GEERTS
ActiveGEERTS has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €90k and a net result of €607. Equity is growing by ~8% per year across the filed fiscal years. Its solvency ranks better than 65% of 343 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
81
/ 100
Excellent▼ -10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability3▼-40
Solvency99▲+3
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.25 against 1.94 in 2024), and 37.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 23
Relative position
BE, all sectors
reference
Sector 23
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 10-10-2025, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
on the day
2023
30 d late
2022
29 d late
2021
22 d late
2020
27 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close13-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€90k▲ 0.7%
2024 · €89k
2019: €35k
2020: €54k
2021: €90k
2022: €90k
2023: €95k
2024: €89k
2019 → 2025
Total assets
€143k▼ 11.2%
2024 · €161k
2019: €208k
2020: €169k
2021: €117k
2022: €126k
2023: €157k
2024: €161k
2019 → 2025
Net result
€607▼ 92.1%
2024 · €8k
2019: €3k
2020: €20k
2021: €37k
2022: €2k
2023: €4k
2024: €8k
2019 → 2025
Working capital
€66k▼ 1.6%
2024 · €68k
2019: €-5k
2020: €9k
2021: €44k
2022: €64k
2023: €63k
2024: €68k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€90k-€90k▲ 0.8%€95k▲ 4.8%€89k▼ 5.8%€90k▲ 0.7%
Operating result€48k-€10k▼ 79.5%€6k▼ 42.3%€15k▲ 169%€5k▼ 70.2%
Net result€37k-€2k▼ 95.2%€4k▲ 148%€8k▲ 76.7%€607▼ 92.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 70% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €143k
Fixed assets
€23k▲ 7.7%
Current assets
€119k▼ 14.1%
Equity and liabilities €143k
Equity
€90k▲ 0.7%
Debt
€53k▼ 26.0%
The debt ratio falls from 44.5% to 37.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€10k▼
2024 · €28k
Cash flow
€6k▼
2024 · €20k
Solvency
62.9%▲
2024 · 55.5%
Current ratio
2.25▲
2024 · 1.94
Quick ratio
1.67▲
2024 · 1.54
Debt / equity
0.59▼
2024 · 0.80
ROE
0.7%▼
2024 · 8.6%
ROA
0.4%▼
2024 · 4.8%
Interest coverage
2.49▼
2024 · 6.40
Debt
€53k▼
2024 · €72k
Debt ≤ 1 year
€53k▼
2024 · €72k
Income taxes
€812▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€161k€143k▼
Fixed assets21/28€22k€23k▲
Tangible fixed assets22/27€22k€23k▲
Land and buildings22€21k€17k▼
Furniture and vehicles24€921€7k▲
Current assets29/58€139k€119k▼
Amounts receivable after more than one year29€33k€27k▼
Other amounts receivable291€33k€27k▼
Stocks and contracts in progress3€29k€31k▲
Stocks30/36€29k€31k▲
Amounts receivable within one year40/41€25k€52k▲
Trade receivables40€22k€50k▲
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€53k€9k▼
Equity and liabilities
Total equity and liabilities10/49€161k€143k▼
Equity10/15€89k€90k▲
Contributions10/11€19k€19k=
Reserves13€71k€71k▲
Non-distributable reserves130/1€2k€2k=
Other1319€2k€2k=
Distributable reserves133€69k€69k▲
Amounts payable17/49€72k€53k▼
Amounts payable within one year42/48€72k€53k▼
Financial debts43€40k€30k▼
Credit institutions430/8€40k€30k▼
Trade debts44€9k€11k▲
Suppliers440/4€9k€11k▲
Taxes, remuneration and social security45€9k€4k▼
Taxes450/3€9k€4k▼
Other amounts payable47/48€13k€9k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€5k▼
Other operating charges640/8€690€1k▲
Gross operating margin9900€28k€11k▼
Operating profit (loss)9901€15k€5k▼
Financial income75/76B€870€763▼
Recurring financial income75€870€763▼
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€12k€1k▼
Income taxes67/77€4k€812▼
Profit (loss) for the period9904€8k€607▼
Profit (loss) for the period to be appropriated9905€8k€607▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€607▼
Transfer from equity791/2€13k-
Transfer to equity691/2€8k€607▼
To other reserves6921€8k€607▼
Profit to be distributed694/7€13k-
Return on contributions (dividend)694€13k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
10-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Weakest financial yearnet €607 ▼92.1%
Net result drops to €607, the lowest in the series.
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
30-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2022
29-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2021
22-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
31-03
Financial
Highest result since 2019net €37k ▲83.7%
Operating result €48k, net result €37k, both a record.
31-03
Financial
Liquidity quadruplescurrent ratio 3.97
Current ratio from 1.10 to 3.97; short-term debt falls from €92k to €15k.
2020
27-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 27 days late
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
25-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2025
GEERTS Jan Gentil Stella
CurrentNon-statutory director · since 26-03-2025
31-03-2025
VEREYCKEN Inge Maria Joanna: Resigned as Director
26-03-2025
GEERTS Jan Gentil Stella: Resigned as Statutaire zaakvoerder
26-03-2025
GEERTS Jan Gentil Stella: Appointed as Non-statutory director
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Floris Primslei 262150 AntwerpenGround area
490 m²
Building footprint
104 m²
Volume, LiDAR
734 m³
Parcel 11007A0088/00V004, Flanders · tallest building 11.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
STONEWORLD
since 20082.171.014.012
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11007A0088/00V004 | Flanders | 490 m² | 1 · 104 m² | 11.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 242 EUR awarded · 242 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 242 EUR |
| 2024 | 1 | 242 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
VANALDERWERELT DENIS EN ZONEN
BE 0477.853.870
Ronse · Eq €90k
VR Natuursteen
BE 0790.793.587
Beerse · Eq €90k
Grafzerken Aerts
BE 0764.306.055
Beerse · Eq €91k
VDV STONEWORKS
BE 0776.638.517
Waasmunster · Eq €91k
HEIRMAN
BE 0779.628.887
Brasschaat · Eq €88k
Of 736 companies in sector 23700 we hold annual accounts for 489. 396 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-05-2008
Fiscal year end31-03
Activities, NACEBEL
23700Cutting, shaping and finishing of stone
46130Agents in the wholesale of timber and building materials
46839Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:jan@stoneworld.be
Phone:0475782447