Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of DIGILE is 0.4% (very low). The 2025 annual accounts show equity of €163k and a net result of €101k. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Filing behaviour
From the deposit records, complete market-wide| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 30-06-2025 | 31-01-2026 | 07-01-2026 | 24 d early | 2026-00005206 |
| 30-06-2024 | 31-01-2025 | 30-12-2024 | 32 d early | 2024-00627327 |
| 30-06-2023 | 31-01-2024 | 31-01-2024 | on the day | 2024-00027154 |
| 30-06-2022 | 31-01-2023 | 31-01-2023 | on the day | 2023-00019819 |
| 30-06-2021 | 31-01-2022 | 30-12-2021 | 32 d early | 2021-82500123 |
Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsAdministrative Flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBB · 2025| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €145k |
| Net profit | €101k |
| Cash flow | €134k |
| Staff costs | - |
| Income taxes | €12k |
| Dividends | - |
| Total assets | €420k |
| Equity | €163k |
| Debt | €257k |
| of which ≤ 1y | €95k |
| of which > 1y | - |
| Working capital | €261k |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 3.74 |
| Quick ratio | 3.74 |
| Working capital ratio | 62.2% |
| Solvency | 38.8% |
| Debt / equity | 1.58 |
| Long-term debt ratio | - |
| Interest coverage | 1071.22 |
| Gross margin | - |
| Net margin | - |
| ROA | 23.9% |
| ROE | 61.7% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (22 line items)
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €420k |
| Fixed assets | 21/28 | €63k |
| Intangible fixed assets | 21 | €62k |
| Financial fixed assets | 28 | €2k |
| Current assets | 29/58 | €357k |
| Amounts receivable within one year | 40/41 | €46k |
| Cash & bank | 54/58 | €288k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €420k |
| Equity | 10/15 | €163k |
| Contributions / capital | 10/11 | €10k |
| Accumulated profits (losses) | 14 | €153k |
| Amounts payable | 17/49 | €257k |
| Amounts payable within one year | 42/48 | €95k |
| Trade debts payable within one year | 44 | €23k |
| Income statement | ||
| Gross operating margin | 9900 | €146k |
| Operating result | 9901 | €111k |
| Financial income | 75 | €1k |
| Financial charges | 65 | €136 |
| Result before taxes | 9903 | €113k |
| Income taxes | 67/77 | €12k |
| Net result for the period | 9904 | €101k |
| Result to be appropriated | 9905 | €101k |
Health barometer
FY 2025 · computedThe full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Structure & network
Locations & real estate
Registered office
from the Crossroads BankThis address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Park Terlinden 199300 AalstEstablishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41302C1508/00H000 | Flanders | 403 m² | 1 · 134 m² | 0.1 m |
| 41002A0366/02F007 | Flanders | 318 m² | 1 · 226 m² | 15.4 m · 4 fl. |
Publications
Lifecycle & Insolvency Signals
Belgian State Gazette · acts
That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.
Analysis
Financial profile
4 of 5 axes measuredStrong profile, led by profitability.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector and regionCompany registry
Company registry (CBE)
Crossroads Bank| Legal nameNL | DIGILE |