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GELOMA

Active
Public limited companyfounded 199036 yrs activeHoogstraat 46, 3670 Oudsbergen, BelgiumKBO/BCE: BE 0439.742.372

GELOMA has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €249k and a net result of €46k. Equity is growing by ~17.6% per year across the filed fiscal years. Its solvency ranks better than 56% of 4504 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
48 / 100
Fair▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▼-8
Solvency58▲+13
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity short (current ratio 0.01 against 0.08 in 2024), and 54.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 36 years 0 40 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
45.9%
Return on assets
8.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
on the day
2023
19 d late
2022
31 d late
2021
31 d late
2020
62 d late
2019
86 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€46k▼ 35.5%
2024 · €71k
2018: €-191 2019: €90k 2020: €192 2021: €2k 2022: €4k 2023: €8k 2024: €71k
2018 → 2025
Working capital
€-289k▲ 13.6%
2024 · €-335k
2018: €28k 2019: €-82k 2020: €-229k 2021: €-227k 2022: €-414k 2023: €-406k 2024: €-335k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€120k-€124k▲ 3.4%€132k▲ 6.5%€203k▲ 53.5%€249k▲ 22.5%
Operating result€3k-€6k▲ 66.0%€11k▲ 91.4%€94k▲ 760%€61k▼ 35.3%
Net result€2k-€4k▲ 70.5%€8k▲ 99.3%€71k▲ 775%€46k▼ 35.5%
Result per fiscal year
Operating resultNet result
€0€25k€50k€75k€100kOperating result 2021: €3k€3kNet result 2021: €2k€2kOperating result 2022: €6k€6kNet result 2022: €4k€4kOperating result 2023: €11k€11kNet result 2023: €8k€8kOperating result 2024: €94k€94kNet result 2024: €71k€71kOperating result 2025: €61k€61kNet result 2025: €46k€46k20212022202320242025
The operating result falls in 2025; 2025 is 35% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €542k
Fixed assets €538k=
Current assets €4k▼ 86.1%
Equity and liabilities €542k
Equity €249k▲ 22.5%
Debt €293k▼ 19.5%
The debt ratio falls from 64.2% to 54.1%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
Solvency
45.9%
2024 · 35.8%
Current ratio
0.01
2024 · 0.08
Quick ratio
0.01
2024 · 0.08
Debt / equity
1.18
2024 · 1.80
ROE
18.3%
2024 · 34.9%
ROA
8.4%
2024 · 12.5%
Debt
€293k
2024 · €364k
Debt ≤ 1 year
€293k
2024 · €364k
Income taxes
€15k
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€567k€542k
Fixed assets21/28€538k€538k=
Financial fixed assets28€538k€538k=
Current assets29/58€29k€4k
Amounts receivable within one year40/41€28k-
Other amounts receivable41€28k-
Cash at bank and in hand54/58€2k€4k
Equity and liabilities
Total equity and liabilities10/49€567k€542k
Equity10/15€203k€249k
Contributions10/11€66k€66k=
Capital10€66k€66k=
Issued capital100€66k€66k=
Reserves13€7k€7k=
Non-distributable reserves130/1€7k€7k=
Legal reserve130€7k€7k=
Profit (loss) carried forward14€130k€176k
Amounts payable17/49€364k€293k
Amounts payable within one year42/48€364k€293k
Trade debts44€484€797
Suppliers440/4€484€797
Taxes, remuneration and social security45€1k€6k
Taxes450/3€1k€6k
Other amounts payable47/48€363k€286k
Income statement Code20242025
Other operating charges640/8€449€512
Gross operating margin9900€95k€62k
Operating profit (loss)9901€94k€61k
Financial charges65/66B€162€153
Recurring financial charges65€162€153
Profit (loss) for the period before taxes9903€94k€61k
Income taxes67/77€24k€15k
Profit (loss) for the period9904€71k€46k
Profit (loss) for the period to be appropriated9905€71k€46k
Appropriation of the result
Profit (loss) to be appropriated9906€130k€176k
Profit (loss) brought forward from the previous period14P€60k€130k

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
31-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Equity above €200kEq €203k ▲53.5%
6 profitable years in a row build equity to €203k.
19-08
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 19 days late
2023
31-08
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-08
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
01-10
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 62 days late
2020
25-10
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 86 days late
2019
31-12
Financial Back to profitnet €90k
Net result €90k after one loss-making year.
31-12
Financial Equity above €100kEq €118k ▲321%
Equity rises from €28k to €118k.
26-08
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 26 days late
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
24-08
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
28-02-2025 VANOIRBEEK Roger Charel Hubert Amandus: Resigned as Director
07-01-2020 Vanoirbeek Roger: Resigned as Director
06-08-2007 Voltallige raad van bestuur: Resigned as Director
Location & real-estate footprint
Registered office, Oudsbergen · 1 establishment unit since 1997
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Hoogstraat 463670 Oudsbergen
Ground area
2,543 m²
Building footprint
293 m²
Volume, LiDAR
2,420 m³
Parcel 72022B0759/00E000, Flanders · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
GELOMA
Hoogstraat 46, 3670 OudsbergenFinancial service activities, except insurance and pension funding
since 19972.047.218.355
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72022B0759/00E000 Flanders 2,542 m² 1 · 293 m² 11.7 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 9,633 companies in sector 68121 we hold annual accounts for 7,328. 5,203 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded31-01-1990
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
70111
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.