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GENERAL SERVICES & CLEANING

Active
Private limited companyfounded 200917 yrs activePredikherenhoevestraat 55, 2840 Rumst, BelgiumKBO/BCE: BE 0809.639.697

GENERAL SERVICES & CLEANING has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €483k and a net result of €63k. Equity is growing by ~15% per year across the filed fiscal years. Its solvency ranks better than 79% of 4444 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
77 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+74
Solvency94▲+7
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 3.75 against 3.19 in 2024; short-term debt: 14.1% and cash: 6.5% of total assets), and 30.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
69.2%
Return on assets
9.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 17 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
5 d late
2023
4 d late
2022
30 d late
2021
61 d late
2020
31 d late
2019
2 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€483k▲ 15.1%
2024 · €419k
2018: €38k 2019: €66k 2020: €315k 2021: €429k 2022: €432k 2023: €497k 2024: €419k
2018 → 2025
Total assets
€697k▲ 3.6%
2024 · €673k
2018: €471k 2019: €469k 2020: €743k 2021: €727k 2022: €624k 2023: €622k 2024: €673k
2018 → 2025
Net result
€63k
2024 · €-66k
2018: €12k 2019: €27k 2020: €205k 2021: €114k 2022: €4k 2023: €83k 2024: €-66k
2018 → 2025
Working capital
€269k▲ 24.8%
2024 · €216k
2018: €-59k 2019: €-40k 2020: €200k 2021: €313k 2022: €351k 2023: €376k 2024: €216k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€429k-€432k▲ 0.9%€497k▲ 15.0%€419k▼ 15.6%€483k▲ 15.1%
Operating result€164k-€7k▼ 95.5%€116k▲ 1,473%€-54k€80k
Net result€114k-€4k▼ 96.8%€83k▲ 2,166%€-66k€63k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-100k€0€100k€200kOperating result 2021: €164k€164kNet result 2021: €114k€114kOperating result 2022: €7k€7kNet result 2022: €4k€4kOperating result 2023: €116k€116kNet result 2023: €83k€83kOperating result 2024: €-54k€-54kNet result 2024: €-66k€-66kOperating result 2025: €80k€80kNet result 2025: €63k€63k20212022202320242025
The operating result returns to profit in 2025: €80k after a loss of €54k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €697k
Fixed assets €330k▼ 8.0%
Current assets €367k▲ 16.8%
Equity and liabilities €697k
Equity €483k▲ 15.1%
Debt €214k▼ 15.4%
The debt ratio falls from 37.7% to 30.8%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€108k
2024 · €-35k
Cash flow
€92k
2024 · €-47k
Solvency
69.2%
2024 · 62.3%
Current ratio
3.75
2024 · 3.19
Quick ratio
3.75
2024 · 3.19
Debt / equity
0.44
2024 · 0.60
ROE
13.1%
2024 · -15.8%
ROA
9.1%
2024 · -9.8%
Interest coverage
11.62
2024 · -5.94
Debt
€214k
2024 · €254k
Debt ≤ 1 year
€98k
2024 · €99k
Debt > 1 year
€116k
2024 · €155k
Income taxes
€7k
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€673k€697k
Fixed assets21/28€358k€330k
Tangible fixed assets22/27€258k€230k
Land and buildings22€172k€163k
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€87k€67k
Financial fixed assets28€100k€100k=
Current assets29/58€315k€367k
Amounts receivable within one year40/41€262k€321k
Trade receivables40€22k€41k
Other amounts receivable41€240k€280k
Cash at bank and in hand54/58€53k€45k
Deferred charges and accrued income490/1-€783
Equity and liabilities
Total equity and liabilities10/49€673k€697k
Equity10/15€419k€483k
Contributions10/11€8k€8k=
Revaluation surpluses12€44k€44k=
Reserves13€433k€433k=
Distributable reserves133€433k€433k=
Profit (loss) carried forward14€-66k€-3k
Amounts payable17/49€254k€214k
Amounts payable after more than one year17€155k€116k
Financial debts170/4€155k€116k
Amounts payable within one year42/48€99k€98k
Current portion of amounts payable after more than one year42€37k€40k
Financial debts43-€15k
Credit institutions430/8-€15k
Trade debts44€10k€11k
Suppliers440/4€10k€11k
Taxes, remuneration and social security45€51k€32k
Taxes450/3€51k€24k
Remuneration and social security454/9-€8k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€29k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€197k-
Other operating charges640/8€3k€4k
Gross operating margin9900€165k€112k
Operating profit (loss)9901€-54k€80k
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€6k€9k
Recurring financial charges65€6k€9k
Profit (loss) for the period before taxes9903€-60k€70k
Income taxes67/77€6k€7k
Profit (loss) for the period9904€-66k€63k
Profit (loss) for the period to be appropriated9905€-66k€63k
Appropriation of the result
Profit (loss) to be appropriated9906€-66k€-3k
Profit (loss) brought forward from the previous period14P-€-66k
Transfer from equity791/2€12k-
Profit to be distributed694/7€12k-
Return on contributions (dividend)694€12k-

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Back to profitnet €63k
Net result €63k after one loss-making year.
05-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 5 days late
2024
31-12
Financial Weakest financial yearnet €-66k ▼179%
Net result drops to €-66k, the lowest in the series; recovery starts the following year.
04-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 4 days late
2023
30-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial Liquidity doublescurrent ratio 5.19
Current ratio from 2.47 to 5.19; short-term debt falls from €213k to €84k.
30-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-08
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial Highest result since 2018net €205k ▲647%
Operating result €332k, net result €205k, both a record.
31-12
Financial Equity above €200kEq €315k ▲380%
3 profitable years in a row build equity to €315k.
29-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
10-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
30-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rumst · 1 establishment unit since 2009
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Predikherenhoevestraat 552840 Rumst
Ground area
1,011 m²
Building footprint
143 m²
Volume, LiDAR
845 m³
Parcel 11036A0088/00R000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
G.S.C.
Predikherenhoevestraat 55, 2840 RumstAgents specialised in the wholesale of other particular products
since 20092.177.539.241
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11036A0088/00R000 Flanders 1,011 m² 1 · 143 m² 8.5 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 7,008 companies in sector 81220 we hold annual accounts for 2,416. 1,403 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded04-02-2009
Fiscal year end31-12
Abbreviation NL G.S.C.
Activities, NACEBEL
81220Other building cleaning and industrial cleaning
81210General cleaning of buildings
81230Other cleaning activities
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.