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GEMOTO

Active
Private limited companyfounded 200916 yrs activeChaussée de Tournai(R-C) 52/1, 7520 Tournai, BelgiumKBO/BCE: BE 0821.811.120
Summary

GEMOTO has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €59.5m and a net result of -€13,715. Equity remains stable across the filed fiscal years (±1.9% per year). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2026
Axes · tick = 2025
Profitability37=
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000,000 at 30 days acceptable
Liquidity short (current ratio 0.04 against 0.22 in 2025; short-term debt: 0.1% and cash: 0% of total assets), and 0.1% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026
Solvency, return and age of the figures
Solvency
99.9%
Return on assets
0%
Age of the figures
7 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 16 years 0 20 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 28-02-2026 was due by 30-09-2026 and was filed on 09-07-2026, 83 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
83 d early
2025
137 d early
2024
154 d early
2023
150 d early
2022
178 d early
2021
85 d early
2020
23 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 109 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 28-02-2027 and is due by 30-09-2027. Nothing is late today. Usually files around 3 May (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today28-02-2027 close30-09-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 21 December 2009, GEMOTO was incorporated.1 Total assets went from EUR 52 million in 2019 to EUR 60 million in 2026.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2026

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Financials · fiscal year 2026, abbreviated schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€13,715▼ 78.2%
2025 · -€7,697
Working capital
-€39,087▼ 54.1%
2025 · -€25,372
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20222023202420252026
Operating result-€7,292▲ 46.6%-€8,690▼ 19.2%-€8,938▼ 2.9%-€7,272▲ 18.6%-€13,366▼ 83.8%
Net result€1.7m-€9,643-€9,388▲ 2.6%-€7,697▲ 18.0%-€13,715▼ 78.2%
Equity€55.5m=€57.0m▲ 2.7%€57.1m▲ 0.1%€57.0m=€59.5m▲ 4.3%
Total assets€57.9m▲ 4.3%€57.1m▼ 1.4%€57.1m=€57.1m=€59.5m▲ 4.3%
Debt€2.4m▲ 6,827%€99,170▼ 95.9%€22,450▼ 77.4%€32,341▲ 44.1%€40,844▲ 26.3%
Working capital-€1.5m▼ 7,396%-€83,838▲ 94.4%-€17,675▲ 78.9%-€25,372▼ 43.5%-€39,087▼ 54.1%
Result per fiscal year
Operating resultNet result
-€500,000€0€500,000€1.0m€1.5mOperating result 2022: -€7,292-€7,292Net result 2022: €1.7m€1.7mOperating result 2023: -€8,690-€8,690Net result 2023: -€9,643-€9,643Operating result 2024: -€8,938-€8,938Net result 2024: -€9,388-€9,388Operating result 2025: -€7,272-€7,272Net result 2025: -€7,697-€7,697Operating result 2026: -€13,366-€13,366Net result 2026: -€13,715-€13,71520222023202420252026-€15,000-€10,000-€5,000€0Operating result 2024: -€8,938-€8,940Net result 2024: -€9,388-€9,390Operating result 2025: -€7,272-€7,270Net result 2025: -€7,697-€7,700Operating result 2026: -€13,366-€13,400Net result 2026: -€13,715-€13,700202420252026
The operating result stays negative: a loss of €13,366 in 2026 against €7,272 in 2025; the loss grows and 2026 has the lowest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €59.5m
Fixed assets €59.5m ▲ 4.3%
Current assets €1,758 ▼ 74.8%
Equity and liabilities €59.5m
Equity €59.5m ▲ 4.3%
Debt €40,844 ▲ 26.3%
Debt's share of the balance-sheet total stays at 0.1%.
Key figures and ratios
2026 value · change against 2025
Current ratio
0.04▼
2025 · 0.22
Debt to equity
0.00▲
2025 · 0.00
ROE
0.0%▼
2025 · 0.0%
ROA
0.0%▼
2025 · 0.0%
Debt ≤ 1 year
€40,844▲
2025 · €32,341
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2026 against 2025 · 25 lines
Balance sheet Code20252026
Assets
Total assets20/58€57.1m€59.5m▲
Fixed assets21/28€57.1m€59.5m▲
Financial fixed assets28€57.1m€59.5m▲
Current assets29/58€6,969€1,758▼
Cash at bank and in hand54/58€5,577€342▼
Deferred charges and accrued income490/1€1,391€1,416▲
Equity and liabilities
Total equity and liabilities10/49€57.1m€59.5m▲
Equity10/15€57.0m€59.5m▲
Contributions10/11€57.1m€59.5m▲
Profit (loss) carried forward14-€24,873-€38,588▼
Amounts payable17/49€32,341€40,844▲
Amounts payable within one year42/48€32,341€40,844▲
Trade debts44€0€2,934▲
Suppliers440/4€0€2,934▲
Other amounts payable47/48€32,341€37,910▲
Income statement Code20252026
Gross operating margin9900-€7,272-€13,366▼
Operating profit (loss)9901-€7,272-€13,366▼
Financial charges65/66B€425€349▼
Recurring financial charges65€425€349▼
Profit (loss) for the period before taxes9903-€7,697-€13,715▼
Profit (loss) for the period9904-€7,697-€13,715▼
Profit (loss) for the period to be appropriated9905-€7,697-€13,715▼
Appropriation of the result
Profit (loss) to be appropriated9906-€24,873-€38,588▼
Profit (loss) brought forward from the previous period14P-€17,176-€24,873▼
Transfer from equity791/2€0-

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20222023202420252026Change
Other operating charges640/8€1,246€0----
Gross operating margin9900-€6,046-€8,690-€8,938-€7,272-€13,366▼ 83.8%
Operating profit (loss)9901-€7,292-€8,690-€8,938-€7,272-€13,366▼ 83.8%
Financial income75/76B€1.7m€0----
Recurring financial income75€1.7m€0----
Financial charges65/66B€717€953€450€425€349▼ 17.9%
Recurring financial charges65€717€953€450€425€349▼ 17.9%
Profit (loss) for the period before taxes9903€1.7m-€9,643-€9,388-€7,697-€13,715▼ 78.2%
Profit (loss) for the period9904€1.7m-€9,643-€9,388-€7,697-€13,715▼ 78.2%
Profit (loss) for the period to be appropriated9905€1.7m-€9,643-€9,388-€7,697-€13,715▼ 78.2%
Line20222023202420252026Change
Assets
Total assets20/58€57.9m€57.1m€57.1m€57.1m€59.5m▲ 4.3%
Fixed assets21/28€57.0m€57.1m€57.1m€57.1m€59.5m▲ 4.3%
Financial fixed assets28€57.0m€57.1m€57.1m€57.1m€59.5m▲ 4.3%
Current assets29/58€913,413€15,332€4,775€6,969€1,758▼ 74.8%
Cash at bank and in hand54/58€912,212€14,007€3,435€5,577€342▼ 93.9%
Deferred charges and accrued income490/1€1,201€1,326€1,340€1,391€1,416▲ 1.8%
Equity and liabilities
Total equity and liabilities10/49€57.9m€57.1m€57.1m€57.1m€59.5m▲ 4.3%
Equity10/15€55.5m€57.0m€57.1m€57.0m€59.5m▲ 4.3%
Contributions10/11€55.5m€57.0m€57.1m€57.1m€59.5m▲ 4.3%
Reserves13-€1,855€0---
Distributable reserves133-€1,855€0---
Profit (loss) carried forward14€0-€9,643-€17,176-€24,873-€38,588▼ 55.1%
Amounts payable17/49€2.4m€99,170€22,450€32,341€40,844▲ 26.3%
Amounts payable within one year42/48€2.4m€99,170€22,450€32,341€40,844▲ 26.3%
Trade debts44€0€1,653€965€0€2,934-
Suppliers440/4€0€1,653€965€0€2,934-
Other amounts payable47/48€2.4m€97,517€21,485€32,341€37,910▲ 17.2%
Line20222023202420252026Change
Profit (loss) for the period9904€1.7m-€9,643-€9,388-€7,697-€13,715▼ 78.2%
Operating cash flow (approximation)€1.7m-€9,643-€9,388-€7,697-€13,715▼ 78.2%
Investment in fixed assets (approximation)--€75,551€0€0-€2.5m-
Change in cash--€898,205-€10,572€2,143-€5,236▼ 344%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2027, expected by 30-09-2027
2026
09-07
NBB filing Annual accounts filed
fiscal year 2026 · abbreviated schema
2025
16-05
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2024
29-04
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2023
03-05
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2022
05-04
NBB filing Annual accounts filed
fiscal year 2022 · full schema
28-02
Financial Back to profitnet €1.7m
Net result €1.7m after 2 loss-making years.
2021
07-07
NBB filing Annual accounts filed
fiscal year 2021 · full schema
28-02
Financial Weakest financial yearnet -€14,183
Net result drops to -€14,183, the lowest in the series; recovery starts the following year.
2020
23-10
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 23 days late
2019
08-07
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2018
26-06
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2017
28-04
NBB filing Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 12 acts read
About the unread acts

We know of 12 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
12 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2009
seat establishment The establishment unit on the map
Ground area
934 m²
Building footprint
352 m²
Volume, LiDAR
2,081 m³
Parcel 57069C0256/00F000, Wallonia · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GEMOTO
Chaussée de Tournai(R-C) 52/1, 7520 TournaiHoldings
since 20092.248.409.520
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
57069C0256/00F000 Wallonia 934 m² 1 · 352 m² 7.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Recognitions · licences · registrations

Legal Entity Identifier

967600S5QTBUXXU5B932
no longer live in the LEI register

Identification & contact

Identification
Legal formPrivate limited company
Founded21-12-2009
Fiscal year end28-02
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.