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Public limited companyfounded 198837 yrs activeGorsem-Dorp 2, 3803 Sint-Truiden, BelgiumKBO/BCE: BE 0435.589.584
Summary

GECOK has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €4.15M and a net result of €514k. Equity is growing by ~47.1% per year across the filed fiscal years. Its solvency ranks better than 52% of 9194 sector peers (fiscal year 2025). The company has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit advice for your own amount and term

Signals

1 signal. The signal on the left, the evidence on the right.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
1 d early
2023
on the day
2022
on the day
2021
38 d early
2020
5 d early
2019
18 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€4.15M▲ 702%
2024 · €518k
2019: €186k 2020: €99k 2021: €164k 2022: €282k 2023: €222k 2024: €518k
2019 → 2025
Total assets
€12.24M▲ 35.2%
2024 · €9.05M
2019: €1.58M 2020: €3.24M 2021: €6.97M 2022: €5.77M 2023: €7.99M 2024: €9.05M
2019 → 2025
Net result
€514k▲ 73.8%
2024 · €296k
2019: €-22k 2020: €-87k 2021: €65k 2022: €118k 2023: €-60k 2024: €296k
2019 → 2025
Working capital
€-1.14M
2024 · €892k
2019: €863k 2020: €1.48M 2021: €890k 2022: €706k 2023: €77k 2024: €892k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€164k-€282k▲ 71.8%€222k▼ 21.3%€518k▲ 133%€4.15M▲ 702%
Operating result€70k-€156k▲ 123%€8k▼ 94.8%€-52k€352k
Net result€65k-€118k▲ 81.4%€-60k€296k€514k▲ 73.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€-200k€0€200k€400k€600kOperating result 2021: €70k€70kNet result 2021: €65k€65kOperating result 2022: €156k€156kNet result 2022: €118k€118kOperating result 2023: €8k€8kNet result 2023: €-60k€-60kOperating result 2024: €-52k€-52kNet result 2024: €296k€296kOperating result 2025: €352k€352kNet result 2025: €514k€514k20212022202320242025€-200k€0€200k€400k€600kOperating result 2023: €8k€8.1kNet result 2023: €-60k€-60kOperating result 2024: €-52k€-52kNet result 2024: €296k€296kOperating result 2025: €352k€352kNet result 2025: €514k€514k202320242025
The operating result returns to profit in 2025: €352k after a loss of €52k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €12.24M
Fixed assets €7.60M ▲ 71.5%
Current assets €4.63M ▲ 0.3%
Equity and liabilities €12.24M
Equity €4.15M ▲ 702%
Debt €8.08M ▼ 5.3%
Debt's share of the balance-sheet total falls from 94.3% to 66.1%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
ROE
12.4%
2024 · 57.1%
ROA
4.2%
2024 · 3.3%
Debt ≤ 1 year
€5.78M
2024 · €3.73M
Debt > 1 year
€2.31M
2024 · €4.79M
Income taxes
€52k
2024 · €199
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 55 lines
Balance sheet Code20242025
Assets
Total assets20/58€9.05M€12.24M
Fixed assets21/28€4.43M€7.60M
Tangible fixed assets22/27-€29k
Plant, machinery and equipment23-€1k
Furniture and vehicles24-€28k
Financial fixed assets28€4.43M€7.58M
Current assets29/58€4.62M€4.63M
Stocks and contracts in progress3€1.86M€1.77M
Stocks30/36€1.86M€1.77M
Amounts receivable within one year40/41€1.84M€2.40M
Trade receivables40€711k€735k
Other amounts receivable41€1.13M€1.67M
Cash at bank and in hand54/58€917k€458k
Deferred charges and accrued income490/1€655€2k
Equity and liabilities
Total equity and liabilities10/49€9.05M€12.24M
Equity10/15€518k€4.15M
Contributions10/11€100k€3.22M
Capital10€100k€3.22M
Issued capital100€100k€3.22M
Reserves13€418k€931k
Non-distributable reserves130/1€10k€36k
Legal reserve130€10k€36k
Distributable reserves133€408k€896k
Amounts payable17/49€8.54M€8.08M
Amounts payable after more than one year17€4.79M€2.31M
Financial debts170/4€1.87M€1.66M
Other amounts payable178/9€2.92M€650k
Amounts payable within one year42/48€3.73M€5.78M
Current portion of amounts payable after more than one year42€209k€216k
Financial debts43€1.12M€0
Credit institutions430/8€1.12M€0
Trade debts44€29k€128k
Suppliers440/4€29k€128k
Advances received on contracts in progress46€1.31M€1.68M
Taxes, remuneration and social security45€2k€56k
Taxes450/3€2k€56k
Other amounts payable47/48€1.06M€3.69M
Accrued charges and deferred income492/3€17k€886
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€4k
Other operating charges640/8€12k€3k
Gross operating margin9900€-40k€359k
Operating profit (loss)9901€-52k€352k
Financial income75/76B€505k€308k
Recurring financial income75€505k€308k
Financial charges65/66B€157k€95k
Recurring financial charges65€157k€95k
Profit (loss) for the period before taxes9903€296k€565k
Income taxes67/77€199€52k
Profit (loss) for the period9904€296k€514k
Profit (loss) for the period to be appropriated9905€296k€514k
Appropriation of the result
Profit (loss) to be appropriated9906€296k€514k
Transfer from equity791/2€0-
Transfer to equity691/2€296k€514k
To the legal reserve6920-€26k
To other reserves6921€296k€488k

The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
08-09
State Gazette act General meeting · Registered-office move
Purpose change · Statutes amendment
07-09
State Gazette act General meeting · Registered-office move
Purpose change · Statutes amendment
19-06
State Gazette act General meeting · Statutes amendment
Corporate purpose · Capital
19-06
State Gazette act General meeting · Board composition
Permanent representative · Merger
19-06
State Gazette act General meeting · Merger
Dissolution · Accounting effect
30-01
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial Highest result since 2019net €514k ▲73.8%
Operating result €352k, net result €514k, both a record.
30-06
Financial Equity above €2MEq €4.15M ▲702%
2 profitable years in a row build equity to €4.15M.
30-01
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial Back to profitnet €296k
Net result €296k after one loss-making year.
30-06
Financial Equity above €500kEq €518k ▲133%
Equity rises from €222k to €518k.
31-01
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
Show earlier events
2023
31-01
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial Equity above €200kEq €282k ▲71.8%
2 profitable years in a row build equity to €282k.
2021
24-12
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial Back to profitnet €65k
Net result €65k after 2 loss-making years.
30-06
Financial Equity above €150kEq €164k ▲65.5%
Equity rises from €99k to €164k.
26-01
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial Weakest financial yearnet €-87k
Net result drops to €-87k, the lowest in the series; recovery starts the following year.
13-01
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
08-01
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
24-11
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
22-12
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 1989
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Gorsem-Dorp 23803 Sint-Truiden
Ground area
4,265 m²
Building footprint
289 m²
Volume, LiDAR
2,660 m³
Parcel 71018A0254/00H000, Flanders · tallest building 17.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
NV GECOK
Gorsem-Dorp 2, 3803 Sint-TruidenInsurance, reinsurance and pension funding, except compulsory social security
since 19892.043.376.462
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71018A0254/00H000 Flanders 4,264 m² 1 · 288 m² 17.1 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Connections & network

2 connected companies
Linked via shared directors

Ownership & control

1 board mandate
Board mandates of this companythis company sits on their board1

Similar companies · same sector, comparable size

Of 7,320 companies in sector 68110 we hold annual accounts for 5,381. 1,958 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded17-10-1988
Fiscal year end30-06
Activities, NACEBEL 2025
68110Buying and selling of own real estate
68310Real estate agency activities
68121Development of residential building projects
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.