 95, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 52+4
equity 27.4% of total assets
Liquidity 69+2
short-term debt 59.7% · cash 44.9%
Profitability 82+69
return on assets 10.9%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (5,070 companies)
Last 24 months 11-2024: 0.1%lowest value 12-2024: 0.1%▲ +25.6% vs 11-2024 01-2025: 0.1%▲ +37.0% vs 12-2024 02-2025: 0.3%▲ +103% vs 01-2025 03-2025: 0.3%● 0.0% vs 02-2025 04-2025: 0.3%● 0.0% vs 03-2025 05-2025: 0.3%● 0.0% vs 04-2025 06-2025: 0.3%● 0.0% vs 05-2025 07-2025: 0.3%▼ -5.3% vs 06-2025 08-2025: 0.3%● 0.0% vs 07-2025 09-2025: 0.3%▼ -1.4% vs 08-2025 10-2025: 0.3%▼ -3.2% vs 09-2025 11-2025: 0.3%● 0.0% vs 10-2025 12-2025: 0.3%▲ +12.1% vs 11-2025 01-2026: 0.3%▲ +11.1% vs 12-2025highest value 02-2026: 0.1%▼ -73.7% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%● 0.0% vs 03-2026 05-2026: 0.1%● 0.0% vs 04-2026 06-2026: 0.1%● 0.0% vs 05-2026 07-2026: 0.1%● 0.0% vs 06-2026 08-2026: 0.1%● 0.0% vs 07-2026 09-2026: 0.1%▼ -1.1% vs 08-2026 10-2026: 0.1%● 0.0% vs 09-2026
  • Founded in 1961 lowers the probability for this profile
  • Liquidity: current ratio 1.66, cash €370,024 lowers the probability
  • Sector Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95) raises the probability
  • Profit of €90,272 (FY 2025) lowers the probability
Credit up to €21,000 at 30 days acceptable
Liquidity ample (current ratio 1.66 against 1.58 in 2024; short-term debt: 59.7% and cash: 44.9% of total assets), but 72.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 95, micro). Better than this share of them on solvency 37%, liquidity 70%, profitability 68%, growth against the median 88%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Founded in 1961
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Liquidity: current ratio 1.66, cash €370,024
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Sector Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Profit of €90,272 (FY 2025)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-12-2025, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 d early
2024
14 d early
2023
35 d early
2022
39 d early
2021
8 d late
2020
94 d early
2019
53 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 37 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 31 December (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close03-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Back to profitnet €90,272
  3. Equity above €200,000Eq €225,570 ▲66.7%

Key points

  • Positive: Back in profit in 2025after -€26,142 in 2024 €90,272 View
  • Positive: Oldest company in Kontich, Other services sectorin the Checked rankings #1 View
  • Active since 1961founded 08-06-1961 65 years View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

By topic

Financials

Fiscal year
2025
Total assets
€824,671
Profit
€90,272
Solvency
27.4%
Total assets▲ 43.2%
Net result
20192025
Go to Financials

Timeline

Events
17
Since
2016
Next accounts
by 31-01-2027
  1. 31-12-2025Annual accounts filed
  2. 30-06-2025Back to profit
  3. 30-06-2025Equity above €200,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General maintenance and repair of cars and light…NACE 95311
Founded
08-06-1961
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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