GEFISO
ActiveSummary
GEFISO has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €474k and a net result of €18k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 18% of 3200 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability39=
Solvency39▼-2
Growth45=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity short (current ratio 0.04 against 0.05 in 2024; short-term debt: 85.7% and cash: 2.7% of total assets), and 85.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.3%
Return on assets
0.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 3200 sector peers (2025).
NBB · sector comparisonPosition among 3200 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
7 d late
2024
8 d late
2023
28 d late
2022
22 d late
2021
2 d late
2020
31 d late
2019
20 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€144k=
2024 · €144k
2018: €156khighest value
2021: €108klowest value
2022: €108k● 0.0% vs 2021lowest value
2023: €144k▲ +33.3% vs 2022
2024: €144k● 0.0% vs 2023
2025: €144k● 0.0% vs 2024
2018 → 2025
EBIT margin
94.7%▲ 1.5pp
2024 · 93.2%
2018: 85.7%lowest value
2021: 98.8%
2022: 98.9%▲ +0.1% vs 2021highest value
2023: 98.1%▼ -0.8% vs 2022
2024: 93.2%▼ -4.9% vs 2023
2025: 94.7%▲ +1.6% vs 2024
2018 → 2025
Net result
€18k▲ 55.7%
2024 · €12k
2018: €24khighest value
2021: €6k
2022: €4k▼ -29.2% vs 2021lowest value
2023: €14k▲ +230% vs 2022
2024: €12k▼ -16.9% vs 2023
2025: €18k▲ +55.7% vs 2024
2018 → 2025
Working capital
€-2.72M▼ 18.9%
2024 · €-2.29M
2018: €-2.79Mlowest value
2021: €-2.32M
2022: €-2.31M▲ +0.2% vs 2021
2023: €-2.30M▲ +0.6% vs 2022
2024: €-2.29M▲ +0.5% vs 2023highest value
2025: €-2.72M▼ -18.9% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€108k-€108k=€144k▲ 33.3%€144k=€144k=
2021: €108klowest in 5 years
2022: €108k● 0.0% vs 2021lowest in 5 years
2023: €144k▲ +33.3% vs 2022highest in 5 years
2024: €144k● 0.0% vs 2023highest in 5 years
2025: €144k● 0.0% vs 2024highest in 5 years
Equity€426k-€430k▲ 1.0%€444k▲ 3.3%€456k▲ 2.6%€474k▲ 4.0%
2021: €426klowest in 5 years
2022: €430k▲ +1.0% vs 2021
2023: €444k▲ +3.3% vs 2022
2024: €456k▲ +2.6% vs 2023
2025: €474k▲ +4.0% vs 2024highest in 5 years
Operating result€107k-€107k▲ 0.1%€141k▲ 32.2%€134k▼ 4.9%€136k▲ 1.6%
2021: €107klowest in 5 years
2022: €107k▲ +0.1% vs 2021
2023: €141k▲ +32.2% vs 2022highest in 5 years
2024: €134k▼ -4.9% vs 2023
2025: €136k▲ +1.6% vs 2024
Net result€6k-€4k▼ 29.2%€14k▲ 230%€12k▼ 16.9%€18k▲ 55.7%
2021: €6k
2022: €4k▼ -29.2% vs 2021lowest in 5 years
2023: €14k▲ +230% vs 2022
2024: €12k▼ -16.9% vs 2023
2025: €18k▲ +55.7% vs 2024highest in 5 years
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 2% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.31M
Fixed assets
€3.19M ▲ 16.4%
Current assets
€117k ▼ 8.3%
Equity and liabilities €3.31M
Equity
€474k ▲ 4.0%
Debt
€2.84M ▲ 17.4%
Debt's share of the balance-sheet total rises from 84.1% to 85.7%. Equity and debt are higher.
Key figures and ratios
Current ratio
0.04▼
2024 · 0.05
Debt to equity
5.98▲
2024 · 5.30
ROE
3.8%▲
2024 · 2.6%
ROA
0.5%▲
2024 · 0.4%
Debt ≤ 1 year
€2.84M▲
2024 · €2.41M
Income taxes
€6k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.87M€3.31M▲
Fixed assets21/28€2.74M€3.19M▲
Financial fixed assets28€2.74M€3.19M▲
Affiliated companies280/1€2.74M€2.74M=
Participating interests280€2.74M€2.74M=
Other financial fixed assets284/8€385€450k▲
Shares284€385€450k▲
Current assets29/58€127k€117k▼
Amounts receivable within one year40/41€33k€28k▼
Trade receivables40-€24k
Other amounts receivable41€33k€4k▼
Cash at bank and in hand54/58€94k€88k▼
Equity and liabilities
Total equity and liabilities10/49€2.87M€3.31M▲
Equity10/15€456k€474k▲
Contributions10/11€150k€150k=
Revaluation surpluses12€31k€31k=
Reserves13€15k€15k=
Non-distributable reserves130/1€15k€15k=
Reserves not available under the articles1311€15k€15k=
Profit (loss) carried forward14€260k€278k▲
Amounts payable17/49€2.41M€2.84M▲
Amounts payable within one year42/48€2.41M€2.84M▲
Trade debts44€49-
Suppliers440/4€49-
Other amounts payable47/48€2.41M€2.84M▲
Income statement
Code20242025
Operating income70/76A€144k€144k=
Turnover70€144k€144k=
Operating charges60/66A€10k€8k▼
Services and other goods61€8k€6k▼
Other operating charges640/8€1k€1k▲
Operating profit (loss)9901€134k€136k▲
Financial income75/76B€617€5k▲
Recurring financial income75€617€5k▲
Income from financial fixed assets750€617€5k▲
Other financial income752/9-€464
Financial charges65/66B€119k€117k▼
Recurring financial charges65€119k€117k▼
Debt charges650€119k€117k▼
Profit (loss) for the period before taxes9903€16k€24k▲
Income taxes67/77€4k€6k▲
Taxes670/3€6k€8k▲
Tax adjustments and reversals of tax provisions77€2k€2k▼
Profit (loss) for the period9904€12k€18k▲
Profit (loss) for the period to be appropriated9905€12k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€260k€278k▲
Profit (loss) brought forward from the previous period14P€249k€260k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | €108k | €108k | €144k | €144k | €144k | = |
| Turnover70 | €108k | €108k | €144k | €144k | €144k | = |
| Operating charges60/66A | €1k | €1k | €3k | €10k | €8k | ▼ 22.2% |
| Services and other goods61 | €918 | - | €1k | €8k | €6k | ▼ 26.2% |
| Other operating charges640/8 | €365 | €1k | €1k | €1k | €1k | ▲ 3.2% |
| Operating profit (loss)9901 | €107k | €107k | €141k | €134k | €136k | ▲ 1.6% |
| Financial income75/76B | €13k | €12k | €1k | €617 | €5k | ▲ 724% |
| Recurring financial income75 | €13k | €12k | €1k | €617 | €5k | ▲ 724% |
| Income from financial fixed assets750 | €13k | €12k | €1k | €617 | €5k | ▲ 649% |
| Other financial income752/9 | - | €29 | €0 | - | €464 | - |
| Financial charges65/66B | €113k | €113k | €121k | €119k | €117k | ▼ 1.7% |
| Recurring financial charges65 | €113k | €113k | €121k | €119k | €117k | ▼ 1.7% |
| Debt charges650 | €113k | €113k | €121k | €119k | €117k | ▼ 1.7% |
| Profit (loss) for the period before taxes9903 | €6k | €6k | €21k | €16k | €24k | ▲ 55.7% |
| Income taxes67/77 | - | €2k | €7k | €4k | €6k | ▲ 55.7% |
| Taxes670/3 | - | €2k | €7k | €6k | €8k | ▲ 33.3% |
| Tax adjustments and reversals of tax provisions77 | - | - | - | €2k | €2k | ▼ 7.5% |
| Profit (loss) for the period9904 | €6k | €4k | €14k | €12k | €18k | ▲ 55.7% |
| Profit (loss) for the period to be appropriated9905 | €6k | €4k | €14k | €12k | €18k | ▲ 55.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.36M | €2.90M | €2.85M | €2.87M | €3.31M | ▲ 15.3% |
| Fixed assets21/28 | €2.74M | €2.74M | €2.74M | €2.74M | €3.19M | ▲ 16.4% |
| Financial fixed assets28 | €2.74M | €2.74M | €2.74M | €2.74M | €3.19M | ▲ 16.4% |
| Affiliated companies280/1 | €2.74M | €2.74M | €2.74M | €2.74M | €2.74M | = |
| Participating interests280 | €2.74M | €2.74M | €2.74M | €2.74M | €2.74M | = |
| Other financial fixed assets284/8 | €456 | €385 | €385 | €385 | €450k | ▲ 116,674% |
| Shares284 | €456 | €385 | €385 | €385 | €450k | ▲ 116,674% |
| Current assets29/58 | €616k | €153k | €108k | €127k | €117k | ▼ 8.3% |
| Amounts receivable after more than one year29 | €68k | €69k | - | - | - | - |
| Other amounts receivable291 | €68k | €69k | - | - | - | - |
| Amounts receivable within one year40/41 | €527k | €65k | €31k | €33k | €28k | ▼ 16.1% |
| Trade receivables40 | - | - | - | - | €24k | - |
| Other amounts receivable41 | €527k | €65k | €31k | €33k | €4k | ▼ 87.8% |
| Cash at bank and in hand54/58 | €21k | €19k | €77k | €94k | €88k | ▼ 5.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.36M | €2.90M | €2.85M | €2.87M | €3.31M | ▲ 15.3% |
| Equity10/15 | €426k | €430k | €444k | €456k | €474k | ▲ 4.0% |
| Contributions10/11 | €150k | €150k | €150k | €150k | €150k | = |
| Capital10 | €150k | - | - | - | - | - |
| Issued capital100 | €150k | - | - | - | - | - |
| Revaluation surpluses12 | €31k | €31k | €31k | €31k | €31k | = |
| Reserves13 | €15k | €15k | €15k | €15k | €15k | = |
| Non-distributable reserves130/1 | €15k | €15k | €15k | €15k | €15k | = |
| Legal reserve130 | €15k | - | - | - | - | - |
| Reserves not available under the articles1311 | - | €15k | €15k | €15k | €15k | = |
| Profit (loss) carried forward14 | €230k | €235k | €249k | €260k | €278k | ▲ 7.0% |
| Amounts payable17/49 | €2.93M | €2.47M | €2.41M | €2.41M | €2.84M | ▲ 17.4% |
| Amounts payable within one year42/48 | €2.93M | €2.47M | €2.41M | €2.41M | €2.84M | ▲ 17.4% |
| Trade debts44 | - | - | - | €49 | - | - |
| Suppliers440/4 | - | - | - | €49 | - | - |
| Taxes, remuneration and social security45 | €4k | €2k | €2k | - | - | - |
| Taxes450/3 | €4k | €2k | €2k | - | - | - |
| Other amounts payable47/48 | €2.93M | €2.47M | €2.41M | €2.41M | €2.84M | ▲ 17.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6k | €4k | €14k | €12k | €18k | ▲ 55.7% |
| Operating cash flow (approximation) | €6k | €4k | €14k | €12k | €18k | ▲ 55.7% |
| Investment in fixed assets (approximation) | - | €71 | €0 | €0 | €-450k | - |
| Change in cash | - | €-2k | €57k | €17k | €-5k | ▼ 130% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 7 days late
2025
08-08
NBB filing
Annual accounts filed
fiscal year 2024 · unclassified schema · 8 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · unclassified schema · 28 days late
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · unclassified schema · 22 days late
2022
31-12
Financial
Weakest financial yearnet €4k ▼29.2%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
02-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 2 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
20-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 20 days late
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 26 days late
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 22 days late
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herve · 1 establishment unit since 1991
Ground area
1.6 ha
Building footprint
1.0 ha
Volume, LiDAR
69,739 m³
2 parcels, Brussels, Wallonia · tallest building 15.7 m, ±2 floors. Linked by address, not a title deed.
37
companies at this address
See who is registered here
1 establishment unit
Fuchsiasstraat 121, 1080 Sint-Jans-Molenbeek
since 19912.054.629.452
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63014A0644/00C000 | Wallonia | 1.4 ha | 1 · 8,952 m² | 15.7 m · 2 fl. |
| 21526D0083/02P006 | Brussels | 2,403 m² | 1 · 1,290 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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KLEIN KASTEEL
BE 0469.312.625
Dilbeek · Eq €474,096
ERIK BRUYNSEELS MANAGEMENT
BE 0899.369.548
Mechelen · Eq €474,218
BOIS PRIN
BE 0821.716.890
Verviers · Eq €474,079
Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 35,105 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-07-1991
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.