LAI FU YANG

Active

Private limited companyfounded 20241 yr activeBrusselsesteenweg 466, 9230 Wetteren, BelgiumKBO/BCE: BE 1017.600.274

The computed 12-month bankruptcy probability of LAI FU YANG is 2.3% (moderate). The 2025 annual accounts show equity of €58k and a net result of €43k. Its solvency ranks better than 47% of 3663 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

63 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability94

Solvency52

Growth-

Track record67

Bankruptcy probability, 12 months

2.3% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €3.5k at 30 days acceptable

Liquidity tight (current ratio 1.31; short-term debt: 14.5% and cash: 10.7% of total assets), and 72.8% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

27.2%

Return on assets

20.1%

Age of the figures

9 mo

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

11 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity

€58k

Total assets

€212k

Net result

€43k

Working capital

€9k

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition

Assets €212k

81.0%

19.0%

Fixed assets €171k

Current assets €40k

Equity and liabilities €212k

27.2%

72.8%

Equity €58k

Debt €154k

Debt finances 72.8% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€77k

Cash flow

€60k

Solvency

27.2%

Current ratio

1.31

Quick ratio

1.23

Debt / equity

2.68

ROE

73.9%

ROA

20.1%

Interest coverage

32.06

Debt

€154k

Debt ≤ 1 year

€31k

Debt > 1 year

€115k

Income taxes

€16k

Staff costs

€107k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€212k

Fixed assets21/28€171k

Tangible fixed assets22/27€171k

Plant, machinery and equipment23€22k

Furniture and vehicles24€132k

Other tangible fixed assets26€18k

Current assets29/58€40k

Stocks and contracts in progress3€2k

Stocks30/36€2k

Amounts receivable within one year40/41€13k

Trade receivables40€4k

Other amounts receivable41€9k

Cash at bank and in hand54/58€23k

Deferred charges and accrued income490/1€2k

Equity and liabilities

Total equity and liabilities10/49€212k

Equity10/15€58k

Contributions10/11€15k

Outside capital11€15k

Share premium1100/10€15k

Reserves13€43k

Distributable reserves133€43k

Amounts payable17/49€154k

Amounts payable after more than one year17€115k

Financial debts170/4€115k

Amounts payable within one year42/48€31k

Trade debts44€15k

Suppliers440/4€15k

Taxes, remuneration and social security45€12k

Taxes450/3€5k

Remuneration and social security454/9€8k

Other amounts payable47/48€4k

Accrued charges and deferred income492/3€8k

Income statement Code2025

Non-recurring operating income76A€1

Remuneration, social security and pensions62€107k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k

Non-recurring operating charges66A€41

Gross operating margin9900€185k

Operating profit (loss)9901€61k

Financial income75/76B€330

Recurring financial income75€330

Financial charges65/66B€2k

Recurring financial charges65€2k

Profit (loss) for the period before taxes9903€58k

Income taxes67/77€16k

Profit (loss) for the period9904€43k

Profit (loss) for the period to be appropriated9905€43k

Appropriation of the result

Profit (loss) to be appropriated9906€43k

Transfer to equity691/2€43k

To other reserves6921€43k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

11-08

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema · 11 days late

NBB filing

Directors · office · real estate

Directors

We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.

Location & real-estate footprint

Registered office, Wetteren · 1 establishment unit since 2024

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Brusselsesteenweg 4669230 Wetteren

Ground area

2,359 m²

Building footprint

294 m²

Volume, LiDAR

1,447 m³