GEMERALDIAM
ActiveSummary
The computed 12-month bankruptcy probability of GEMERALDIAM is 14.0% (high). For GEMERALDIAM, at least two annual filings are missing. The 2022 annual accounts show equity of €103,984 and a net result of -€14,629. Equity has been shrinking by about 12% per year since 2018. The company has been active since 1991 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry.
Overview
Overview
Official details
Source: KBO- Status
- Active since 20-03-1991 Normal situation
- Registered office
- 19 active companies are registered at this address Source: KBO register, as of 2 November 2026.
- Activity
- No activity registered in the KBO
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Financial position
- Bankruptcy probabilitywithin 12 months
- 14.0%
2022 figures too old to score
Annual accounts 2022
- Loss
- €14,629
- ▲ 195%
- Equity
- €103,984
- ▼ 12.3%
- Total assets
- €1.6m
- ▲ 3.3%
- 2023 accounts not filed, 824 days past the deadline
Turnover not published (abbreviated or micro format)
Signalsraises riskFigures for financial year 2022 (filed on 26-07-2023)No registered site in the KBOEx-officio strike-off in the KBOTwo or more financial years not filedAdministrative warnings in the KBO publicationslowers riskSize: total assets €1.6mneutralLatest accounts filed on timeShow the evidence
Bankruptcy probability
No current score
Figures too old
The latest figures are for FY 2022. They are too old for a current score.
Bankruptcy probability: High
Filing: At least two annual filings are missing
Financial strength, FY 2022 · tick: 2021
Weak
Solvency
32-1
equity 6.5% of total assets
Liquidity
1=
short-term debt 93.5% · cash 0.9%
Profitability
35+9
return on assets -0.9%
Bankruptcy probability within 12 months
14.0%
High
0%0.5%1.5%4%10%≥ 25%
About 1 in 7 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 4.0%lowest value
01-2025: 7.3%▲ +3.3 percentage points vs 12-2024
02-2025: 7.3%● unchanged vs 01-2025
03-2025: 7.4%▲ +0.1 percentage points vs 02-2025
04-2025: 7.1%▼ -0.3 percentage points vs 03-2025
05-2025: 12.6%▲ +5.5 percentage points vs 04-2025
06-2025: 12.6%● unchanged vs 05-2025
07-2025: 12.6%● unchanged vs 06-2025
08-2025: 14.7%▲ +2.1 percentage points vs 07-2025highest value
09-2025: 14.7%● unchanged vs 08-2025highest value
10-2025: 14.7%● unchanged vs 09-2025highest value
11-2025: 14.7%● unchanged vs 10-2025highest value
12-2025: 14.7%● unchanged vs 11-2025highest value
01-2026: 14.7%● unchanged vs 12-2025highest value
02-2026: 14.7%● unchanged vs 01-2026highest value
03-2026: 14.7%● unchanged vs 02-2026highest value
04-2026: 14.7%● unchanged vs 03-2026highest value
05-2026: 14.7%● unchanged vs 04-2026highest value
06-2026: 14.7%● unchanged vs 05-2026highest value
07-2026: 14.7%● unchanged vs 06-2026highest value
08-2026: 14.0%▼ -0.7 percentage points vs 07-2026
09-2026: 14.0%● unchanged vs 08-2026
10-2026: 14.0%● unchanged vs 09-2026
11-2026: 14.0%● unchanged vs 10-2026
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Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2023 year end31-07-2024 deadline02-11-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 26-07-2023, 5 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
not filed
2022
5 days early
2021
31 days late
2020
8 days early
2019
77 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 4 accounts on average 24 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
raises risk · Administrative warnings in the KBO publications
The FPS Economy published 1 notice about the company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
UBO non-compliance
Financials
Financials · financial year 2022, micro format
2023 annual accounts not yet filed, deadline passed on 31 July 2024 The financial year closed on 31 December 2023. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). 3 financial years without a filing since the last one filed. Source: NBB filings, as of 2 November 2026.
Annual accounts 2022 filed on 26-07-2023 PDF all 32 filings
Equity
€103,984▼ 12.3%
2021 · €118,614
Total assets
€1.6m▲ 3.3%
2021 · €1.5m
Net result
-€14,629▼ 195%
2021 · -€4,951
Working capital
€103,784▼ 12.4%
2021 · €118,414
Trend over the years
2018 to 2022, 5 financial years 2018 to 2022, 5 financial years
The operating result for 2021 is a profit of €98,811, after a loss of €129,172 in 2020. It is the highest result since 2018.
Operating result€0.1m
2021
Net result-€0.01m
2022
Total assets€1.6m
2022
Equity€0.1m
2022
Debt€1.5m
2022
Working capital€0.1m
2022
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
Use the arrow keys on the chart for the figures per year.
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212022
Operating result-€0.001m-€0.01m-€0.1m€0.1m
Net result-€0.003m--€0.01m▼ 278%-€0.03m▼ 117%-€0.005m▲ 80.6%-€0.01m▼ 195%
Equity€0.2m-€0.1m▼ 7.3%€0.1m▼ 17.1%€0.1m▼ 4.0%€0.1m▼ 12.3%
Total assets€1.6m-€1.9m▲ 19.7%€1.7m▼ 14.1%€1.5m▼ 7.1%€1.6m▲ 3.3%
Debt€1.5m-€1.8m▲ 22.6%€1.5m▼ 13.9%€1.4m▼ 7.3%€1.5m▲ 4.6%
Working capital€0.2m-€0.1m▼ 7.2%€0.1m▼ 17.0%€0.1m▼ 3.8%€0.1m▼ 12.4%
Staff (FTE)0.5-
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €1.6m
Fixed assets
€200 =
Current assets
€1.6m ▲ 3.3%
Equity and liabilities €1.6m
Equity
€103,984 ▼ 12.3%
Debt
€1.5m ▲ 4.6%
Debt's share of the balance-sheet total rises from 92.3% to 93.5%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
1.07▼
2021 · 1.08
Quick ratio
0.30▼
2021 · 0.31
Debt to equity
14.34▲
2021 · 12.01
ROE
-14.1%▼
2021 · -4.2%
ROA
-0.9%▼
2021 · -0.3%
Debt ≤ 1 year
€1.5m▲
2021 · €1.4m
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €672 | €403 | €351 | €253 | - | - |
| Other operating charges640/8 | - | - | - | €55 | - | - |
| Gross operating margin9900 | €20,315 | €7,772 | -€128,743 | €99,119 | - | - |
| Operating profit (loss)9901 | -€1,286 | €11,226 | -€129,172 | €98,811 | - | - |
| Recurring financial income75 | €2 | €90,553 | €104,563 | - | - | - |
| Financial charges65/66B | - | - | - | €103,762 | €14,629 | ▼ 85.9% |
| Recurring financial charges65 | €1,550 | €113,530 | €874 | €103,762 | €14,629 | ▼ 85.9% |
| Profit (loss) for the period before taxes9903 | -€2,834 | -€11,751 | -€25,483 | -€4,951 | -€14,629 | ▼ 195% |
| Income taxes67/77 | €278 | - | - | - | - | - |
| Profit (loss) for the period9904 | -€3,113 | -€11,751 | -€25,483 | -€4,951 | -€14,629 | ▼ 195% |
| Profit (loss) for the period to be appropriated9905 | -€3,113 | -€11,751 | -€25,483 | -€4,951 | -€14,629 | ▼ 195% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.6m | €1.9m | €1.7m | €1.5m | €1.6m | ▲ 3.3% |
| Fixed assets21/28 | €0.001m | €0.001m | €453 | €200 | €200 | = |
| Tangible fixed assets22/27 | €0.001m | €0.001m | €253 | - | - | - |
| Financial fixed assets28 | €200 | €200 | €200 | €200 | €200 | = |
| Current assets29/58 | €1.6m | €1.9m | €1.7m | €1.5m | €1.6m | ▲ 3.3% |
| Stocks and contracts in progress3 | €1.1m | €1.5m | €1.2m | €1.1m | €1.1m | ▲ 4.0% |
| Stocks30/36 | - | - | - | €1.1m | €1.1m | ▲ 4.0% |
| Amounts receivable within one year40/41 | €0.5m | €0.4m | €0.4m | €0.4m | €0.4m | ▲ 1.6% |
| Trade receivables40 | - | - | - | €0.3m | €0.3m | ▲ 2.4% |
| Other amounts receivable41 | - | - | - | €0.1m | €0.1m | = |
| Cash at bank and in hand54/58 | €280 | €217 | €0.002m | €0.01m | €0.01m | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.6m | €1.9m | €1.7m | €1.5m | €1.6m | ▲ 3.3% |
| Equity10/15 | €0.2m | €0.1m | €0.1m | €0.1m | €0.1m | ▼ 12.3% |
| Contributions10/11 | €0.02m | €0.02m | - | €0.02m | €0.02m | = |
| Reserves13 | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | = |
| Non-distributable reserves130/1 | - | - | - | €0.002m | €0.002m | = |
| Reserves not available under the articles1311 | - | - | - | €0.002m | €0.002m | = |
| Distributable reserves133 | - | - | - | €0.1m | €0.1m | = |
| Profit (loss) carried forward14 | -€0.003m | - | - | -€0.005m | -€0.02m | ▼ 295% |
| Amounts payable17/49 | €1.5m | €1.8m | €1.5m | €1.4m | €1.5m | ▲ 4.6% |
| Amounts payable within one year42/48 | €1.5m | €1.8m | €1.5m | €1.4m | €1.5m | ▲ 4.6% |
| Trade debts44 | €1.3m | €1.6m | €1.4m | €1.3m | €1.3m | ▲ 5.2% |
| Suppliers440/4 | - | - | - | €1.3m | €1.3m | ▲ 5.2% |
| Advances received on contracts in progress46 | - | - | - | €0.2m | €0.2m | = |
| Other amounts payable47/48 | - | - | - | €0.001m | €0.001m | = |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€3,113 | -€11,751 | -€25,483 | -€4,951 | -€14,629 | ▼ 195% |
| + Depreciation and write-downs630 | €672 | €403 | €351 | €253 | - | - |
| Operating cash flow (approximation) | -€2,441 | -€11,348 | -€25,132 | -€4,698 | -€14,629 | ▼ 211% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€63 | €1,469 | €12,408 | €0 | ▼ 100.0% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Latest 10 of 32 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2022 | micro format | 26-07-2023 | 2023-00271509 | |
| 31-12-2021 | micro format | 31-08-2022 | 2022-20368741 | |
| 31-12-2020 | micro format | 23-07-2021 | 2021-39000370 | |
| 31-12-2019 | abbreviated format | 16-10-2020 | 2020-61700332 | |
| 31-12-2018 | abbreviated format | 03-12-2019 | 2019-75100591 | |
| 31-12-2017 | abbreviated format | 31-08-2018 | 2018-59700108 | |
| 31-12-2016 | abbreviated format | 31-08-2017 | 2017-60200305 | |
| 31-12-2015 | abbreviated format | 29-06-2016 | 2016-25700026 | |
| 31-12-2014 | abbreviated format | 31-07-2015 | 2015-39000229 | |
| 31-12-2013 | abbreviated format | 31-07-2014 | 2014-38100200 |
Board & ownership
Directors
Directors
1 director
Nissan Ilan
Current
Director · listed in the 2022 annual accounts, filed on 26-07-2023
Owners and capital
Owners
Network & group
GEMERALDIAM shares no director with another company.
Companies at the same address
18 other companies- D.N.Polish Establishment · since 2025 1023896861
- Art & Beauty Registered office · since 2024 1016065397
- MESDAMES GILBERT Registered office · since 2021 0770926801
- Stern, Blimy (sole trader) Establishment · since 2019 0723852897
- CJEWELS Registered office · since 2016 0667772348
- Semenets, Dmytro (sole trader) Establishment · since 2015 0627672647
- FLUENTES Registered office · since 2013 0521929779
- Tajsumov, Magomed (sole trader) Establishment · since 2011 0892627355
- M.P.C. DIAMONDS Registered office · since 2010 0830909621
- TALIGOVA Registered office · since 2004 0480090315
Connections & network
1 current directorThe network starts from the directors of GEMERALDIAM. Every other company they run is a node.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Acts, filings and financial milestones
2025
11-04
KBO administration
UBO non-compliance
event 31-03-2025
2023
26-07
micro format · 5 days before the deadline
2022
31-08
micro format · 31 days late
2021
23-07
micro format · 8 days before the deadline
2020
31-12
Financial
Weakest financial yearnet -€25,483
The net result drops to -€25,483, the lowest from 2018 to 2022. It recovers the following year.
16-10
abbreviated format · 77 days late
2019
03-12
abbreviated format · 125 days late
2018
31-08
abbreviated format · 31 days late
2017
31-08
abbreviated format · 31 days late
2016
29-06
abbreviated format · 32 days before the deadline
2015
31-07
abbreviated format · on the deadline day
2014
31-07
abbreviated format · on the deadline day
1991
19-04
Gazette deed
Incorporation
SignalFinancial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
GEMERALDIAM in Dutch
Enterprise number
0443.735.012
Legal form
Private limited company (pre-2019)
Status
Active, normale toestand
Founded
20-03-1991
Entity type
Legal entity
Registered office and establishments
Registered office
Rijfstraat 12, 2018 Antwerpen, Belgium
Invoicing and payment
VAT number
BE 0443.735.012
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Sites & property
Location
Buildings and parcels at the address
Ground area
4,638 m²
Building footprint
4,457 m²
Building volume
99,254 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11808H1172/00K003 | Flanders | 4,638 m² | 1 · 4,457 m² | 27.6 m · 8 |