DEMA-CONCEPT
ActiveDEMA-CONCEPT has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €248k and a net result of €102k. Equity is growing by ~22.2% per year across the filed fiscal years. Its solvency ranks better than 48% of 9095 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
61
/ 100
Healthy▲ +46 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency34▲+13
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity short (current ratio 0.4 against 0.16 in 2024), and 70.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.1%
Return on assets
11.9%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
1 d early
2020
8 d early
2019
11 d early
2018
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€248k▲ 41.3%
2024 · €176k
2018: €58k
2019: €73k
2020: €98k
2022: €130k
2023: €177k
2024: €176k
2018 → 2025
Total assets
€853k▲ 11.2%
2024 · €767k
2018: €423k
2019: €365k
2020: €417k
2022: €655k
2023: €827k
2024: €767k
2018 → 2025
Net result
€102k
2024 · €-21
2018: €14k
2019: €15k
2020: €30k
2022: €33k
2023: €38k
2024: €-21
2018 → 2025
Working capital
€-199k▲ 14.8%
2024 · €-233k
2018: €-218k
2019: €-200k
2020: €-175k
2022: €-154k
2023: €-190k
2024: €-233k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202022202320242025Trend
Equity€98k-€130k▲ 32.6%€177k▲ 35.9%€176k▼ 0.5%€248k▲ 41.3%
Operating result€44k-€54k▲ 22.8%€59k▲ 8.1%€12k▼ 80.1%€170k▲ 1,356%
Net result€30k-€33k▲ 10.3%€38k▲ 17.2%€-21€102k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,356% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €853k
Fixed assets
€722k▼ 0.1%
Current assets
€132k▲ 195%
Equity and liabilities €853k
Equity
€248k▲ 41.3%
Debt
€605k▲ 2.3%
The debt ratio falls from 77.1% to 70.9%: equity grows faster than debt.
Key figures and ratios
EBITDA
€189k▲
2024 · €28k
Cash flow
€121k▲
2024 · €16k
Solvency
29.1%▲
2024 · 22.9%
Current ratio
0.40▲
2024 · 0.16
Quick ratio
0.40▲
2024 · 0.16
Debt / equity
2.44▼
2024 · 3.36
ROE
41.0%▲
2024 · 0.0%
ROA
11.9%▲
2024 · 0.0%
Interest coverage
9.93▲
2024 · 2.40
Debt
€605k▲
2024 · €592k
Debt ≤ 1 year
€330k▲
2024 · €278k
Debt > 1 year
€275k▼
2024 · €314k
Income taxes
€49k▲
2024 · €32
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€767k€853k▲
Fixed assets21/28€723k€722k▼
Tangible fixed assets22/27€722k€703k▼
Land and buildings22€586k€703k▲
Other tangible fixed assets26€136k-
Financial fixed assets28€490€19k▲
Current assets29/58€45k€132k▲
Amounts receivable within one year40/41€24k€11k▼
Trade receivables40€19k€11k▼
Other amounts receivable41€5k-
Cash at bank and in hand54/58€20k€119k▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€767k€853k▲
Equity10/15€176k€248k▲
Contributions10/11€19k€19k=
Revaluation surpluses12€19k€19k=
Reserves13€138k€211k▲
Distributable reserves133€138k€211k▲
Profit (loss) carried forward14€123€123=
Amounts payable17/49€592k€605k▲
Amounts payable after more than one year17€314k€275k▼
Financial debts170/4€314k€275k▼
Amounts payable within one year42/48€278k€330k▲
Current portion of amounts payable after more than one year42€39k€39k▲
Trade debts44€187€1k▲
Suppliers440/4€187€1k▲
Taxes, remuneration and social security45€6k€18k▲
Taxes450/3€4k€17k▲
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€233k€272k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€19k▲
Other operating charges640/8€119k€4k▼
Gross operating margin9900€147k€193k▲
Operating profit (loss)9901€12k€170k▲
Financial charges65/66B€12k€19k▲
Recurring financial charges65€12k€19k▲
Profit (loss) for the period before taxes9903€10€151k▲
Income taxes67/77€32€49k▲
Profit (loss) for the period9904€-21€102k▲
Profit (loss) for the period to be appropriated9905€-21€102k▲
Appropriation of the result
Profit (loss) to be appropriated9906€956€102k▲
Profit (loss) brought forward from the previous period14P€977€123▼
Transfer from equity791/2-€29k
Transfer to equity691/2-€102k
To other reserves6921-€102k
Profit to be distributed694/7€833€29k▲
Return on contributions (dividend)694€833€29k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Back to profitnet €102k
Net result €102k after one loss-making year.
30-06
Financial
Equity above €200kEq €248k ▲41.3%
Equity rises from €176k to €248k.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Weakest financial yearnet €-21 ▼100%
Net result drops to €-21, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Equity above €150kEq €177k ▲35.9%
5 profitable years in a row build equity to €177k.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Equity above €100kEq €130k ▲32.6%
4 profitable years in a row build equity to €130k.
2021
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
19-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Torhout · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waterhoekweg 208820 TorhoutGround area
1,060 m²
Building footprint
594 m²
Volume, LiDAR
2,049 m³
Parcel 31033A0817/00V000, Flanders · tallest building 4.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DEMA-CONCEPT
since 20152.247.556.415
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31033A0817/00V000 | Flanders | 1,060 m² | 1 · 594 m² | 4.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VLASFABRIEK
BE 0786.871.225
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TOPCOMPANY
BE 0688.624.873
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GELOMA
BE 0439.742.372
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Vallngc-projects
BE 0731.981.695
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DM PROJECTEN
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Rijkevorsel · Eq €248k
Of 9,635 companies in sector 68121 we hold annual accounts for 7,328. 5,206 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-10-2015
Fiscal year end30-06
Activities, NACEBEL
68121Development of residential building projects
68122Development of non-residential building projects
64200Holdings
64210Activities of holding companies
68310Real estate agency activities
68311Real estate activities
68322Real estate appraisal on a fee or contract basis
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.