GEERTS H.
ActiveGEERTS H. has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45k and a net result of €32k. Equity is growing by ~37.4% per year across the filed fiscal years. Its solvency ranks better than 55% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+18
Solvency87▲+14
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.83 against 2.15 in 2024; short-term debt: 24.3% and cash: 43.5% of total assets), and 38.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.5%
Return on assets
44.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-02-2026, 154 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
154 d early
2024
34 d early
2023
27 d early
2022
34 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€45k▲ 41.5%
2024 · €32k
2022: €12k
2023: €24k
2024: €32k
2022 → 2025
Total assets
€73k▲ 9.7%
2024 · €66k
2022: €26k
2023: €76k
2024: €66k
2022 → 2025
Net result
€32k▲ 346%
2024 · €7k
2022: €7k
2023: €12k
2024: €7k
2022 → 2025
Working capital
€32k▲ 65.1%
2024 · €20k
2022: €8k
2023: €9k
2024: €20k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€12k-€24k▲ 98.5%€32k▲ 29.4%€45k▲ 41.5%
Operating result€10k-€18k▲ 84.6%€12k▼ 31.4%€43k▲ 258%
Net result€7k-€12k▲ 65.6%€7k▼ 40.7%€32k▲ 346%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 258% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €73k
Fixed assets
€23k▼ 23.7%
Current assets
€50k▲ 36.7%
Equity and liabilities €73k
Equity
€45k▲ 41.5%
Debt
€28k▼ 19.3%
The debt ratio falls from 52.3% to 38.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€52k▲
2024 · €21k
Cash flow
€41k▲
2024 · €16k
Solvency
61.5%▲
2024 · 47.7%
Current ratio
2.83▲
2024 · 2.15
Quick ratio
2.83▲
2024 · 2.15
Debt / equity
0.63▼
2024 · 1.10
ROE
71.7%▲
2024 · 22.7%
ROA
44.1%▲
2024 · 10.8%
Interest coverage
39.92▲
2024 · 11.41
Debt
€28k▼
2024 · €35k
Debt ≤ 1 year
€18k▲
2024 · €17k
Debt > 1 year
€10k▼
2024 · €18k
Income taxes
€10k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€66k€73k▲
Fixed assets21/28€30k€23k▼
Tangible fixed assets22/27€30k€23k▼
Furniture and vehicles24€3k€4k▲
Leasing and similar rights25€26k€19k▼
Financial fixed assets28€10€10=
Current assets29/58€37k€50k▲
Amounts receivable within one year40/41€12k€18k▲
Trade receivables40€12k€14k▲
Other amounts receivable41-€4k
Cash at bank and in hand54/58€24k€32k▲
Deferred charges and accrued income490/1€709€806▲
Equity and liabilities
Total equity and liabilities10/49€66k€73k▲
Equity10/15€32k€45k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€27k€40k▲
Amounts payable17/49€35k€28k▼
Amounts payable after more than one year17€18k€10k▼
Financial debts170/4€18k€10k▼
Amounts payable within one year42/48€17k€18k▲
Current portion of amounts payable after more than one year42€6k€7k▲
Trade debts44€216€840▲
Suppliers440/4€216€840▲
Taxes, remuneration and social security45€11k€10k▼
Taxes450/3€11k€10k▼
Other amounts payable47/48€579-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▲
Other operating charges640/8€528€913▲
Gross operating margin9900€22k€53k▲
Operating profit (loss)9901€12k€43k▲
Financial income75/76B€31€24▼
Recurring financial income75€31€24▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€10k€42k▲
Income taxes67/77€3k€10k▲
Profit (loss) for the period9904€7k€32k▲
Profit (loss) for the period to be appropriated9905€7k€32k▲
Appropriation of the result
Profit (loss) to be appropriated9906€27k€59k▲
Profit (loss) brought forward from the previous period14P€19k€27k▲
Profit to be distributed694/7-€19k
Return on contributions (dividend)694-€0
Directors or managers695-€19k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €32k ▲346%
Operating result €43k, net result €32k, both a record.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €7k ▼40.7%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis-Waas · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwstraat(SGW) 419170 Sint-Gillis-WaasGround area
505 m²
Building footprint
149 m²
Volume, LiDAR
843 m³
Parcel 46020E0306/00M003, Flanders · tallest building 10.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
GEERTS H.
since 20222.332.888.701
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46020E0306/00M003 | Flanders | 505 m² | 1 · 149 m² | 10.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 37,489 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-06-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.