GENIO
ActiveSummary
GENIO has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36,258 and a net result of €116,395. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 14% of 17179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency33▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity tight (current ratio 1.18 against 1.1 in 2024; short-term debt: 43.8% and cash: 2.2% of total assets), and 92% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8%
Return on assets
25.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 17179 sector peers (2025).
NBB · sector comparisonPosition among 17179 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
23 d late
2022
11 d late
2021
26 d late
2020
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 25 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€36,258▲ 82.5%
2024 · €19,863
Total assets
€453,257▼ 3.4%
2024 · €469,117
Net result
€116,395▼ 25.1%
2024 · €155,454
Working capital
€35,495▲ 65.2%
2024 · €21,486
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€58,428▲ 1,934%€95,604▲ 63.6%€142,472▲ 49.0%€175,715▲ 23.3%€155,129▼ 11.7%
Net result€43,469▲ 39,627%€73,476▲ 69.0%€92,354▲ 25.7%€155,454▲ 68.3%€116,395▼ 25.1%
Equity€48,578▲ 851%€122,055▲ 151%€214,409▲ 75.7%€19,863▼ 90.7%€36,258▲ 82.5%
Total assets€395,267▲ 2.0%€462,218▲ 16.9%€562,571▲ 21.7%€469,117▼ 16.6%€453,257▼ 3.4%
Debt€346,689▼ 9.3%€340,163▼ 1.9%€348,162▲ 2.4%€449,253▲ 29.0%€416,999▼ 7.2%
Working capital€8,429▼ 5.7%€82,510▲ 879%€175,222▲ 112%€21,486▼ 87.7%€35,495▲ 65.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Why a figure moved sharply
- 2024 Equity -91% on 2023. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €453,257
Fixed assets
€219,228 ▼ 4.9%
Current assets
€234,028 ▼ 1.5%
Equity and liabilities €453,257
Equity
€36,258 ▲ 82.5%
Debt
€416,999 ▼ 7.2%
Debt's share of the balance-sheet total falls from 95.8% to 92.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€167,311▼
2024 · €188,225
Cash flow
€128,577▼
2024 · €167,964
Current ratio
1.18▲
2024 · 1.10
Debt to equity
11.50▼
2024 · 22.62
ROE
321.0%▼
2024 · 782.6%
ROA
25.7%▼
2024 · 33.1%
Interest coverage
40.48▲
2024 · 39.06
Debt ≤ 1 year
€198,533▼
2024 · €216,220
Debt > 1 year
€218,159▼
2024 · €232,708
Income taxes
€34,777▲
2024 · €29,414
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 875 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 97% are still going.
- Small
- 5 to 10 years old
- solvency under 10%
- a profit of 5% of the balance sheet or more
1.1%
went bankrupt
1.9%
stopped otherwise
97%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 875 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €14,742 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €21,605 | €14,492 | €14,492 | €12,510 | €12,182 | ▼ 2.6% |
| Other operating charges640/8 | €1,458 | €1,748 | €1,927 | €3,487 | €2,059 | ▼ 41.0% |
| Gross operating margin9900 | €81,492 | €111,844 | €158,891 | €191,712 | €169,370 | ▼ 11.7% |
| Operating profit (loss)9901 | €58,428 | €95,604 | €142,472 | €175,715 | €155,129 | ▼ 11.7% |
| Financial income75/76B | €1,774 | €2,500 | €2,316 | €13,972 | €176 | ▼ 98.7% |
| Recurring financial income75 | €1,774 | €2,500 | €2,316 | €13,972 | €176 | ▼ 98.7% |
| Financial charges65/66B | €5,341 | €5,653 | €5,227 | €4,818 | €4,134 | ▼ 14.2% |
| Recurring financial charges65 | €5,341 | €5,653 | €5,227 | €4,818 | €4,134 | ▼ 14.2% |
| Profit (loss) for the period before taxes9903 | €54,861 | €92,451 | €139,560 | €184,868 | €151,171 | ▼ 18.2% |
| Income taxes67/77 | €11,392 | €18,975 | €47,206 | €29,414 | €34,777 | ▲ 18.2% |
| Profit (loss) for the period9904 | €43,469 | €73,476 | €92,354 | €155,454 | €116,395 | ▼ 25.1% |
| Profit (loss) for the period to be appropriated9905 | €43,469 | €73,476 | €92,354 | €155,454 | €116,395 | ▼ 25.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €395,267 | €462,218 | €562,571 | €469,117 | €453,257 | ▼ 3.4% |
| Formation expenses20 | €4,919 | €3,607 | €2,296 | €984 | €0 | ▼ 100% |
| Fixed assets21/28 | €310,662 | €297,482 | €284,302 | €230,427 | €219,228 | ▼ 4.9% |
| Tangible fixed assets22/27 | €310,662 | €297,482 | €284,302 | €230,427 | €219,228 | ▼ 4.9% |
| Land and buildings22 | €310,662 | €297,482 | €284,302 | €230,427 | €219,228 | ▼ 4.9% |
| Current assets29/58 | €79,686 | €161,128 | €275,973 | €237,706 | €234,028 | ▼ 1.5% |
| Amounts receivable within one year40/41 | €75,214 | €156,591 | €251,499 | €213,805 | €221,506 | ▲ 3.6% |
| Trade receivables40 | €24,600 | €97,827 | €205,075 | €121,266 | €221,506 | ▲ 82.7% |
| Other amounts receivable41 | €50,613 | €58,764 | €46,424 | €92,538 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €2,196 | €2,438 | €4,862 | €13,245 | €10,101 | ▼ 23.7% |
| Deferred charges and accrued income490/1 | €2,276 | €2,098 | €19,612 | €10,657 | €2,422 | ▼ 77.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €395,267 | €462,218 | €562,571 | €469,117 | €453,257 | ▼ 3.4% |
| Equity10/15 | €48,578 | €122,055 | €214,409 | €19,863 | €36,258 | ▲ 82.5% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Reserves13 | €43,578 | €117,055 | €209,409 | €14,863 | €31,258 | ▲ 110% |
| Distributable reserves133 | €43,578 | €117,055 | €209,409 | €14,863 | €31,258 | ▲ 110% |
| Profit (loss) carried forward14 | - | - | - | €0 | €0 | - |
| Amounts payable17/49 | €346,689 | €340,163 | €348,162 | €449,253 | €416,999 | ▼ 7.2% |
| Amounts payable after more than one year17 | €275,052 | €261,151 | €247,038 | €232,708 | €218,159 | ▼ 6.3% |
| Financial debts170/4 | €275,052 | €261,151 | €247,038 | €232,708 | €218,159 | ▼ 6.3% |
| Amounts payable within one year42/48 | €71,258 | €78,618 | €100,752 | €216,220 | €198,533 | ▼ 8.2% |
| Current portion of amounts payable after more than one year42 | €14,823 | €15,050 | €15,280 | €15,514 | €15,751 | ▲ 1.5% |
| Trade debts44 | €14,363 | €4,255 | €10,067 | €6,423 | €2,382 | ▼ 62.9% |
| Suppliers440/4 | €14,363 | €4,255 | €10,067 | €6,423 | €2,382 | ▼ 62.9% |
| Taxes, remuneration and social security45 | €33,831 | €51,043 | €75,405 | €49,284 | €48,046 | ▼ 2.5% |
| Taxes450/3 | €33,831 | €51,043 | €75,405 | €49,284 | €48,046 | ▼ 2.5% |
| Other amounts payable47/48 | €8,241 | €8,271 | - | €145,000 | €132,354 | ▼ 8.7% |
| Accrued charges and deferred income492/3 | €379 | €394 | €373 | €325 | €306 | ▼ 5.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €43,469 | €73,476 | €92,354 | €155,454 | €116,395 | ▼ 25.1% |
| + Depreciation and write-downs630 | €21,605 | €14,492 | €14,492 | €12,510 | €12,182 | ▼ 2.6% |
| Operating cash flow (approximation) | €65,074 | €87,968 | €106,846 | €167,964 | €128,577 | ▼ 23.4% |
| Investment in fixed assets (approximation) | - | -€1,312 | -€1,312 | €41,366 | -€984 | ▼ 102% |
| Change in cash | - | €242 | €2,424 | €8,383 | -€3,145 | ▼ 138% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Highest result since 2020net €155,454 ▲68.3%
Operating result €175,715, net result €155,454, both a record.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-12
Financial
Equity above €200,000Eq €214,409 ▲75.7%
4 profitable years in a row build equity to €214,409.
11-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 11 days late
2022
31-12
Financial
Equity above €100,000Eq €122,055 ▲151%
3 profitable years in a row build equity to €122,055.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2020
Ground area
3,626 m²
Building footprint
861 m²
Volume, LiDAR
13,972 m³
Parcel 41304G0053/00X000, Flanders · tallest building 23.6 m, ±6 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
GENIO
since 20202.299.074.501
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41304G0053/00X000 | Flanders | 3,626 m² | 1 · 861 m² | 23.6 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,007 companies in sector 62200 we hold annual accounts for 18,396. 14,772 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-02-2020
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
82990Other business support services
Contact
E-mail
iweindesmedt@gmail.com
E-invoicing
Reachable via Peppol
Peppol ID
0208:0743495595
Registered
27-03-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.