Thomas Auto

Active

Public limited companyfounded 1953active for 73 yearsBrusselsesteenweg 186, 1785 Merchtem, BelgiumKBO/BCE: BE 0400.731.942

Summary

Thomas Auto has been active since 1953 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €675,205 and a net result of €169,853. Equity is growing by about 4.7% per year across the filed financial years. Its solvency ranks better than 64% of 1,303 sector peers (NACE 95, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

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Thomas AutoActiveChecked score 96/100

Risk analysis Report Compare

Activity

General maintenance and repair of cars and light vans (up to 3.5 tonnes)

NACE 95311

Oldest company in Merchtem, Other services sector1 site

Size

≈ €1.9mturnover 2025, estimated

Staff: 3.7 FTE
Equity: €675,205
Profit: €169,853

Turnover estimated from the gross margin

Financial health

96 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: < 0.1%

Structure

Parent: THOMINVEST · 100%

2025 accounts 40 days early4 deeds in the Belgian Official Gazette

Why 96lowers riskLiquidity: current ratio 2.07, cash €291,772Founded in 1953Equity €675,205 (57.1% of total assets)Size: 3.7 FTE, total assets €1.2mShow the evidence

Checked score

Score 2025

96 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 66% of its sector peers (NACE 95, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 82+13

equity 57.1% of total assets

Liquidity 68+31

short-term debt 30.9% · cash 24.7%

Profitability 87+7

return on assets 14.4%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,125 companies, NACE 95, micro)

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.2%▲ +0.1 percentage points vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026highest value 04-2026: 0.2%● unchanged vs 03-2026 05-2026: < 0.1%▼ -0.2 percentage points vs 04-2026lowest value 06-2026: < 0.1%● unchanged vs 05-2026lowest value 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value

Credit of up to €60,000 on 30-day terms is acceptable

Liquidity ample (current ratio 2.07, compared with 1.6 in 2024, above the usual 1.5; short-term debt: 30.9% and cash: 24.7% of total assets), and 42.9% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro): better than 67% on solvency, 69% on liquidity, 75% on profitability and 51% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskneutral

Liquidity: current ratio 2.07, cash €291,772

NBB · annual accounts

Founded in 1953

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Equity €675,205 (57.1% of total assets)

NBB · annual accounts

Size: 3.7 FTE, total assets €1.2m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-10-2025 was due by 31-05-2026 and was filed on 21-04-2026, 40 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

40 days early

2024

3 days early

2023

on the day

2022

on the day

2021

on the day

2020

3 days early

2019

31 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 11 days before the deadline; the sector median (NACE 95) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-10-2026 and is due by 31-05-2027. Nothing is late today. The company usually files around 31 May (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

29-10-2026 today31-10-2026 year end31-05-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

21-04-2026 Annual accounts filedfinancial year 2025 · abbreviated…
31-10-2025 Highest result from 2018 to 2025net €169,853 ▲34.3%
28-05-2025 Annual accounts filedfinancial year 2024 · abbreviated…

Key points

Positive: Oldest company in Merchtem, Other services sectorin the Checked rankings No. 1 View
Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
Positive: 8 profitable years in a rowprofit 2025: €169,853 8 years View
Controlled by THOMINVEST 100% View
Active since 1953founded 17-06-1953 73 years View

By topic

Financials

Financial year: 2025
Total assets: €1.2m
Profit: €169,853
Solvency: 57.1%

Total assets▼ 16.8%

Net result

20182025

Go to Financials

Board & ownership

Parent: THOMINVEST · 100%

Go to Board & ownership

Timeline

Events: 51
Since: 1978
Next accounts: by 31-05-2027

31-05-2024Annual accounts filed
31-05-2023Annual accounts filed
31-05-2022Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Public limited company
Activity: General maintenance and repair of cars and light…NACE 95311
Founded: 17-06-1953
Year ends: 31-10
Peppol: Reachable for e-invoices

Go to Company details

Key facts about Thomas Auto

What is the company number of Thomas Auto?: 0400.731.942. In Belgium the VAT number is the company number with BE in front: BE 0400.731.942.
Where is Thomas Auto based?: The registered office is at Brusselsesteenweg 186, 1785 Merchtem.Company details
What does Thomas Auto do?: According to the KBO register, the main activity is general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311).
What is the legal form of Thomas Auto?: Public limited company (NV).
When was Thomas Auto founded?: On 17-06-1953.
Is Thomas Auto still active?: Yes, Thomas Auto is an active enterprise in the KBO register.
How many employees does Thomas Auto have?: On average 3.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Thomas Auto?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Thomas Auto profitable?: In financial year 2025, Thomas Auto made a profit of €169,853.
Where can I find the annual accounts of Thomas Auto?: Thomas Auto filed 48 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Thomas Auto due?: By 31-05-2027, for financial year 2026.Timeline