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Generated 31-07-2026
Active BE 0461.746.427General partnership

GEMO

Moosbend 1 ·4728 Kelmis, Belgium· 28 yrs active
Sector: Agriculture (01450)
Conclusion Checked

The computed 12-month bankruptcy probability of GEMO is 0.1% (very low). The 2021 annual accounts show equity of €3.88M and a net result of €-6.07M. Equity is shrinking by ~22.8% per year across the filed fiscal years. Its solvency ranks better than 94% of 120 sector peers (fiscal year 2021). The company has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.
Key figures
Equity €3.88M
Net result €-6.07M
Staff (FTE) 7.7
Better than sector 94%
Snowflake analysis 5 axes · computed by Checked
Health42Profitability0Solvency87Growth32Stability100
52 / 100

Mixed profile: strong on stability, weaker on profitability.

Health 42
Profitability 0
Solvency 87
Growth 32
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Lower-risk legal form −Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 1997, 28 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2021 · computed
42 / 100 Weak
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 04-02-2022 with the NBB · fiscal year 2021 · verkort
€-8.00M€-6.00M€-4.00M€-2.00M€0Operating result 2018: €-799k€-799kNet result 2018: €-4.00M€-4.00MOperating result 2019: €-700k€-700kNet result 2019: €-4.70M€-4.70MOperating result 2020: €-631k€-631kNet result 2020: €-5.32M€-5.32MOperating result 2021: €-750k€-750kNet result 2021: €-6.07M€-6.07M2018201920202021
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining Equity: declining trend of ~22.8%/year over 4 fiscal years, indicative, assuming unchanged policy.
€0€5.00M€10.00M2022: €2.87M (€1.80M - €3.94M)2023: €2.22M (€502k - €3.93M)2024: €1.71M (€0 - €4.07M)2018: €10.80M2019: €5.25M2020: €4.63M2021: €3.88M2018201920202021202220232024
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2021 · NACE 01, Agriculture · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 89.4% 27.9%
better than 94% of 120 sector peers
Net result €-750k €17k
better than 5% of 118 sector peers
Equity €3.88M €396k
better than 95% of 120 sector peers
Gross operating margin €-207k €231k
better than 5% of 116 sector peers
Employees (FTE) 7.7 4.1
better than 69% of 71 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€-482k
-37.6% far below sector median
Net profit
€-6.07M
-14.1% far below sector median
Cash flow
€-5.81M
-15.1% far below sector median
Total assets
€4.33M
-7.1% far above sector median
Equity
€3.88M
-16.2% far above sector median
Working capital
€276k
-67.7% +64% vs sector
Employees (FTE)
8
+24.2% +250% vs sector
Debt
€457k
+1028.3% +109% vs sector
Debt ≤ 1y
€454k
+1119.2% +294% vs sector
Current ratio
1.61
-93.3% -29% vs sector
Quick ratio
0.15
-98.6% -86% vs sector
Solvency
89.4%
-9.8% +77% vs sector
ROE
-156.7%
-36.2% far below sector median
ROA
-140.1%
-22.9% far below sector median
Figures by fiscal year
Fiscal year2021
Revenue-
EBITDA€-482k
Net profit€-6.07M
Cash flow€-5.81M
Staff costs-
Income taxes-
Dividends-
Total assets€4.33M
Equity€3.88M
Debt€457k
of which ≤ 1y€454k
of which > 1y-
Working capital€276k
Employees (FTE)7.7
Ratios (computed)
2021
Current ratio1.61
Quick ratio0.15
Working capital ratio6.4%
Solvency89.4%
Debt / equity-
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-140.1%
ROE-156.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2021
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2021
Balance sheet, Assets
TOTAL ASSETS 20/58€4.33M
Fixed assets 21/28€3.60M
Tangible fixed assets 22/27€3.60M
Current assets 29/58€730k
Stocks & contracts in progress 3€661k
Amounts receivable within one year 40/41€3k
Cash & bank 54/58€49k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€4.33M
Equity 10/15€3.88M
Contributions / capital 10/11€9.95M
Accumulated profits (losses) 14€-6.07M
Amounts payable 17/49€457k
Amounts payable within one year 42/48€454k
Trade debts payable within one year 44€11k
Income statement
Gross operating margin 9900€-207k
Operating result 9901€-750k
Financial income 75€940
Financial charges 65€1k
Result before taxes 9903€-750k
Net result for the period 9904€-750k
Result to be appropriated 9905€-750k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 2 directors
Current directors & mandates
  • DE RIDDER-SIMONS Alexandra
    Geschäftsführerin
    State Gazette act 26002518 (06-01-2026)
    Current
    06-01-2026 → present
  • SIRULegal entity
    Manager· perm. rep.: SIMONS Hans Peter
    State Gazette act 26002518 (06-01-2026)
    Current
    18-12-2025 → present
    2 events
    • 18-12-2025 Resigned· Manager
    • 18-12-2025 Appointed· Manager
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Agriculture(01450)
Legal form General partnership(011)
Incorporation24-10-1997
StatusActive
Postal code4728
Connections & network 2 connected companies
Group structure
SIRU
Parent · 1 subsidiary
Control→
Linked via shared directors
SIRU
viaDE RIDDER-SIMONS Alexandra · Permanent representative
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Establishment units 1 location
Moosbend 1, 4728 Kelmis
productie van ruwe wol
since 19972.084.201.386
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
06-01-2026
State Gazette act Minor change
v3.2
2022
04-02-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
02-04-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
04-08-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
20-05-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
11-06-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
06-03-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
03-06-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
2015
27-03-2015
NBB filing Annual accounts filed
fiscal year 2014 · volledig
2014
10-04-2014
NBB filing Annual accounts filed
fiscal year 2013 · volledig
2013
30-04-2013
NBB filing Annual accounts filed
fiscal year 2012 · volledig
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 6 months ago
2026
06-01-2026 Publication in the Belgian Official Gazette, Minor change Minor change
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "detected_kind": "officer_designation",
  "effective_date": null,
  "mandate_renewal": null,
  "subject_company": {
    "kbo": "0461.746.427",
    "name_full": "GEMO",
    "legal_form": "OG"
  },
  "liquidation_closure": null,
  "officer_designation": {
    "role": "Gesch\u00E4ftsf\u00FChrerin",
    "quote": "Die Ernennung als Gesch\u00E4ftsf\u00FChrerin der GmbH SIRU, Unternehmensnummer 0882.638.236, mit Sitz Moosbend 1 in 4728 Hergenrath-Kelmis vertreten durch Frau DE RIDDER-SIMONS Alexandra, geboren am 29/10/1963 in K\u00F6ln-Lindenthal (Deutschland) und wohnhaft Oberforstbacher Stra\u00DFe 444 in D-52076 AACHEN (Deutschland), st\u00E4ndige Vertreterin.",
    "person_name": "DE RIDDER-SIMONS Alexandra",
    "person_or_entity_kbo": null
  },
  "special_procuration": null,
  "single_shareholder_declaration": null
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Schapen-, geiten-, paarden-, ezel-, muildieren- of muilezelhouderij01220Fokken van schapen en geiten01450Fokken en houden van schapen en geiten01450Exploitatie van overige sportinstallaties en -accomodaties92613Exploitatie van sportaccommodaties93110Exploitatie van sportaccommodaties93110
Primary activity highlighted.
Names & trade names
Legal nameDE GEMO
Registered office
Moosbend 1
4728 Kelmis, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative