GEM IMMO
ActiveSummary
The computed 12-month bankruptcy probability of GEM IMMO is 3.0% (moderate). The 2025 annual accounts show equity of €100,387 and a net result of €18,617. Equity is growing by ~23.6% per year across the filed fiscal years. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
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Signals
This company filed its last 3 accounts on average 4 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
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Peer companies
Historical observationOf the 896 companies that looked in July 2024 the way this one looks now, 1.0% went bankrupt within 24 months and 98% are still going.
- Small
- 2 to 5 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 3.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 896 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €40,925 | €27,307 | €28,086 | ▲ 2.9% |
| Other operating charges640/8 | €5,106 | €5,660 | €5,789 | ▲ 2.3% |
| Gross operating margin9900 | €111,790 | €67,293 | €67,165 | ▼ 0.2% |
| Operating profit (loss)9901 | €65,759 | €34,326 | €33,290 | ▼ 3.0% |
| Financial charges65/66B | €8,363 | €7,270 | €7,433 | ▲ 2.2% |
| Recurring financial charges65 | €8,363 | €7,270 | €7,433 | ▲ 2.2% |
| Profit (loss) for the period before taxes9903 | €57,395 | €27,056 | €25,857 | ▼ 4.4% |
| Income taxes67/77 | €15,653 | €7,228 | €7,240 | ▲ 0.2% |
| Profit (loss) for the period9904 | €41,742 | €19,828 | €18,617 | ▼ 6.1% |
| Profit (loss) for the period to be appropriated9905 | €41,742 | €19,828 | €18,617 | ▼ 6.1% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €704,884 | €721,908 | €709,132 | ▼ 1.8% |
| Formation expenses20 | €1,343 | €1,007 | €671 | ▼ 33.3% |
| Fixed assets21/28 | €620,346 | €617,491 | €589,741 | ▼ 4.5% |
| Tangible fixed assets22/27 | €620,346 | €617,491 | €589,741 | ▼ 4.5% |
| Land and buildings22 | €620,346 | €617,491 | €589,741 | ▼ 4.5% |
| Current assets29/58 | €83,195 | €103,409 | €118,720 | ▲ 14.8% |
| Cash at bank and in hand54/58 | €83,195 | €103,409 | €118,720 | ▲ 14.8% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €704,884 | €721,908 | €709,132 | ▼ 1.8% |
| Equity10/15 | €61,742 | €81,770 | €100,387 | ▲ 22.8% |
| Contributions10/11 | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | €41,742 | €61,770 | €80,387 | ▲ 30.1% |
| Non-distributable reserves130/1 | - | €1,001 | €1,001 | = |
| Reserves not available under the articles1311 | - | €1,001 | €1,001 | = |
| Distributable reserves133 | €41,742 | €60,769 | €79,386 | ▲ 30.6% |
| Amounts payable17/49 | €643,142 | €640,137 | €608,744 | ▼ 4.9% |
| Amounts payable after more than one year17 | €396,221 | €397,949 | €366,486 | ▼ 7.9% |
| Financial debts170/4 | €396,221 | €397,949 | €366,486 | ▼ 7.9% |
| Amounts payable within one year42/48 | €246,591 | €241,936 | €242,258 | ▲ 0.1% |
| Current portion of amounts payable after more than one year42 | €27,613 | €30,896 | €31,464 | ▲ 1.8% |
| Trade debts44 | €3,324 | €4,012 | €3,555 | ▼ 11.4% |
| Suppliers440/4 | €3,324 | €4,012 | €3,555 | ▼ 11.4% |
| Taxes, remuneration and social security45 | €15,653 | €7,028 | €7,240 | ▲ 3.0% |
| Taxes450/3 | €15,653 | €7,028 | €7,240 | ▲ 3.0% |
| Other amounts payable47/48 | €200,000 | €200,000 | €200,000 | = |
| Accrued charges and deferred income492/3 | €331 | €252 | - | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €41,742 | €19,828 | €18,617 | ▼ 6.1% |
| + Depreciation and write-downs630 | €40,925 | €27,307 | €28,086 | ▲ 2.9% |
| Operating cash flow (approximation) | €82,667 | €47,135 | €46,704 | ▼ 0.9% |
| Investment in fixed assets (approximation) | - | -€24,452 | -€336 | ▲ 98.6% |
| Change in cash | - | €20,214 | €15,310 | ▼ 24.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 85022A1204/00Y002 | Wallonia | 6,363 m² | 1 · 1,074 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Identification & contact
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.