Losses
-€69,594 in two years
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
GENI INVEST
Lifetime
20 annual accounts with figures on one time axis, 21 filings since 2005peak €145,119 (2018)
€118,382▲ 22.3%
lowest -€38,719 (2025)
-€38,719▼ €7,844
peak €943,117 (2023)
€873,523▼ 4.2%
€1.1m▲ 16.6%
peak 1 FTE (2017)
-not published
Board1 name since 2005
1 directorDEFLANDRE Nicolas
Documentsfilings and deeds
16-09-202647 days late
2025financial year
Gross margin from €96,815 to €118,382Loss of €38,719Change of role: DEFLANDRE Nicolas, from manager to director 23-10Debts from €983,647 to €1.1mInvestments €253,760
Key points
from the 2025 annual accountsInvestments
€253,760 2.1 × depreciation
Green is investment, beige is depreciation.
Filings
21 annual accounts since 2005
Five of the last ten came late. The 2025 accounts came latest: 47 days after the end of the period.
Checked score
91
Excellent
Financially stronger than 32% of small companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 4,523 companies (NACE 70, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.3%▲ +0.2 percentage points vs 07-2025highest value
09-2025: < 0.1%▼ -0.3 percentage points vs 08-2025lowest value
10-2025: < 0.1%● unchanged vs 09-2025lowest value
11-2025: < 0.1%● unchanged vs 10-2025lowest value
12-2025: < 0.1%● unchanged vs 11-2025lowest value
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: 0.1%▲ +0.1 percentage points vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026
09-2026: 0.3%▲ +0.1 percentage points vs 08-2026
10-2026: 0.1%▼ -0.2 percentage points vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Last filed accounts filed 47 days late; 1 of the last 3 accounts late
Loss of €38,719, the second in a row (financial year 2025)
lowers risk
Size: total assets €2.0m
Sector: Activities of head offices; management consultancy activities (NACE 70)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, small). It does better than 42% of them on solvency, 21% on liquidity, 44% on profitability and 21% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 8,617 companies had the same profile as GENI INVEST has now. Each dot stands for 22 companies, two years later.
94.2%
were still trading
5.2%
stopped another way
0.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of GENI INVEST itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 8,617 companies, not a prediction for GENI INVEST. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €75,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.11 (0.13 in 2024), below 1. Short-term debt is 40.6% and cash 4.4% of total assets. 56.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€38,719
raises risk · 2025 accounts filed 47 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-09-2026, 47 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
47 days late
2024
26 days late
2023
19 days late
2022
8 days late
2021
17 days early
2020
31 days early
2019
25 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 11 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0872699892
Change of role: DEFLANDRE Nicolas, from manager to director
General meeting of 21-10-2025 · Gazette deed
Incorporation
published on 01-04-2005 · Gazette deed
First establishment
Steenweg op Waver 610, Etterbeek
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| GENI INVEST Etterbeek | €2.0m | €118,382 | 43.2% | - |
| AZURTIS Uccle | €2.1m | €116,341 | 39.4% | 0.5 |
| LATES Koekelberg | €1.9m | €114,625 | 69.3% | - |
| INFORMATIECENTRUM VOOR HET BEDRIJFSREVISORAAT - CENTRE D'INFORMATION DU REVISORAT D'ENTREPRISES Saint-Josse-ten-Noode | €1.9m | €113,515 | 91.2% | - |
| SPIXIT Sint-Gillis (bij-Brussel) | €1.7m | €120,457 | 59.2% | 1 |
| PEJATEN Woluwe-Saint-Pierre | €1.7m | €130,658 | 84.6% | - |
| SKALLI ASSOCIES Forest | €2.2m | €106,228 | 35.6% | - |
These companies have the same main activity as GENI INVEST: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €1.7m and €2.2m, founded between 2002 and 2006.
Official details
Source: KBO- Status
- Active since 23-03-2005Normal situation
- Activity
- Business and other management consultancyNACE 70200and 1 other
- Establishment unit
- 2.147.647.2071040 Etterbeek, since 10-03-2005
- Financial year end
- 31 December
- Peppol
- Reachable since 24-12-2025
Insights on GENI INVEST
GENI INVEST has existed since 2005. The gross margin grew from €10,500 in 2006 to €118,382 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about GENI INVEST
- What is the company number of GENI INVEST?
- The company number of GENI INVEST is 0872.699.892. The VAT number is the same number with BE in front: BE 0872.699.892.
- Where is GENI INVEST based?
- The registered office is at Steenweg op Waver 610, 1040 Etterbeek.Company details
- What does GENI INVEST do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of GENI INVEST?
- GENI INVEST is a private limited company (BV).
- When was GENI INVEST founded?
- GENI INVEST was founded on 23-03-2005.
- Is GENI INVEST still active?
- Yes, GENI INVEST is an active enterprise in the KBO register.
- What is the turnover of GENI INVEST?
- The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €118,382 and 93 comparable companies (NACE 70200). It probably lies between €150,000 and €250,000.Financials
- Is GENI INVEST profitable?
- In financial year 2025, GENI INVEST made a loss of €38,719.
- Where can I find the annual accounts of GENI INVEST?
- GENI INVEST filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of GENI INVEST due?
- GENI INVEST must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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