Summary
GENTOO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €3.9m and a net result of €4,910. Its solvency ranks better than 48% of 5587 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2023, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
25 d early
2024
9 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 17 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#4 company by total assets in Oudsbergen, Finance and insurance sector#5 company by equity in Oudsbergen, Finance and insurance sector
Equity
€3.9m▲ 35.3%
2024 · €2.8m
Net result
€4,910
2024 · -€153,224
Total assets
€7.9m▲ 173%
2024 · €2.9m
Solvency
48.7%▼ 49.5pp
2024 · 98.2%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result-€152,987-€2,981
Net result-€153,224below the sector's middle half-€4,910below the sector's middle half
Equity€2.8mabove the sector's middle half-€3.9mabove the sector's middle half▲ 35.3%
Total assets€2.9mwithin the sector's middle half-€7.9mabove the sector's middle half▲ 173%
Debt€53,269-€4.1m▲ 7,529%
Working capital€418,910above the sector's middle half--€60,101within the sector's middle half
Solvency98.2%above the sector's middle half-48.7%within the sector's middle half▼ 49.5pp
Current ratio8.86above the sector's middle half-0.94within the sector's middle half▼ 7.93
Return on assets (ROA)-5.3%below the sector's middle half-0.1%below the sector's middle half▲ 5.3pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €2,981 after a loss of €152,987 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €7.9m
Fixed assets
€7.0m ▲ 191%
Current assets
€886,514 ▲ 87.7%
Equity and liabilities €7.9m
Equity
€3.9m ▲ 35.3%
Debt
€4.1m ▲ 7,529%
Debt's share of the balance-sheet total rises from 1.8% to 51.3%. Equity and debt are higher.
Key figures and ratios
ROE
0.1%▲
2024 · -5.4%
Debt ≤ 1 year
€946,615▲
2024 · €53,269
Debt > 1 year
€3.1m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,425 | €6,286 | ▲ 15.9% |
| Other operating charges640/8 | €869 | €470 | ▼ 45.9% |
| Gross operating margin9900 | -€146,693 | €9,738 | ▲ 107% |
| Operating profit (loss)9901 | -€152,987 | €2,981 | ▲ 102% |
| Financial income75/76B | - | €14,614 | - |
| Recurring financial income75 | - | €14,614 | - |
| Financial charges65/66B | €237 | €12,685 | ▲ 5,249% |
| Recurring financial charges65 | €237 | €12,685 | ▲ 5,249% |
| Profit (loss) for the period before taxes9903 | -€153,224 | €4,910 | ▲ 103% |
| Profit (loss) for the period9904 | -€153,224 | €4,910 | ▲ 103% |
| Profit (loss) for the period to be appropriated9905 | -€153,224 | €4,910 | ▲ 103% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €2.9m | €7.9m | ▲ 173% |
| Formation expenses20 | €16,161 | €12,232 | ▼ 24.3% |
| Fixed assets21/28 | €2.4m | €7.0m | ▲ 191% |
| Intangible fixed assets21 | €8,393 | €6,393 | ▼ 23.8% |
| Tangible fixed assets22/27 | €3,237 | €2,879 | ▼ 11.0% |
| Other tangible fixed assets26 | €3,237 | €2,879 | ▼ 11.0% |
| Financial fixed assets28 | €2.4m | €7.0m | ▲ 192% |
| Current assets29/58 | €472,180 | €886,514 | ▲ 87.7% |
| Amounts receivable within one year40/41 | €349,499 | €541,780 | ▲ 55.0% |
| Trade receivables40 | - | €83,194 | - |
| Other amounts receivable41 | €349,499 | €458,586 | ▲ 31.2% |
| Cash at bank and in hand54/58 | €122,680 | €344,734 | ▲ 181% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €2.9m | €7.9m | ▲ 173% |
| Equity10/15 | €2.8m | €3.9m | ▲ 35.3% |
| Contributions10/11 | €3.0m | €4.0m | ▲ 33.3% |
| Profit (loss) carried forward14 | -€153,224 | -€148,314 | ▲ 3.2% |
| Amounts payable17/49 | €53,269 | €4.1m | ▲ 7,529% |
| Amounts payable after more than one year17 | - | €3.1m | - |
| Financial debts170/4 | - | €3.1m | - |
| Amounts payable within one year42/48 | €53,269 | €946,615 | ▲ 1,677% |
| Current portion of amounts payable after more than one year42 | - | €250,000 | - |
| Financial debts43 | - | €65 | - |
| Credit institutions430/8 | - | €65 | - |
| Trade debts44 | €53,269 | €34,130 | ▼ 35.9% |
| Suppliers440/4 | €53,269 | €34,130 | ▼ 35.9% |
| Taxes, remuneration and social security45 | - | €1,173 | - |
| Taxes450/3 | - | €1,173 | - |
| Other amounts payable47/48 | - | €661,247 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€153,224 | €4,910 | ▲ 103% |
| + Depreciation and write-downs630 | €5,425 | €6,286 | ▲ 15.9% |
| Operating cash flow (approximation) | -€147,799 | €11,197 | ▲ 108% |
| Investment in fixed assets (approximation) | - | -€4.6m | - |
| Change in cash | - | €222,054 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
State Gazette act
Incorporation · Founder
Bank account · Capital conversion
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €4,910
Net result €4,910 after one loss-making year.
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudsbergen · 1 establishment unit since 2024
Ground area
4,508 m²
Building footprint
1,354 m²
Volume, LiDAR
14,519 m³
Parcel 71562B0912/00M003, Flanders · tallest building 13.8 m, ±4 floors. Linked by address, not a title deed.
18
companies at this address
See who is registered here
1 establishment unit
GENTOO
since 20242.355.296.293
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71562B0912/00M003 | Flanders | 4,508 m² | 1 · 1,354 m² | 13.8 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
2 owners · 6 holdingsOwners 2
-
50%
-
50%
Holdings 6
-
100%
-
70%
-
70%
-
66.67%
-
60%
-
50%
According to the 2025 annual accounts of GENTOO and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
2 connected companiesSimilar companies · same sector, comparable size
Derzie
BE 0842.917.132
Zele · Eq €3,853,414
ADEMAR MANAGEMENT
BE 0634.846.885
Brugge · Eq €3,849,035
ESPEJO
BE 0656.535.590
Destelbergen · Eq €3,848,374
COLLECTION
BE 0668.496.086
Pelt · Eq €3,856,469
Frisofina
BE 0425.712.511
Wijnegem · Eq €3,846,321
Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 8,956 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-12-2023
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:1003339492
Also
9925:BE1003339492
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.