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LAURAGRI

Active
Private limited company (pre-2019)founded 199233 yrs activeRue Saint-Laurent, St-Gérard 1, 5640 Mettet, BelgiumKBO/BCE: BE 0448.921.245
Summary

LAURAGRI has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €307,562 and a net result of -€87,474. Equity is growing by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 68% of 3173 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability0▼-71
Solvency80▼-7
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18,000 at 30 days acceptable
Liquidity short (current ratio 0.65 against 0.96 in 2024; short-term debt: 45.4% and cash: 6.9% of total assets), and 45.4% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Crop and animal production, hunting and related service activities (NACE 01)
about 70% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 33 years 0 40 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
54.6%
Return on assets
-15.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 20-01-2026, 11 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
11 d early
2024
4 d early
2023
41 d early
2022
5 d early
2021
25 d early
2020
17 d early
2019
35 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 20 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 37% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 20 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close30-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

LAURAGRI was incorporated on 14 December 1992.1 Total assets rose from EUR 468,375 in 2019 to EUR 562,942 in 2025 and headcount from 1.4 to 2 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€307,562▼ 22.1%
2024 · €395,036
Total assets
€562,942▼ 11.8%
2024 · €638,123
Net result
-€87,474
2024 · €13,958
Working capital
-€90,313▼ 945%
2024 · -€8,643
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 01, Crop and animal production, hunting and related service activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€6,278€55,205€56,482▲ 2.3%€13,741▼ 75.7%-€83,747
Net result-€7,456below the sector's middle half€57,073above the sector's middle half€55,525above the sector's middle half▼ 2.7%€13,958within the sector's middle half▼ 74.9%-€87,474below the sector's middle half
Equity€268,480above the sector's middle half▼ 2.7%€325,553above the sector's middle half▲ 21.3%€381,078above the sector's middle half▲ 17.1%€395,036above the sector's middle half▲ 3.7%€307,562above the sector's middle half▼ 22.1%
Total assets€474,151within the sector's middle half▼ 9.0%€814,215above the sector's middle half▲ 71.7%€774,027above the sector's middle half▼ 4.9%€638,123within the sector's middle half▼ 17.6%€562,942within the sector's middle half▼ 11.8%
Debt€205,671▼ 14.0%€488,662▲ 138%€392,949▼ 19.6%€243,087▼ 38.1%€255,380▲ 5.1%
Working capital€162,496above the sector's middle half▲ 35.8%€52,225within the sector's middle half▼ 67.9%-€100,992below the sector's middle half-€8,643within the sector's middle half▲ 91.4%-€90,313below the sector's middle half▼ 945%
Solvency56.6%within the sector's middle half▲ 3.6pp40.0%within the sector's middle half▼ 16.6pp49.2%within the sector's middle half▲ 9.2pp61.9%within the sector's middle half▲ 12.7pp54.6%within the sector's middle half▼ 7.3pp
Current ratio1.89within the sector's middle half▲ 0.301.11within the sector's middle half▼ 0.780.73within the sector's middle half▼ 0.380.96within the sector's middle half▲ 0.230.65within the sector's middle half▼ 0.32
Return on assets (ROA)-1.6%within the sector's middle half▼ 8.9pp7.0%within the sector's middle half▲ 8.6pp7.2%within the sector's middle half▲ 0.2pp2.2%within the sector's middle half▼ 5.0pp-15.5%below the sector's middle half▼ 17.7pp
Staff (FTE)1.5=2▲ 33.3%2=2=2=
above within below the middle half (P25 to P75) of NACE 01, Crop and animal production, hunting and related service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€100,000-€50,000€0€50,000Operating result 2021: -€6,278-€6,278Net result 2021: -€7,456-€7,456Operating result 2022: €55,205€55,205Net result 2022: €57,073€57,073Operating result 2023: €56,482€56,482Net result 2023: €55,525€55,525Operating result 2024: €13,741€13,741Net result 2024: €13,958€13,958Operating result 2025: -€83,747-€83,747Net result 2025: -€87,474-€87,47420212022202320242025-€100,000-€50,000€0€50,000Operating result 2023: €56,482€56,500Net result 2023: €55,525€55,500Operating result 2024: €13,741€13,700Net result 2024: €13,958€14,000Operating result 2025: -€83,747-€83,700Net result 2025: -€87,474-€87,500202320242025
The operating result turns negative in 2025: a loss of €83,747 after €13,741 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €562,942
Fixed assets €397,875 ▼ 5.4%
Current assets €165,067 ▼ 24.1%
Equity and liabilities €562,942
Equity €307,562 ▼ 22.1%
Debt €255,380 ▲ 5.1%
Debt's share of the balance-sheet total rises from 38.1% to 45.4%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€13,241▼
2024 · €106,104
Cash flow
-€16,968▼
2024 · €106,321
Quick ratio
0.51▼
2024 · 0.90
Debt to equity
0.83▲
2024 · 0.62
ROE
-28.4%▼
2024 · 3.5%
Interest coverage
-105.93▼
2024 · 422.73
Debt ≤ 1 year
€255,380▲
2024 · €226,204
Income taxes
€3,831
Staff costs
€72,305▼
2024 · €87,346
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 5,834 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
1.7% went bankrupt
13% stopped otherwise
84% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 5,834 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet Code20242025
Assets
Total assets20/58€638,123€562,942▼
Fixed assets21/28€420,562€397,875▼
Tangible fixed assets22/27€410,951€388,264▼
Plant, machinery and equipment23€71,439€92,577▲
Furniture and vehicles24€339,512€295,687▼
Financial fixed assets28€9,611€9,611=
Current assets29/58€217,561€165,067▼
Stocks and contracts in progress3€14,268€34,777▲
Stocks30/36€14,268€34,777▲
Amounts receivable within one year40/41€44,609€90,798▲
Trade receivables40€2,925€65,560▲
Other amounts receivable41€41,684€25,238▼
Cash at bank and in hand54/58€151,484€38,608▼
Deferred charges and accrued income490/1€7,200€884▼
Equity and liabilities
Total equity and liabilities10/49€638,123€562,942▼
Equity10/15€395,036€307,562▼
Contributions10/11€31,135€31,135=
Capital10-€31,135
Issued capital100-€31,135
Reserves13€3,114€3,114=
Non-distributable reserves130/1€3,114€3,114=
Legal reserve130-€3,114
Reserves not available under the articles1311€3,114-
Profit (loss) carried forward14€360,787€273,313▼
Amounts payable17/49€243,087€255,380▲
Amounts payable within one year42/48€226,204€255,380▲
Current portion of amounts payable after more than one year42€3,333-
Trade debts44€63,986€91,326▲
Suppliers440/4€63,986€91,326▲
Advances received on contracts in progress46€22,260€22,260=
Taxes, remuneration and social security45€64,870€15,081▼
Taxes450/3€1,021€997▼
Remuneration and social security454/9€63,849€14,084▼
Other amounts payable47/48€71,755€126,713▲
Accrued charges and deferred income492/3€16,883-
Income statement Code20242025
Remuneration, social security and pensions62€87,346€72,305▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€92,363€70,506▼
Other operating charges640/8€4,200€2,010▼
Non-recurring operating charges66A€1,482€21▼
Gross operating margin9900€199,132€61,095▼
Operating profit (loss)9901€13,741-€83,747▼
Financial income75/76B€468€229▼
Recurring financial income75€468€229▼
Financial charges65/66B€251€125▼
Recurring financial charges65€251€125▼
Profit (loss) for the period before taxes9903€13,958-€83,643▼
Income taxes67/77-€3,831
Profit (loss) for the period9904€13,958-€87,474▼
Profit (loss) for the period to be appropriated9905€13,958-€87,474▼
Appropriation of the result
Profit (loss) to be appropriated9906€360,787€273,313▼
Profit (loss) brought forward from the previous period14P€346,829€360,787▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62-€59,466€47,283€87,346€72,305▼ 17.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€79,786€64,292€81,746€92,363€70,506▼ 23.7%
Other operating charges640/8-€2,251€5,696€4,200€2,010▼ 52.1%
Non-recurring operating charges66A-€254€371€1,482€21▼ 98.6%
Gross operating margin9900€132,355€181,468€191,578€199,132€61,095▼ 69.3%
Operating profit (loss)9901-€6,278€55,205€56,482€13,741-€83,747▼ 709%
Financial income75/76B-€2,868€149€468€229▼ 51.1%
Recurring financial income75-€2,868€149€468€229▼ 51.1%
Financial charges65/66B-€297€281€251€125▼ 50.2%
Recurring financial charges65€416€297€281€251€125▼ 50.2%
Profit (loss) for the period before taxes9903-€6,602€57,776€56,350€13,958-€83,643▼ 699%
Income taxes67/77€6,588€703€825-€3,831-
Profit (loss) for the period9904-€7,456€57,073€55,525€13,958-€87,474▼ 727%
Profit (loss) for the period to be appropriated9905€4,011€57,073€55,525€13,958-€87,474▼ 727%
Line20212022202320242025Change
Assets
Total assets20/58€474,151€814,215€774,027€638,123€562,942▼ 11.8%
Fixed assets21/28€129,454€286,662€502,351€420,562€397,875▼ 5.4%
Tangible fixed assets22/27€121,343€277,051€492,740€410,951€388,264▼ 5.5%
Plant, machinery and equipment23-€79,051€109,403€71,439€92,577▲ 29.6%
Furniture and vehicles24-€198,000€383,337€339,512€295,687▼ 12.9%
Financial fixed assets28€8,111€9,611€9,611€9,611€9,611=
Current assets29/58€344,697€527,553€271,676€217,561€165,067▼ 24.1%
Stocks and contracts in progress3€19,877€4,371€20,391€14,268€34,777▲ 144%
Stocks30/36-€4,371€20,391€14,268€34,777▲ 144%
Amounts receivable within one year40/41€18,600€45,795€65,459€44,609€90,798▲ 104%
Trade receivables40-€2,068€17,719€2,925€65,560▲ 2,141%
Other amounts receivable41-€43,727€47,740€41,684€25,238▼ 39.5%
Cash at bank and in hand54/58€300,759€470,891€176,198€151,484€38,608▼ 74.5%
Deferred charges and accrued income490/1-€6,496€9,628€7,200€884▼ 87.7%
Equity and liabilities
Total equity and liabilities10/49€474,151€814,215€774,027€638,123€562,942▼ 11.8%
Equity10/15€268,480€325,553€381,078€395,036€307,562▼ 22.1%
Contributions10/11€31,135€31,135€31,135€31,135€31,135=
Capital10----€31,135-
Issued capital100----€31,135-
Reserves13€3,114€3,114€3,114€3,114€3,114=
Non-distributable reserves130/1-€3,114€3,114€3,114€3,114=
Legal reserve130----€3,114-
Reserves not available under the articles1311-€3,114€3,114€3,114--
Profit (loss) carried forward14€234,231€291,304€346,829€360,787€273,313▼ 24.2%
Amounts payable17/49€205,671€488,662€392,949€243,087€255,380▲ 5.1%
Amounts payable after more than one year17€23,334€13,334€3,333---
Financial debts170/4-€13,334€3,333---
Amounts payable within one year42/48€182,201€475,328€372,668€226,204€255,380▲ 12.9%
Current portion of amounts payable after more than one year42-€10,000€10,000€3,333--
Trade debts44€34,913€335,997€224,965€63,986€91,326▲ 42.7%
Suppliers440/4-€335,997€224,965€63,986€91,326▲ 42.7%
Advances received on contracts in progress46--€22,260€22,260€22,260=
Taxes, remuneration and social security45-€62,643€46,663€64,870€15,081▼ 76.8%
Taxes450/3-€88€515€1,021€997▼ 2.4%
Remuneration and social security454/9-€62,555€46,148€63,849€14,084▼ 77.9%
Other amounts payable47/48-€66,688€68,780€71,755€126,713▲ 76.6%
Accrued charges and deferred income492/3--€16,948€16,883--
Line20212022202320242025Change
Profit (loss) for the period9904-€7,456€57,073€55,525€13,958-€87,474▼ 727%
+ Depreciation and write-downs630€79,786€64,292€81,746€92,363€70,506▼ 23.7%
Operating cash flow (approximation)€72,330€121,365€137,271€106,321-€16,968▼ 116%
Investment in fixed assets (approximation)--€221,500-€297,435-€10,574-€47,819▼ 352%
Change in cash-€170,132-€294,693-€24,714-€112,876▼ 357%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
20-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial Weakest financial yearnet -€87,474
Net result drops to -€87,474, the lowest in the series.
27-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2023
21-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
26-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial Back to profitnet €57,073
Net result €57,073 after one loss-making year.
06-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
14-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial Back to profitnet €37,935
Net result €37,935 after one loss-making year.
2019
27-12
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
16-01
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
04-01
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
03-01
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mettet · 1 establishment unit since 1993
seat establishment The establishment unit on the map
Ground area
3,018 m²
Building footprint
194 m²
Volume, LiDAR
2,177 m³
Parcel 92104D0212/00C000, Wallonia · tallest building 13.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Rue Saint-Laurent, St-Gérard 1, 5640 Mettet
Growing of cereals (except rice), leguminous crops and oil seeds
since 19932.060.401.942
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92104D0212/00C000 Wallonia 3,018 m² 1 · 194 m² 13.6 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Mettet2.060.401.942
3 permissions
Loonwerker - gebruik gewasbeschermingsmiddelen · since 17-02-2015
Boerderij - runderen · since 14-02-2011
Boerderij - akkerbouw · since 08-09-2010

Similar companies · same sector, comparable size

Of 20,577 companies in sector 01500 we hold annual accounts for 1,149. 931 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded14-12-1992
Fiscal year end30-06
Activities, NACEBEL 2025
01500Mixed farming
01610Support activities for crop production
E-invoicing
Reachable via Peppol
Peppol ID 0208:0448921245
Registered 14-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.