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GENERAL FLORY COMPANY

Active
Private limited companyfounded 2011active for 15 yearsGeneraal Tombeurstraat 81, 1040 Etterbeek, BelgiumKBO/BCE: BE 0835.538.501
Summary

The computed 12-month bankruptcy probability of GENERAL FLORY COMPANY is 7.1% (elevated). The 2025 annual accounts show equity of €39,439 and a net result of -€3,166. Equity has been stable since 2018 (±1.8% per year). Its solvency ranks better than 25% of 2,790 sector peers (NACE 41, financial year 2025). The company has been active since 2011 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry.

Overview

Official details

Source: KBO
Status
Active since 15-04-2011 Normal situation
Registered office
40 active companies are registered at this address 2 started in the 12 months before. Source: KBO register, as of 2 November 2026.
Activity
General construction of residential buildings NACE 41001and 4 others
Establishment unit
2.198.229.143 1040 Etterbeek, since 22-04-2011
Financial year end
31 December
Peppol
Reachable since 29-12-2025

Board and ownership

Board

Financial position

33 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
7.1%
Annual accounts 2025
Gross margin
-€2,788
Loss
€3,166
Equity
€39,439
▼ 7.4%
Total assets
€233,329
▲ 29.0%
  • 2025 accounts filed 28 days after the deadline
Filed on 28-08-2026
Score breakdownraises riskLast filed accounts filed 28 days late; 2 of the last 3 accounts lateSector: Construction of residential and non-residential buildings (NACE 41)1 change of registered office in 24 monthsEx-officio strike-off in the KBOShow the evidence

Checked score

Score 2025
33 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 20% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Weak
Solvency 42-7
equity 16.9% of total assets
Liquidity 8-4
short-term debt 81.3% · cash 1.9%
Profitability 34-7
return on assets -1.4%
Bankruptcy probability within 12 months
7.1% Elevated
0%0.5%1.5%4%10%≥ 25%

About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,452 companies, NACE 41, micro)
Last 24 months 12-2024: 6.8% 01-2025: 6.8%● unchanged vs 12-2024 02-2025: 6.8%● unchanged vs 01-2025 03-2025: 6.8%● unchanged vs 02-2025 04-2025: 6.8%● unchanged vs 03-2025 05-2025: 6.5%▼ -0.3 percentage points vs 04-2025 06-2025: 6.4%▼ -0.1 percentage points vs 05-2025lowest value 07-2025: 11.6%▲ +5.2 percentage points vs 06-2025 08-2025: 13.2%▲ +1.6 percentage points vs 07-2025 09-2025: 15.3%▲ +2.1 percentage points vs 08-2025highest value 10-2025: 9.5%▼ -5.8 percentage points vs 09-2025 11-2025: 9.5%● unchanged vs 10-2025 12-2025: 9.5%● unchanged vs 11-2025 01-2026: 9.5%● unchanged vs 12-2025 02-2026: 9.5%● unchanged vs 01-2026 03-2026: 8.3%▼ -1.2 percentage points vs 02-2026 04-2026: 8.8%▲ +0.5 percentage points vs 03-2026 05-2026: 9.1%▲ +0.3 percentage points vs 04-2026 06-2026: 9.0%▼ -0.1 percentage points vs 05-2026 07-2026: 9.2%▲ +0.2 percentage points vs 06-2026 08-2026: 9.5%▲ +0.3 percentage points vs 07-2026 09-2026: 7.0%▼ -2.5 percentage points vs 08-2026 10-2026: 7.1%▲ +0.1 percentage points vs 09-2026 11-2026: 7.1%● unchanged vs 10-2026
Credit of up to €1,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is tight, with a current ratio of 1.17 (1.26 in 2024), below the usual 1.5. Short-term debt is 81.3% and cash 1.9% of total assets. 83.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 24% of them on solvency, 8% on liquidity, 21% on profitability and 27% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
raises risk
raises risk · Last filed accounts filed 28 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Ex-officio strike-off in the KBO
KBO publications
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 2790 sector peers (2025).
NBB · sector comparison
Position among 2790 sector peers
Solvency
better than 25%
← weakest strongest →
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
28 days late
2024
53 days late
2023
51 days late
2022
115 days late
2021
92 days late
2020
122 days late
2019
101 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 80 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

raises risk · Administrative warnings in the KBO publications
The FPS Economy published 1 notice about the company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck
Searched, nothing found (1)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 September (4 of the last 5 accounts filed within 39 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline

Recent changes

  1. · Gazette deed Registered office moved to Etterbeek
  2. · Gazette deed Company renamed from FLORY CONSTRUCT to GENERAL FLORY COMPANYRegistered office moved from Bruxelles to Etterbeek · Change of role: PAVALAN Florin, from manager to director
  3. · KBO administration Address struckevent 05-01-2024
All 17 events

Comparable companies

These companies have the same main activity as GENERAL FLORY COMPANY: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €185,000 and €249,000, founded between 2008 and 2012.

CompanyTotal assetsGross margin
GENERAL FLORY COMPANY Etterbeek€233,329-€2,788
JACOBI Brussel€200,420-€1,011
NAVICONS Ukkel€219,773-€5,503
BARISS Sint-Jans-Molenbeek€185,430-€7,740
ALGEMENE BOUWWERKEN JOOSEN GERT Hoogstraten€239,570-€24,508
DHN Beveren-Kruibeke-Zwijndrecht€217,608-€8,940
OMNIA PLUS Knokke-Heist€248,908-€2,480
Full comparison

Key facts about GENERAL FLORY COMPANY

What is the company number of GENERAL FLORY COMPANY?
The company number of GENERAL FLORY COMPANY is 0835.538.501. The VAT number is the same number with BE in front: BE 0835.538.501.
Where is GENERAL FLORY COMPANY based?
The registered office is at Generaal Tombeurstraat 81, 1040 Etterbeek.Company details
What does GENERAL FLORY COMPANY do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of GENERAL FLORY COMPANY?
The legal form of GENERAL FLORY COMPANY is Private limited company (BV).
When was GENERAL FLORY COMPANY founded?
GENERAL FLORY COMPANY was founded on 15-04-2011.
Is GENERAL FLORY COMPANY still active?
Yes, GENERAL FLORY COMPANY is an active enterprise in the KBO register.
What is the turnover of GENERAL FLORY COMPANY?
The annual accounts for financial year 2025 state no turnover.Financials
Is GENERAL FLORY COMPANY profitable?
In financial year 2025, GENERAL FLORY COMPANY made a loss of €3,166.
Where can I find the annual accounts of GENERAL FLORY COMPANY?
GENERAL FLORY COMPANY filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of GENERAL FLORY COMPANY due?
GENERAL FLORY COMPANY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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