Turnover
≈ €500,000 estimated
The micro format states no turnover.
GEMBLY
Overview
Lifetime
2 annual accounts with figures on one time axispeak €161,266 (2025)
€161,266▲ €169,229
lowest -€7,967 (2024)
€9,973▲ €17,940
peak €3,506 (2025)
€3,506▲ €9,973
€217,893▲ 15×
Board3 names since 2024
2 directorsFabian SIRACUSA and 1 other
Documentsfilings and deeds
27-10-202688 days late
2025micro format
Gross margin from -€7,963 to €161,266Back to profit: €9,973Equity from -€6,467 to €3,506Debts from €14,612 to €217,893Investments €160,530Cash from €196 to €33,461
Key points
from the 2025 annual accountsDebts
€217,893 98% of the balance sheet
Suppliers 16%Taxes and wages 7%Other 77%
Of this, €214,511 falls due within a year.
Investments
€160,530 16.9 × depreciation
Green is investment, beige is depreciation.
2025 accounts filed 88 days after the deadline
Checked score
37
Weak
Financially stronger than 42% of micro companies in food and beverage service (NACE 56)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
5.4% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,788 companies (NACE 56, micro).
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2025: 3.9%lowest value
12-2025: 4.0%▲ +0.1 percentage points vs 11-2025
01-2026: 4.1%▲ +0.1 percentage points vs 12-2025
02-2026: 4.5%▲ +0.4 percentage points vs 01-2026
03-2026: 4.5%● unchanged vs 02-2026
04-2026: 4.8%▲ +0.3 percentage points vs 03-2026
05-2026: 5.3%▲ +0.5 percentage points vs 04-2026
06-2026: 8.5%▲ +3.2 percentage points vs 05-2026
07-2026: 8.5%● unchanged vs 06-2026
08-2026: 8.4%▼ -0.1 percentage points vs 07-2026
09-2026: 8.6%▲ +0.2 percentage points vs 08-2026highest value
10-2026: 5.4%▼ -3.2 percentage points vs 09-2026
11-2026: 5.4%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Sector: Food and beverage service activities (NACE 56)
Last filed accounts filed 88 days late; 2 of the last 3 accounts late
Founded in 2024
Size: total assets €221,399
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 27% of them on solvency, 16% on liquidity, 34% on profitability and 93% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,135 companies had the same profile as GEMBLY has now. Each dot stands for 6 companies, two years later.
92.0%
were still trading
2.3%
stopped another way
5.2%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of GEMBLY itself: 5.4% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,135 companies, not a prediction for GEMBLY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Liquidity is insufficient, with a current ratio of 0.3 (0.15 in 2024), below 1. Short-term debt is 96.9% and cash 15.1% of total assets. 98.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
raises risk
raises risk · 2025 accounts filed 88 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-10-2026, 88 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
88 days late
2024
291 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 190 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Appointment: LADELFA Marco (director)
Transfer of 15 shares from SIRACUSA to LADELFA Marco · Transfer of 15 shares from LATONA to LADELFA Marco · “Le développement et l’exploitation de restaurants O’TACOS,en ce compris les plats emportés ou livrés; Elle…” (deed in French) · General meeting of 18-03-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1015116579
Incorporation
Appointments: LATONA Michaël Jean Fabien (director) and Fabian SIRACUSA (director) · Registered office clause: Rue Henry Dunant 13, 4460 Grâce-Hollogne · Founder: LATONA Michaël Jean Fabien · published on 17-10-2024 · Gazette deed
First establishment
Place Saint-Jean 5, Gembloux
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| GEMBLY Grâce-Hollogne | €221,399 | €161,266 | 1.6% | - |
| KEBAPPA Schaerbeek | €225,585 | €156,678 | 50.4% | - |
| 'T VEN Olen | €222,185 | €148,191 | 43.5% | - |
| Liu's Willebroek | €216,865 | €166,686 | 45.2% | - |
| ERDA Dilsen-Stokkem | €224,188 | €150,145 | 57.4% | - |
| M.S. Arrosticini & more Houthalen-Helchteren | €227,834 | €149,921 | 36.6% | - |
| LAI FU YANG Wetteren | €211,604 | €184,502 | 27.2% | - |
These companies have the same main activity as GEMBLY: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €212,000 and €228,000, founded in 2024.
Official details
Source: KBO- Status
- Active since 15-10-2024Normal situation
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112
- Establishment unit
- 2.371.484.5065030 Gembloux, since 15-10-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 25-11-2025
Annual accounts 2025
- €161,266
- €9,973
- €3,506
- €221,399▲ 27×
- Employeeson 31-12-2025
- 3
- Filing
- Filed on 27-10-2026
Insights on GEMBLY
The computed 12-month bankruptcy probability of GEMBLY is 5.4% (elevated). The 2025 annual accounts show equity of €3,506 and a net result of €9,973.
Its solvency ranks better than 27% of 17,158 sector peers (NACE 56, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 27-10-2026, 88 days late€161,266
▲ €169,229
€21,960
▲ €29,923
€9,973
▲ €17,940
-€150,167
▼ €137,700
1.6%
▲ 81.0 percentage points
0.30
▲ 0.15
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €500,000. Estimated: probably between €370,000 and €620,000.
Balance sheet
balance sheet total €221,399 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
1.6%
Higher than 27% of 17,158 companies in 2025.
0.30
Higher than 14% of 16,582 companies in 2025.
4.5%
Higher than 50% of 16,665 companies in 2025.
GEMBLY
Middle half of the sector
80% of the sector
Micro accounts in food and beverage service (NACE 56)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: bottom quarter
Staff
€17,382
Staff costs divided by the average number of full-time equivalents.
10 hours per contract
contracts started
contracts ended
In 2025, 836 short contracts started and 833 ended, on average 10 hours worked per contract. Staff averaged 7.4 full-time equivalents.
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
221,399 | 8,145 | |
21/28 |
157,055 | 6,000 | |
21 |
28,200 | - | |
22/27 |
122,855 | - | |
23 |
40,258 | - | |
26 |
82,598 | - | |
28 |
6,000 | 6,000 | |
29/58 |
64,344 | 2,145 | |
3 |
8,923 | - | |
30/36 |
8,923 | - | |
40/41 |
18,236 | 1,949 | |
40 |
17,974 | 1,949 | |
41 |
262 | - | |
54/58 |
33,461 | 196 | |
490/1 |
3,723 | - | |
| Balance sheet: equity and liabilities | |||
10/49 |
221,399 | 8,145 | |
10/15 |
3,506 | -6,467 | |
10/11 |
1,500 | 1,500 | |
14 |
2,006 | -7,967 | |
17/49 |
217,893 | 14,612 | |
42/48 |
214,511 | 14,612 | |
44 |
33,862 | 5,412 | |
440/4 |
33,862 | 5,412 | |
45 |
15,166 | - | |
450/3 |
6,745 | - | |
454/9 |
8,420 | - | |
47/48 |
165,484 | 9,200 | |
492/3 |
3,382 | - | |
| Income statement | |||
9900 |
161,266 | -7,963 | |
62 |
128,623 | - | |
630 |
9,475 | - | |
640/8 |
908 | - | |
66A |
300 | - | |
9901 |
21,960 | -7,963 | |
75/76B |
6 | - | |
75 |
6 | - | |
65/66B |
11,993 | 4 | |
65 |
11,993 | 4 | |
9903 |
9,973 | -7,967 | |
9904 |
9,973 | -7,967 | |
9905 |
9,973 | -7,967 | |
| Appropriation of the result | |||
9906 |
2,006 | -7,967 | |
14P |
-7,967 | - | |
| Social balance sheet | |||
9087 |
7.4 | - | |
Hours worked1013 |
8,627 | - | |
| Document | |||
The notes to these accounts have 10 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 27-10-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 88 days after the deadline. Filed on 27 October 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00571224.
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 31,435 | - | ||
| 19,447 | - | ||
| 160,530 | 6,000 | ||
| 33,265 | - | ||
| -150,167 | -12,467 | ||
| 1.6% | -79.4% | ||
| 0.30 | 0.15 | ||
| 0.26 | 0.15 | ||
| 62.15 | - | ||
| 284.5% | - | ||
| 4.5% | -97.8% | ||
| 2.62 | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Social balance sheet
| Item | 31-12-2025 |
|---|---|
| Employees at the balance-sheet date | 3 |
| full-time | 3 |
| in full-time equivalents | 3 |
| 7.4 | |
| On a permanent contract | 2 |
| Joined | 836 |
| Left | 833 |
Source: social balance sheet in the 2025 annual accounts
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | €130,530 | - |
| Intangible fixed assets | €30,000 | - |
| Financial fixed assets | - | €6,000 |
| €9,475 | - |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on GEMBLY
The operating result for 2025 is a profit of €21,960, after a loss of €7,963 in 2024.
Debt's share of the balance-sheet total is 98.4%.
Board & ownership
Board
3 directors, no change since April 2026Director (not named in the articles)
appointed by deed of 17-10-2024
term without a fixed end
also on the board of 4 other companies
listed in the 2025 annual accounts, filed on 27-10-2026
Director (not named in the articles)
appointed by deed of 17-10-2024
term without a fixed end
also on the board of 1 other company
listed in the 2025 annual accounts, filed on 27-10-2026
Director (not named in the articles)
appointed by deed of 01-04-2026
term without a fixed end
also on the board of 2 other companies
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “Article 11. Pouvoirs de l’organe d’administration S’il n’y a qu’un seul administrateur, la totalité des pouvoirs d’administration lui est…”deed of 17-10-2024
Mandates through the years
3 names, the dashed line is todayFabian SIRACUSA
Director (not named in the articles)
Director (not named in the articles)
LATONA Michaël Jean Fabien
Director (not named in the articles)
Director (not named in the articles)
LADELFA Marco
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- Fabian SIRACUSA
- Director (not named in the articles), appointed by deed of 17-10-2024, still in office
- LATONA Michaël Jean Fabien
- Director (not named in the articles), appointed by deed of 17-10-2024, still in office
- LADELFA Marco
- Director (not named in the articles), appointed by deed of 01-04-2026, still in office
Control
Capital
- Contribution
- €1,500
- Shares
- 90
- Contribution per share
- €16.67
- Equity per share
- €38.95 in 2025
- Source
- deed of 17-10-2024
Articles of association
deed of 17-10-2024 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Monday of June at 14:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
Share transfer
deed of 01-04-2026 ↗
- SIRACUSA to LADELFA Marco 15 shares
- LATONA to LADELFA Marco 15 shares
At incorporation
deed of 17-10-2024 ↗
- LATONA Michaël Jean Fabien founder
- Fabian SIRACUSA founder
Network & group
No group
GEMBLY has no parent and no holdings in its annual accounts.
At the same address
Rue Henri Dunant 13, 4460 Grâce-Hollogne · 3 other companies| OHUY
registered office since 17-11-2022 · founded in 2022 |
total assets €524,910 (2025) 0793.680.031 |
| DSV
registered office since 27-08-2024 · founded in 2024 · negative equity (2025) |
total assets €445,268 (2025) 1012.829.854 |
| La Delfa, Marco (sole trader)
establishment since 05-11-2009 |
founded in 2009 0752.496.504 |
Connections & network
4 connected companiesThis company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
DSV
via LADELFA Marco and Fabian SIRACUSA · Director (not named in the articles) · deeds of 01-04-2026 and 29-08-2024
Founded in 2024 · total assets €445,268 (2025) · negative equity
→
Ofriends
via Fabian SIRACUSA · Director (not named in the articles) · deed of 07-03-2022
Founded in 2022 · total assets €352,620 (2025) · negative equity
→
SLLO'T
via LADELFA Marco, Fabian SIRACUSA and LATONA Michaël Jean Fabien · Director (not named in the articles) · deed of 27-04-2021
Founded in 2021 · total assets €1.0m (2025)
→
OHUY
via Fabian SIRACUSA · Director (not named in the articles) · deed of 21-11-2022
Founded in 2022 · total assets €524,910 (2025)
→
Timeline
Timeline
7 events since 2024Board
Filings
Financial
Establishments
202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 88 days late
Annual accounts 2024 filed NBBmicro format · 291 days late
Appointment: LADELFA Marco (director)Transfer of 15 shares from SIRACUSA to LADELFA Marco · Transfer of 15 shares from LATONA to LADELFA Marco · “Le développement et l’exploitation de restaurants O’TACOS,en ce compris les plats emportés ou livrés; Elle…” (deed in French) · General meeting of 18-03-20267 points ▸
- Registered office clause, rue Henri Dunant 17, 4460 Grâce-Hollogne
- General meeting, 18-03-2026
- Amendment of the articles, article 3
- Power of attorney, Etude du Notaire GUINTENS
- Share transfer, SIRACUSA → LADELFA Marco, 15 shares
- Share transfer, LATONA → LADELFA Marco, 15 shares
- Director appointment, LADELFA Marco (director (not named in the articles))
- The deed holds 1 more point.
2025
Back to profit net €9,973 The net result is €9,973, after one loss-making year.
Registered in the Peppol Directory Reachable for e-invoices through 0208:1015116579
2024
IncorporationAppointments: LATONA Michaël Jean Fabien (director) and Fabian SIRACUSA (director) · Registered office clause: Rue Henry Dunant 13, 4460 Grâce-Hollogne · Founder: LATONA Michaël Jean Fabien · published on 17-10-20248 points ▸
- Registered office clause, Rue Henry Dunant 13, 4460 Grâce-Hollogne
- Board rule, 2
- Director appointment, LATONA Michaël Jean Fabien (director (not named in the articles))
- Director appointment, Fabian SIRACUSA (director (not named in the articles))
- Founder, LATONA Michaël Jean Fabien
- Founder, Fabian SIRACUSA
- Founding capital, €1,500, 90 shares
- 90 shares
- The deed holds 2 more points.
First establishment Place Saint-Jean 5, Gembloux
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 1015.116.579
- VAT number
- BE 1015.116.579
- Peppol ID
- 0208:1015116579
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 15-10-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Monday of June at 14:00deed of 17-10-2024 (in French)
- Peppol
- Reachable since 25-11-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- GEMBLY in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 17-10-2024 (in French)
Activities
NACEBEL 202556112
Limited-service restaurants, excluding mobile food services main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Le développement et l’exploitation de restaurants O’TACOS,en ce compris les plats emportés ou livrés; Elle peut s'intéresser par voie…”deed of 01-04-2026 (in French)
2 activities
- Le développement et l’exploitation de restaurants O’TACOS,en ce compris les plats emportés ou livrés;
- Elle peut s'intéresser par voie d'association,d'apport,de fusion,d'intervention financière,etc dans toutes sociétés,associations ou entreprises dont l'objet est identique,analogue ou connexe au sien ou susceptible de favoriser le développement de son entreprise ou de constituer pour elle une source de débouchés.
Registered office and establishments
1 establishment| Establishment | Since | Unit number | FASFC approval |
|---|---|---|---|
| Rue Henri Dunant 13 registered office 4460 Grâce-Hollogne | |||
| Place Saint-Jean 5 5030 Gembloux | 15-10-2024 | 2.371.484.506 | Restaurant |
Buildings and parcels at the addresses
- Ground area
- 1,049 m²
- Buildings
- 232 m²
- Volume, LiDAR
- 1,812 m³
- Tallest building
- 11.3 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 62046A0141/00V002 | 941 m² | 1 · 124 m² | 8.1 m · 2 |
| 92053D0399/00C000 | 108 m² | 1 · 108 m² | 11.3 m · 3 |
Recognitions
Food safety, FASFC
1 siteGemblouxunit number 2.371.484.506