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GEMSOM

Active
Cooperative companyfounded 1991active for 35 yearsGrand-Chemin-de-Wavre 4, 5030 Gembloux, BelgiumKBO/BCE: BE 0444.003.246
Summary

GEMSOM has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €250,854 and a net result of €3,777. Equity is growing by about 9.1% per year across the filed financial years. Its solvency ranks better than 63% of 3,632 sector peers (NACE 01, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Activity
Support activities for crop production
NACE 01610
#3 oldest company in Gembloux, Agriculture, forestry and fishing sector1 site
Size
€527,112total assets 2025
Equity
€250,854
Profit
€3,777
Turnover not published (micro format)
Financial health
83 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Structure
Accounts filed 31 days late1 of 5 deeds read
Why 83raises riskLiquidity: current ratio 1.20Latest accounts 31 days late; 1 of the last 3 latelowers riskFounded in 1991Size: total assets €527,112Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 56% of its sector peers (NACE 01, micro)
Financial strength · tick = 2024
Strong
Solvency 73+4
equity 47.6% of total assets
Liquidity 92+37
short-term debt 16.4%
Profitability 70-3
return on assets 0.7%
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (5,681 companies, NACE 01, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025 08-2025: < 0.1%▼ -0.2 percentage points vs 07-2025lowest value 09-2025: < 0.1%● unchanged vs 08-2025lowest value 10-2025: < 0.1%● unchanged vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: 0.1%▲ +0.1 percentage points vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026 09-2026: 0.5%▲ +0.3 percentage points vs 08-2026highest value 10-2026: 0.5%● unchanged vs 09-2026highest value
Credit of up to €20,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.2, compared with 1.04 in 2024; short-term debt: 16.4% of total assets), and 52.4% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 01, micro): better than 61% on solvency, 92% on liquidity, 44% on profitability and 27% on growth.

The bankruptcy probability was computed on 10-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 1.20
NBB · annual accounts
raises risk · Latest accounts 31 days late; 1 of the last 3 late
NBB · filings
lowers risk · Founded in 1991
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Size: total assets €527,112
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
31 days early
2023
22 days late
2022
28 days late
2021
12 days early
2020
1 day early
2019
20 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 8 days after the deadline; the sector median (NACE 01) for financial year 2024 is 3 days before the deadline, and 37% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 August (4 of the last 5 filed years within 35 days of that day).
Companies Code · seven months
Where today falls in the filing period
11-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Resignation: Ritter von Wüllerstorff und Urbair…Appointment: Jean-François Godfrind (managing director)
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Positive: Oldest company in Gembloux, Agriculture, forestry and fishing…in the Checked rankings #3 View
  • Board changedlatest change 22-12-2025 · 0 in office 1 joined · 1 left View
  • Active since 1991founded 16-04-1991 35 years View

By topic

Financials

Financial year
2025
Total assets
€527,112
Profit
€3,777
Solvency
47.6%
Total assets▼ 10.9%
Net result
20182025
Go to Financials

Timeline

Events
43
Since
1992
Next accounts
by 31-07-2027
  1. 31-12-2024Liquidity more than doubles
  2. 22-08-2024Annual accounts filed
  3. 31-12-2023Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Cooperative company
Activity
Support activities for crop productionNACE 01610
Founded
16-04-1991
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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