GD-EMF-Consulting
ActiveGD-EMF-Consulting has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €137k and a net result of €5k. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 79% of 519 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability18▼-24
Solvency100=
Growth52▲+20
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 7.58 against 7.91 in 2024), and 12.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 72
Relative position
BE, all sectors
reference
Sector 72
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.9%
Return on assets
3.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
26 d late
2023
36 d early
2022
21 d early
2021
18 d early
2020
31 d early
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€137k▲ 3.8%
2024 · €132k
2018: €136k
2019: €148k
2020: €156k
2021: €181k
2022: €192k
2023: €198k
2024: €132k
2018 → 2025
Total assets
€156k▲ 3.7%
2024 · €150k
2018: €156k
2019: €152k
2020: €157k
2021: €194k
2022: €202k
2023: €207k
2024: €150k
2018 → 2025
Net result
€5k▼ 53.9%
2024 · €11k
2018: €19k
2019: €12k
2020: €8k
2021: €24k
2022: €12k
2023: €6k
2024: €11k
2018 → 2025
Working capital
€124k▼ 2.6%
2024 · €127k
2018: €129k
2019: €144k
2020: €155k
2021: €179k
2022: €183k
2023: €192k
2024: €127k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€181k-€192k▲ 6.4%€198k▲ 2.9%€132k▼ 33.4%€137k▲ 3.8%
Operating result€35k-€14k▼ 58.6%€7k▼ 49.1%€23k▲ 209%€13k▼ 41.8%
Net result€24k-€12k▼ 52.3%€6k▼ 51.3%€11k▲ 94.2%€5k▼ 53.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 42% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €156k
Fixed assets
€13k▲ 172%
Current assets
€142k▼ 2.0%
Equity and liabilities €156k
Equity
€137k▲ 3.8%
Debt
€19k▲ 2.3%
The debt ratio falls from 12.2% to 12.1%: equity grows faster than debt.
Key figures and ratios
EBITDA
€18k▼
2024 · €25k
Cash flow
€9k▼
2024 · €14k
Solvency
87.9%▲
2024 · 87.8%
Current ratio
7.58▼
2024 · 7.91
Quick ratio
7.58▼
2024 · 7.91
Debt / equity
0.14▼
2024 · 0.14
ROE
3.7%▼
2024 · 8.3%
ROA
3.3%▼
2024 · 7.3%
Interest coverage
8.65▼
2024 · 9.70
Debt
€19k▲
2024 · €18k
Debt ≤ 1 year
€19k▲
2024 · €18k
Income taxes
€6k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€150k€156k▲
Fixed assets21/28€5k€13k▲
Tangible fixed assets22/27€5k€13k▲
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€2k€12k▲
Current assets29/58€145k€142k▼
Amounts receivable within one year40/41€95k€105k▲
Trade receivables40€8k€14k▲
Other amounts receivable41€87k€91k▲
Cash at bank and in hand54/58€49k€34k▼
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€150k€156k▲
Equity10/15€132k€137k▲
Contributions10/11€6k€6k=
Reserves13€101k€106k▲
Distributable reserves133€101k€106k▲
Profit (loss) carried forward14€25k€25k=
Amounts payable17/49€18k€19k▲
Amounts payable within one year42/48€18k€19k▲
Trade debts44€6k€13k▲
Suppliers440/4€6k€13k▲
Taxes, remuneration and social security45€12k€6k▼
Taxes450/3€12k€6k▼
Income statement
Code20242025
Non-recurring operating income76A-€578
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€3k€587▼
Gross operating margin9900€28k€18k▼
Operating profit (loss)9901€23k€13k▼
Financial income75/76B€7€1▼
Recurring financial income75€7€1▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€20k€11k▼
Income taxes67/77€9k€6k▼
Profit (loss) for the period9904€11k€5k▼
Profit (loss) for the period to be appropriated9905€11k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€86k€30k▼
Profit (loss) brought forward from the previous period14P€75k€25k▼
Transfer from equity791/2€27k€0▼
Transfer to equity691/2€11k€5k▼
To other reserves6921€11k€5k▼
Profit to be distributed694/7€77k€0▼
Return on contributions (dividend)694€77k€0▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €5k ▼53.9%
Net result drops to €5k, the lowest in the series.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €24k ▲205%
Operating result €35k, net result €24k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity times 7current ratio 386.35
Current ratio from 56.29 to 386.35; short-term debt falls from €3k to €401.
31-12
Financial
Equity above €150kEq €156k ▲5.4%
3 profitable years in a row build equity to €156k.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Liquidity times 7current ratio 56.29
Current ratio from 7.63 to 56.29; short-term debt falls from €19k to €3k.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
11-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mombeekdreef 413500 HasseltGround area
1,252 m²
Building footprint
215 m²
Volume, LiDAR
951 m³
Parcel 71328D1023/00T000, Flanders · tallest building 7.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
GD-EMF-Consulting
since 20092.176.235.481
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71328D1023/00T000 | Flanders | 1,252 m² | 1 · 215 m² | 7.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,174 companies in sector 72109 we hold annual accounts for 712. 469 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-01-2009
Fiscal year end31-12
Activities, NACEBEL
72109Other research and development on natural sciences
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:kantoorzuid@skynet.be
Phone:011/263080