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GDI

Active
Private limited company (pre-2019)founded 200719 yrs activeRue des Capucins 12, 7000 Mons, BelgiumKBO/BCE: BE 0889.798.222

The file of GDI contains 2 historical bankruptcy publications, as published in the Belgian State Gazette.

Summary

The computed 12-month bankruptcy probability is 0.7% (low). The 2025 annual accounts show negative equity (-€122,539) and a net result of €15,510. Equity is growing by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 10% of 719 sector peers (fiscal year 2025).

Checked score

Score 2025
Axes · tick = 2024
Profitability50▼-28
Solvency12▲+1
Growth78=
Track record85
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.21 against 0.22 in 2024; short-term debt: 39.4% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 19 years 0 20 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-13.5%
Return on assets
1.7%
Age of the figures
20 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 719 sector peers (2025).
NBB · sector comparison
Position among 719 sector peers
Solvency
better than 10%
← weakest strongest →
neutral · Prior bankruptcy
Earlier bankruptcy on record in the Belgian State Gazette, no current open procedure.
Belgian State Gazette
neutral · Filed after the deadline
The financial year that closed on 31-01-2025 was due by 31-08-2025 and was filed on 30-09-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2026
not confirmed
2025
30 d late
2024
37 d late
2023
35 d early
2022
47 d late
2021
on the day
2020
109 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 31 days after the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

GDI was incorporated on 1 June 2007.1 Total assets fell from EUR 1 million in 2019 to EUR 908,009 in 2025.2 On 16 June 2014 the company was declared bankrupt.3

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025
  3. 3Belgian State Gazette, 26-06-2014

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Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€15,510▼ 77.3%
2024 · €68,421
Working capital
-€282,581▲ 26.0%
2024 · -€382,014
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€18,454▼ 28.7%€58,030-€15,580€85,861€31,505▼ 63.3%
Net result-€30,237below the sector's middle half▼ 5.9%€44,528within the sector's middle half-€31,899below the sector's middle half€68,421within the sector's middle half€15,510within the sector's middle half▼ 77.3%
Equity-€219,099below the sector's middle half▼ 16.0%-€174,571below the sector's middle half▲ 20.3%-€206,470below the sector's middle half▼ 18.3%-€138,049below the sector's middle half▲ 33.1%-€122,539below the sector's middle half▲ 11.2%
Total assets€919,286within the sector's middle half▼ 2.5%€906,215within the sector's middle half▼ 1.4%€890,743within the sector's middle half▼ 1.7%€966,341within the sector's middle half▲ 8.5%€908,009within the sector's middle half▼ 6.0%
Debt€1.1m▲ 0.6%€1.1m▲ 1.2%€1.1m▲ 1.5%€1.1m▲ 0.7%€1.0m▼ 6.7%
Working capital-€270,335below the sector's middle half▼ 47.0%-€577,089below the sector's middle half-€382,014below the sector's middle half▲ 33.8%-€282,581below the sector's middle half▲ 26.0%
Solvency-23.8%below the sector's middle half▼ 3.8pp-19.3%below the sector's middle half▲ 4.6pp-23.2%below the sector's middle half▼ 3.9pp-14.3%below the sector's middle half▲ 8.9pp-13.5%below the sector's middle half▲ 0.8pp
Current ratio0.00below the sector's middle half=0.02below the sector's middle half0.22below the sector's middle half▲ 0.210.21below the sector's middle half▼ 0.01
Return on assets (ROA)-3.3%below the sector's middle half▼ 0.3pp4.9%within the sector's middle half▲ 8.2pp-3.6%below the sector's middle half▼ 8.5pp7.1%within the sector's middle half▲ 10.7pp1.7%within the sector's middle half▼ 5.4pp
Staff (FTE)0below the sector's middle half0below the sector's middle half0below the sector's middle half
above within below the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€50,000€0€50,000€100,000Operating result 2021: -€18,454-€18,454Net result 2021: -€30,237-€30,237Operating result 2022: €58,030€58,030Net result 2022: €44,528€44,528Operating result 2023: -€15,580-€15,580Net result 2023: -€31,899-€31,899Operating result 2024: €85,861€85,861Net result 2024: €68,421€68,421Operating result 2025: €31,505€31,505Net result 2025: €15,510€15,51020212022202320242025-€50,000€0€50,000€100,000Operating result 2023: -€15,580-€15,600Net result 2023: -€31,899-€31,900Operating result 2024: €85,861€85,900Net result 2024: €68,421€68,400Operating result 2025: €31,505€31,500Net result 2025: €15,510€15,500202320242025
The operating result falls in 2025; 2025 is 63% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €908,009
Fixed assets €833,009 ▼ 2.8%
Current assets €75,000 ▼ 31.1%
Key figures and ratios
2025 value · change against 2024
EBITDA
€55,907▼
2024 · €110,263
Cash flow
€39,912▼
2024 · €92,823
Debt to equity
-8.41▼
2024 · -8.00
Interest coverage
3.50▼
2024 · 6.32
Debt ≤ 1 year
€357,581▼
2024 · €490,944
Debt > 1 year
€669,167▲
2024 · €613,445
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 522 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 94% are still going.

  • Small
  • 10 to 20 years old
  • negative equity
  • a profit under 5% of the balance sheet
3.6% went bankrupt
1.7% stopped otherwise
94% still going

A further 1.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 522 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet Code20242025
Assets
Total assets20/58€966,341€908,009▼
Fixed assets21/28€857,411€833,009▼
Tangible fixed assets22/27€513,009€488,607▼
Land and buildings22€513,009€488,607▼
Financial fixed assets28€344,402€344,402=
Current assets29/58€108,930€75,000▼
Amounts receivable within one year40/41€8,930€0▼
Trade receivables40€8,930€0▼
Deferred charges and accrued income490/1€100,000€75,000▼
Equity and liabilities
Total equity and liabilities10/49€966,341€908,009▼
Equity10/15-€138,049-€122,539▲
Contributions10/11€18,600€18,600=
Reserves13€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Profit (loss) carried forward14-€158,509-€142,999▲
Amounts payable17/49€1.1m€1.0m▼
Amounts payable after more than one year17€613,445€669,167▲
Other amounts payable178/9€613,445€669,167▲
Amounts payable within one year42/48€490,944€357,581▼
Trade debts44€10,805€0▼
Suppliers440/4€10,805€0▼
Taxes, remuneration and social security45-€21,000
Taxes450/3-€21,000
Other amounts payable47/48€480,139€336,581▼
Accrued charges and deferred income492/3-€3,800
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24,402€24,402=
Other operating charges640/8€4,466€4,961▲
Gross operating margin9900€114,729€60,868▼
Operating profit (loss)9901€85,861€31,505▼
Financial charges65/66B€17,440€15,995▼
Recurring financial charges65€17,440€15,995▼
Profit (loss) for the period before taxes9903€68,421€15,510▼
Profit (loss) for the period9904€68,421€15,510▼
Profit (loss) for the period to be appropriated9905€68,421€15,510▼
Appropriation of the result
Profit (loss) to be appropriated9906-€158,509-€142,999▲
Profit (loss) brought forward from the previous period14P-€226,930-€158,509▲
Social balance
Average headcount (FTE)90870.00.0=

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23,782€23,876€24,402€24,402€24,402=
Provisions for liabilities and charges: additions (uses and reversals)635/8--€70,000€0---
Other operating charges640/8-€4,839€4,098€4,466€4,961▲ 11.1%
Gross operating margin9900€11,434€16,745€12,921€114,729€60,868▼ 46.9%
Operating profit (loss)9901-€18,454€58,030-€15,580€85,861€31,505▼ 63.3%
Financial income75/76B-€156,875€0---
Recurring financial income75-€156,875€0---
Non-recurring financial income76B-€156,875€0---
Financial charges65/66B-€170,377€16,319€17,440€15,995▼ 8.3%
Recurring financial charges65€11,783€13,502€16,319€17,440€15,995▼ 8.3%
Non-recurring financial charges66B-€156,875€0---
Profit (loss) for the period before taxes9903-€30,237€44,528-€31,899€68,421€15,510▼ 77.3%
Profit (loss) for the period9904-€30,237€44,528-€31,899€68,421€15,510▼ 77.3%
Profit (loss) for the period to be appropriated9905-€30,237€44,528-€31,899€68,421€15,510▼ 77.3%
Line20212022202320242025Change
Assets
Total assets20/58€919,286€906,215€890,743€966,341€908,009▼ 6.0%
Fixed assets21/28€919,286€906,215€881,813€857,411€833,009▼ 2.8%
Tangible fixed assets22/27€574,885€561,814€537,411€513,009€488,607▼ 4.8%
Land and buildings22-€561,814€537,411€513,009€488,607▼ 4.8%
Plant, machinery and equipment23-€0----
Financial fixed assets28€344,402€344,402€344,402€344,402€344,402=
Current assets29/58€0-€8,930€108,930€75,000▼ 31.1%
Amounts receivable within one year40/41€0-€8,930€8,930€0▼ 100%
Trade receivables40--€8,930€8,930€0▼ 100%
Deferred charges and accrued income490/1---€100,000€75,000▼ 25.0%
Equity and liabilities
Total equity and liabilities10/49€919,286€906,215€890,743€966,341€908,009▼ 6.0%
Equity10/15-€219,099-€174,571-€206,470-€138,049-€122,539▲ 11.2%
Contributions10/11-€18,600€18,600€18,600€18,600=
Reserves13€1,860€1,860€1,860€1,860€1,860=
Non-distributable reserves130/1-€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311-€1,860€1,860€1,860€1,860=
Profit (loss) carried forward14-€239,559-€195,031-€226,930-€158,509-€142,999▲ 9.8%
Provisions and deferred taxes16€70,000€0----
Provisions for liabilities and charges160/5-€0----
Pensions and similar obligations160-€0----
Amounts payable17/49€1.1m€1.1m€1.1m€1.1m€1.0m▼ 6.7%
Amounts payable after more than one year17€794,196€556,450€511,194€613,445€669,167▲ 9.1%
Financial debts170/4-€0----
Other amounts payable178/9-€556,450€511,194€613,445€669,167▲ 9.1%
Amounts payable within one year42/48€270,335€518,226€586,019€490,944€357,581▼ 27.2%
Current portion of amounts payable after more than one year42-€42,667€0---
Financial debts43-€11€0---
Credit institutions430/8-€11€0---
Trade debts44€4,741€12,105€14,356€10,805€0▼ 100%
Suppliers440/4-€12,105€14,356€10,805€0▼ 100%
Taxes, remuneration and social security45-€0--€21,000-
Taxes450/3-€0--€21,000-
Other amounts payable47/48-€463,443€571,663€480,139€336,581▼ 29.9%
Accrued charges and deferred income492/3-€6,110€0-€3,800-
Line20212022202320242025Change
Profit (loss) for the period9904-€30,237€44,528-€31,899€68,421€15,510▼ 77.3%
+ Depreciation and write-downs630€23,782€23,876€24,402€24,402€24,402=
Operating cash flow (approximation)-€6,455€68,405-€7,497€92,823€39,912▼ 57.0%
Investment in fixed assets (approximation)--€10,805€0€0€0-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2025
30-09
NBB filing Annual accounts filed
fiscal year 2025 · full schema · 30 days late
2024
07-10
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 37 days late
31-01
Financial Back to profitnet €68,421
Net result €68,421 after one loss-making year.
2023
27-07
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2022
17-10
NBB filing Annual accounts filed
fiscal year 2022 · full schema · 47 days late
31-01
Financial Back to profitnet €44,528
Net result €44,528 after 3 loss-making years.
2021
31-08
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2020
18-12
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 109 days late
2019
30-08
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2018
31-08
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2017
27-09
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 27 days late
10-02
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 163 days late
2014
11-12
Bankruptcy Bankruptcy reversal
Tribunal de commerce de Mons · event 29-07-2014
26-06
Bankruptcy Opening
Tribunal de commerce de Mons et de Charleroi, division Tournai · event 16-06-2014
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2017
seat establishment The establishment unit on the map
Ground area
658 m²
Building footprint
205 m²
Parcel 53403E0441/00B000, Wallonia. Linked by address, not a title deed.
18 companies at this address See who is registered here
1 establishment unit
GDI
Rue des Capucins 12, 7000 MonsHoldings
since 20172.266.321.955
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53403E0441/00B000 Wallonia 657 m² 1 · 205 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Insolvency mandates

1 mandate
Role Name Tenure
Curator Me Claeys
Marc, rue Saint Eleuthere 186/188, 7500 Tournai
16-06-2014 → 29-07-2014

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-01-2025 list no shareholders, and no other source names one.

Holdings 1

According to the annual accounts to 31-01-2025 of GDI and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 13,417 companies in sector 73300 we hold annual accounts for 6,906. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded01-06-2007
Fiscal year end31-01
Activities, NACEBEL 2025
73300Public relations and communication consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0889798222
Also 9925:BE0889798222
Registered 10-09-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.